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Post by moonraker on Feb 15, 2019 14:46:46 GMT
Last year a friend of mine was gifted a house, something that's turned into a nightmare. She had to spend what little money she had on legal fees and was, perhaps naively, hoping to get the deeds in late December so she could raise some money on her property. She's still waiting for them and in the meantime has had a big row with her husband, prompting her to get her own credit card.
As soon as she got it, she started using it to pay off bills, buy food and so on, only for the company to block it, presumably because of excessive use. The company refused to discuss the matter with her, because it was "under investigation". Eventually the company said that they would unblock it "within three days". That was almost three days ago, and now it says it will be unblocked after midnight. In the meantime, my friend can't buy food and petrol. (I've just sent her a loan to tide her over.)
Why three days?
It's not quite the same, but occasionally my High Street bank has locked my account because of "unusual activity" on my debit card, and as soon as I've convinced them that all is well my account has been unlocked immediately.
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Greenwood2
Member of DD Central
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Post by Greenwood2 on Feb 15, 2019 15:43:37 GMT
Could be waiting for any pending transactions to appear. Did she pay it off to get the card unblocked? You usually get a very low credit limit on a first credit card, my daughter just got her first one, I think her limit was about £150.
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benaj
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Post by benaj on Feb 15, 2019 16:32:11 GMT
Usually, contacting the credit card issuer directly can unblock a credit card. Some credit card issuers may block transaction more often than others, say Tesco Bank. Sometimes, credit card issuers may block certain transactions, such as mobile merchant payment, bitcoin purchases or even e-wallet top-up. Tesco blocks most of the mobile merchants on event days.
Tandem is known for blocking Revolut top-ups.
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