jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,745
Likes: 3,138
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Qardus
Feb 13, 2022 9:31:18 GMT
Post by jonno on Feb 13, 2022 9:31:18 GMT
Is it me, or has the amount raised on this (now closed) loan reduced by circa £5k? How can this happen?
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Qardus
Feb 13, 2022 9:41:13 GMT
Post by Badly Drawn Stickman on Feb 13, 2022 9:41:13 GMT
Is it me, or has the amount raised on this (now closed) loan reduced by circa £5k? How can this happen? I suppose if somebody made a pledge and then failed to make the necessary transfer that could occur. Maybe cold feet at 5K on an unsecured loan.....
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,745
Likes: 3,138
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Qardus
Feb 13, 2022 9:50:49 GMT
Post by jonno on Feb 13, 2022 9:50:49 GMT
Is it me, or has the amount raised on this (now closed) loan reduced by circa £5k? How can this happen? I suppose if somebody made a pledge and then failed to make the necessary transfer that could occur. Maybe cold feet at 5K on an unsecured loan..... Mmm fair point. I wouldn't blame them either at £5k. I'm only dipping my toe in, but would never "go large" on loans such as these.
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Post by Badly Drawn Stickman on Feb 14, 2022 20:09:19 GMT
I note the minimum needed has shrunk to match the amount invested.
Should be a relief to those invested since the launch.
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Qardus
Feb 15, 2022 9:19:27 GMT
Post by birdie on Feb 15, 2022 9:19:27 GMT
I note the minimum needed has shrunk to match the amount invested. Should be a relief to those invested since the launch. It also looks good to future investors when searching that the minimum was achieved.
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,745
Likes: 3,138
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Qardus
Feb 15, 2022 9:39:42 GMT
Post by jonno on Feb 15, 2022 9:39:42 GMT
I note the minimum needed has shrunk to match the amount invested. Should be a relief to those invested since the launch. It also looks good to future investors when searching that the minimum was achieved. Unless there's a significant late investment, I can't see them getting away with that on the current open loan as it's only attracted 30% of the minimum.
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Post by Ace on Feb 15, 2022 9:51:53 GMT
It also looks good to future investors when searching that the minimum was achieved. Unless there's a significant late investment, I can't see them getting away with that on the current open loan as it's only attracted 30% of the minimum. It could be worth the borrower taking whatever is on offer now, developing a record of on-time repayments, then coming back for more funds later. I seem to remember one of the earlier borrowers doing this.
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Qardus
Feb 15, 2022 19:05:37 GMT
Post by df on Feb 15, 2022 19:05:37 GMT
I've made a failed attempt to find a statement of transactions. Does it actually exist or is it just me not seeing the obvious?
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Qardus
Feb 16, 2022 0:07:27 GMT
df likes this
Post by Ace on Feb 16, 2022 0:07:27 GMT
I've made a failed attempt to find a statement of transactions. Does it actually exist or is it just me not seeing the obvious? There isn't one, which is odd because there is one on AxiaFunder which uses the same ShareIn infrastructure. It's called "Cash account statement" and is found under the Statements section along with "Tax Statements" on AF.
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trium
Member of DD Central
Posts: 380
Likes: 298
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Qardus
Feb 16, 2022 3:07:22 GMT
via mobile
Post by trium on Feb 16, 2022 3:07:22 GMT
Not a great experience for me so far. Made a small investment in the furniture loan then added some more, or at least I'd intended to, but today found the amount I added languishing in cash. Either they messed up or I did.
I'd also intended to add more for the boost. Could have sworn that both current campaigns were extended until Thursday but while awaiting reply to a question the furniture boat sailed without me so I missed out. Oh well.
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,017
Likes: 1,835
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Qardus
Feb 16, 2022 13:55:49 GMT
Post by littleoldlady on Feb 16, 2022 13:55:49 GMT
I am generally happy with Q despite a couple of quirks. My main reservation is that in the absence of a SM I would prefer shorter term loans. I am also slightly puzzled why businesses which appear to be very healthy would pay so much (about double the advertised rate.) A transaction report would be nice, although all capital and interest payments are shown for each loan so one can maintain one's own records.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,012
Likes: 579
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Qardus
Mar 8, 2022 11:07:19 GMT
Post by dave4 on Mar 8, 2022 11:07:19 GMT
Anyone else having a withdraw funds issue? (withdrawl button turns blue as per normal, then nowt)?
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Qardus
Mar 8, 2022 11:19:39 GMT
via mobile
Post by Ace on Mar 8, 2022 11:19:39 GMT
Anyone else having a withdraw funds issue? (withdrawl button turns blue as per normal, then nowt)? Yes, exactly the same for me (running chrome on android mobile). Have you contacted them?
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,012
Likes: 579
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Qardus
Mar 8, 2022 11:34:25 GMT
Ace likes this
Post by dave4 on Mar 8, 2022 11:34:25 GMT
Anyone else having a withdraw funds issue? (withdrawl button turns blue as per normal, then nowt)? Yes, exactly the same for me (running chrome on android mobile). Have you contacted them? No not yet,now i know its not just me i will. update sent a e mail (contact@qardus.com) as its not just me.
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Qardus
Mar 8, 2022 11:44:55 GMT
Ace likes this
Post by Badly Drawn Stickman on Mar 8, 2022 11:44:55 GMT
Yes, exactly the same for me (running chrome on android mobile). Have you contacted them? No not yet, will send a message now as its not just me. They often make this payment on the same day as another from memory, perhaps they have just worked out that making one withdrawal payment is cheaper and have 'hampered' the first wave? Who knows they may evolve to synchronising payment emails over time. Obviously it could just be a system glitch, but where is the fun in that.
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