Post by stevio on May 4, 2018 13:37:04 GMT
As many loan books are maturing, it seems we are seeing increasing % of defaults which, although a certain number are expected, are decreasing overall returns from the hay day 1-3 yrs ago
I was wondering if anyone might want to suggest a worked example, maybe from their own investment figures, to show there is still a worthwhile return in P2P?
Obviously this depends on what you compare P2P too, but maybe if compared to say a 2% bank account or a 7% general return from equities (or to save argument, whichever figure you feel comfortable using for equity return
Also what level of default you use - personal experienced default level is the only thing I can think of that is not questionable and relates this personally to your own circumstances. I know this would be different for everyone, but I cant see any other way of agreeing a figure
I was wondering if anyone might want to suggest a worked example, maybe from their own investment figures, to show there is still a worthwhile return in P2P?
Obviously this depends on what you compare P2P too, but maybe if compared to say a 2% bank account or a 7% general return from equities (or to save argument, whichever figure you feel comfortable using for equity return
Also what level of default you use - personal experienced default level is the only thing I can think of that is not questionable and relates this personally to your own circumstances. I know this would be different for everyone, but I cant see any other way of agreeing a figure