treeman
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Post by treeman on Jun 7, 2019 15:04:01 GMT
I don't think you can at the moment. There are two entries in the transaction history for today. One for the nonzero interest payment for 105, and one for the nonzero capital repayment. No entries, so far, for me for the capitalised interest. perhaps ablrate could tell us what to expect in this regard. the amount you hold has increased. So if you held £100 its now around £107 Should there be an entry in the transactions to reflect this increase in capital holding?
<EDIT> cossed with Ace
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Post by ablrate on Jun 7, 2019 15:29:30 GMT
If you click on Current Investments and then click on the amount you have in 105 or 97 This will bring up a list of investment agreements that show all transactions in that loan that you have made. There will be a new one showing the increased amount.
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Post by df on Jun 7, 2019 15:44:55 GMT
My current investment in 97 has also increased My both, 97 and 105, had capital increased and some interest+capital repayment for 97.
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alanh
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Post by alanh on Jun 7, 2019 15:50:08 GMT
Are all 6 of these loans getting adjusted today?
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Post by df on Jun 7, 2019 15:53:24 GMT
If you click on Current Investments and then click on the amount you have in 105 or 97 This will bring up a list of investment agreements that show all transactions in that loan that you have made. There will be a new one showing the increased amount. It looks like new agreements are not yet downloadable. 97 - "This investment has some agreements where the download is not yet ready. Please check back in few minutes." 105 - "You have downloaded this agreement once (I didn't), please contact Customer Services for a copy."
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Forward
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Post by Forward on Jun 7, 2019 15:53:42 GMT
If you click on Current Investments and then click on the amount you have in 105 or 97 This will bring up a list of investment agreements that show all transactions in that loan that you have made. There will be a new one showing the increased amount. ablrate Question for you ... Say i’ve invested £500 in loan and now my investment has gone up by £35 (£7 per £100) where has the money come from, if i change my own spreadsheet to the new loan amount the totals will be way out
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Post by ablrate on Jun 7, 2019 16:00:19 GMT
If you click on Current Investments and then click on the amount you have in 105 or 97 This will bring up a list of investment agreements that show all transactions in that loan that you have made. There will be a new one showing the increased amount. It looks like new agreements are not yet downloadable. 97 - "This investment has some agreements where the download is not yet ready. Please check back in few minutes." 105 - "You have downloaded this agreement once (I didn't), please contact Customer Services for a copy." It does it in batches - so if its not available yet it will be. let us know on email if its not
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treeman
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Post by treeman on Jun 7, 2019 17:26:45 GMT
If you click on Current Investments and then click on the amount you have in 105 or 97 This will bring up a list of investment agreements that show all transactions in that loan that you have made. There will be a new one showing the increased amount. ablrate Yep, I realise I can see the most up to date loan agreement and capital holding and the various novation records. But nowhere is there an explanation or record of where the extra capital has come from.
IMO i should be able to calculate my current loan holding (ignoring the odd pennies rounding) for any loan through the capital ins and outs in my transactions. So should my accountant or (hopefully never happens!) HMRC. Currently I would only be able to show some extra capital held which has 'appeared' with no provenance. I'm no expert but surely some kind of 'capital in lieu of accrued interest @100%' or similar entry is possible?
For balance, your work to turn these loans around and get them back on track is very much appreciated !
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toast
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Post by toast on Jun 7, 2019 17:35:15 GMT
Is it a capital gain? You bought a loanpart for £100 and it's now worth £107. Or is it like buying a £107 loanpart @93.5% thus costing you about £100 to buy? I've no idea!
Luckily within an ISA this complication is avoided.
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Post by ladywhitenap on Jun 7, 2019 19:04:46 GMT
Am I correct in thinking the process has stalled part way through the affected loans?
#68 and #104 don't seem to have been processed.
LW
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des
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Post by des on Jun 7, 2019 20:01:03 GMT
There is an outstanding payment on 97 also from 2nd June
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qwakuk
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Post by qwakuk on Jun 7, 2019 20:04:54 GMT
I have some 67 & 85 but my account has not been updated yet ?
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marka
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Post by marka on Jun 8, 2019 5:21:18 GMT
I'm still not so sure you've got the restructuring right now ablrate, as I am being allowed to put up my part of 1000105 for sale with an expiry date anytime in the future, whereas you normally only allow amortising loans to be listed for sale up until the next payment due date. As it stands I could potentially have more for sale that I actually hold if I list everything and then some capital is repaid to me.
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Post by ablrate on Jun 8, 2019 13:19:43 GMT
I'm still not so sure you've got the restructuring right now ablrate , as I am being allowed to put up my part of 1000105 for sale with an expiry date anytime in the future, whereas you normally only allow amortising loans to be listed for sale up until the next payment due date. As it stands I could potentially have more for sale that I actually hold if I list everything and then some capital is repaid to me. Thanks for letting us know, but having just tried to replicate your experience I couldn't as the normal crossed out dates are there. If it is still doing that for you we would be grateful if you would email info@ablrate Thanks again
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tommo
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Post by tommo on Jun 8, 2019 13:38:15 GMT
I'm still not so sure you've got the restructuring right now ablrate , as I am being allowed to put up my part of 1000105 for sale with an expiry date anytime in the future, whereas you normally only allow amortising loans to be listed for sale up until the next payment due date. As it stands I could potentially have more for sale that I actually hold if I list everything and then some capital is repaid to me. Thanks for letting us know, but having just tried to replicate your experience I couldn't as the normal crossed out dates are there. If it is still doing that for you we would be grateful if you would email info@ablrate Thanks again Looks fine now. But issue was definitely there yday for me too.
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