mogish
Member of DD Central
Posts: 1,023
Likes: 504
|
Post by mogish on Feb 1, 2023 19:16:39 GMT
Yes I know there are other forums for this topic, but seeing as you lot are a decent bunch I thought I would ask as we may plan on moving abroad at some point.
I believe there may be ways around the 90 day rule.
|
|
james100
Member of DD Central
Posts: 996
Likes: 1,202
|
Post by james100 on Feb 2, 2023 8:41:45 GMT
Yes I know there are other forums for this topic, but seeing as you lot are a decent bunch I thought I would ask as we may plan on moving abroad at some point. I believe there may be ways around the 90 day rule. I'm looking at Portugal in a couple of years from now (current commitments here). D7 passive income/'digital nomad' visa > D7 Residency Permit (1 + 2 + 2 years) > Citizenship. All nicely wrapped up in the Non Habitual Residency program.
|
|
|
|
Post by wiseclerk on Feb 2, 2023 9:34:24 GMT
|
|
mogish
Member of DD Central
Posts: 1,023
Likes: 504
|
Post by mogish on Feb 2, 2023 12:37:22 GMT
Thanks both. I'm a few years away from moving also but thought now is the time to start researching more.
The obvious investor has gone quiet for a while but an interesting read.
I had heard of the D7 way . Thoughts are get Portuguese residency then free to roam anywhere in Europe. Sun cheaper living and forgetting UK politics for a while seems blissful!
|
|
markyg61
Member of DD Central
Posts: 341
Likes: 240
|
Post by markyg61 on Feb 2, 2023 12:56:53 GMT
Yes I know there are other forums for this topic, but seeing as you lot are a decent bunch I thought I would ask as we may plan on moving abroad at some point. I believe there may be ways around the 90 day rule.
Depends on whether you want/need to work or not.
I know Spain/Canary Islands you can apply for a non lucrative Visa (non working) providing you have savings and/or income of 27k Euro or £36K Euro for a couple. You MUST have health insurance.
Believe it has to be renewed every year
|
|
michaelc
Member of DD Central
Posts: 4,920 
Likes: 2,774
|
Post by michaelc on Feb 2, 2023 14:32:16 GMT
Yes I know there are other forums for this topic, but seeing as you lot are a decent bunch I thought I would ask as we may plan on moving abroad at some point. I believe there may be ways around the 90 day rule. But why would you want to leave our magnificent Island ? English and tea with milk as standard. Tolerance and acceptance no matter who you believe you are. Multi hundred year old housing stock with integrated condensation meters fitted to the walls. Lovely mild and dreary weather all year round. Best of all, we have the Great British Pound ! In fact, I think I'll just get some of mine from my pocket right now and reminisce about the Queen....
|
|
jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,745
Likes: 3,138
|
Post by jonno on Feb 2, 2023 14:56:20 GMT
Yes I know there are other forums for this topic, but seeing as you lot are a decent bunch I thought I would ask as we may plan on moving abroad at some point. I believe there may be ways around the 90 day rule. But why would you want to leave our magnificent Island ? English and tea with milk as standard. Tolerance and acceptance no matter who you believe you are. Multi hundred year old housing stock with integrated condensation meters fitted to the walls. Lovely mild and dreary weather all year round. Best of all, we have the Great British Pound ! In fact, I think I'll just get some of mine from my pocket right now and reminisce about the Queen.... Yep. Makes you wonder why so many thousands risk their lives to get here doesn't it?
|
|
registerme
Member of DD Central
Posts: 6,233
Likes: 6,038
|
Post by registerme on Feb 2, 2023 15:23:37 GMT
That was an interesting read, thanks for posting.
|
|
james100
Member of DD Central
Posts: 996
Likes: 1,202
|
Post by james100 on Feb 2, 2023 19:24:28 GMT
Thanks both. I'm a few years away from moving also but thought now is the time to start researching more. The obvious investor has gone quiet for a while but an interesting read. I had heard of the D7 way . Thoughts are get Portuguese residency then free to roam anywhere in Europe. Sun cheaper living and forgetting UK politics for a while seems blissful! A few years away is the best time to start planning! You might want to add Greek FIP Visa and the Panama Res Permit (UK citizens qualify as part of Friendly Nations Program and there are several reasonable routes within that) to the research file. Good to compare / contrast. There are geographical restrictions for Portugal brought in about a year ago (I think?) but still very interesting!
|
|
mogish
Member of DD Central
Posts: 1,023
Likes: 504
|
Post by mogish on Feb 3, 2023 8:08:55 GMT
Some interesting points here. Never thought about canaries or greece.
Plan is not to work, simply draw down retirement savings, live in the sun, cycle, walk the hills, relax and hopefully live cheaper and healthier.
Without being all doom and gloom, the weather , the politics (scotland) the way our country is going, I cant be doi g with it anymore.
Seems there are a few positive options allowing escape without the brexit restrictions.
|
|
registerme
Member of DD Central
Posts: 6,233
Likes: 6,038
|
Post by registerme on Feb 3, 2023 10:55:39 GMT
Seems there are a few positive options allowing escape without the brexit restrictions. Luckily my mum's Irish, so if I were to choose to go in this direction, I could...
|
|
|
|
Post by lotus_eater on Feb 3, 2023 13:10:45 GMT
|
|
mogish
Member of DD Central
Posts: 1,023
Likes: 504
|
Post by mogish on Feb 3, 2023 13:59:33 GMT
Excellent , and good article on Portugal. Im sure I read before that a froend of yours rented a house for something like 600 euros p/m? It will be a couple of years before we decide to make the move but getting a real life response to everyday life requirements and costs would be really helpful. so here goes: Whats the cost p/m for a accomodation , ideally a 2 bedroom detached house in a good area , utility bills p/m? internet etc. Health plan and medical costs for couples aged around 60? Monthly living expenses for food , eating out at weekends? Transport costs , worth buying own car or can I use one imported from UK? Any areas to avoid? , I would rather be in the countryside or a small village and not in the Algarve area, but with some expats around. TIA
|
|
|
|
Post by lotus_eater on Feb 3, 2023 14:55:01 GMT
Excellent , and good article on Portugal. Im sure I read before that a froend of yours rented a house for something like 600 euros p/m? It will be a couple of years before we decide to make the move but getting a real life response to everyday life requirements and costs would be really helpful. so here goes: Whats the cost p/m for a accomodation , ideally a 2 bedroom detached house in a good area , utility bills p/m? internet etc. Health plan and medical costs for couples aged around 60? Monthly living expenses for food , eating out at weekends? Transport costs , worth buying own car or can I use one imported from UK? Any areas to avoid? , I would rather be in the countryside or a small village and not in the Algarve area, but with some expats around. TIA Answers below: Whats the cost p/m for a accomodation , ideally a 2 bedroom detached house in a good area , utility bills p/m? internet etc. - All depends on the area. In Lisbon/Porto/Algarve you can pay anywhere from 1000/m & up, a lot up. Where I live near Caldas da Rainha, you can get a place for around 400 but it might not be insulated and heated well. For a modern place you'll be closer to 700/800. Health plan and medical costs for couples aged around 60? - We actually canceled our private health insurance last year as the public (NHS) system here (called SNS) has treated us very well. We had our child in the public hospital in 2020, and I broke my wrist (playing tennis) last year and needed surgery. Very happy with the result and the service. To answer your actual question though, I would budget around 100 each for a good plan if you want to go private. We were paying 50 each but we signed up 5 years ago and honestly the plan didn't turn out to be that good. It is easier for us to just go to our local SNS GP and the main hospital is 7 minutes from our house. Monthly living expenses for food , eating out at weekends? - A meal out for 2 with appetizes and drinks (where I live) will run you 35'ish these days. We spend about 500/m on food (3 of us) but we eat fresh and we don't budget so you could do better I guess. TV/Internet (500mb fiber) + mobile phone 54/month. Electric usually runs 60-80, gas (bottled for cooking and water heating) 30/m, pellets (for central heating in winter) 200/m at the moment (they doubled in price this year). Home insurance 350/year. Property taxes 256/year. Cars/motorcycle insurance 700/year. All in all we spend about 2k per month but we own a big (5 bedroom) house with a nanny-flat and run 2 cars and a motorcycle, plus we have a 3 year old son who goes to private creche (250/month) so you can live much cheaper than we do here if you needed to. We just don't need to so we kind of spend what we want and it always seems to come to around 2k. Transport costs , worth buying own car or can I use one imported from UK? - When you first move here and become resident you can matriculate one car per person without needing to pay the import duty (very, very expensive). You need to have owned the car for at least 1 year in your own country to qualify for this. Personally I just bought one here. Cars are very expensive here (double the UK in some cases) but I didn't want to mess around with a right hand drive car on the roads, and selling a RHD car here (when it becomes necessary) can be a nightmare. Any areas to avoid? , I would rather be in the countryside or a small village and not in the Algarve area, but with some expats around. - If you want to live quiet & lower cost, stay away from Lisbon, Porto, Algarve, Nazare, Penish and all of the tourist areas. If you like the countryside and the heat, look at Tomar (very hot in summer). I prefer my town as the weather is very moderate (not too hot in summer, and not too cold in winter). It's very similar to San Diego, CA. We are 15 minutes away from some lovely beaches but we live in the countryside in a small village about 7-8 minutes out of town. There are lots and lots of different climates and areas in Portugal so you have a lot of choice. All in all Portugal is not perfect (as I don't believe anywhere is), however we are lucky in that we can live pretty much anywhere we like (we don't work) and we choose here for the country, the people, the healthcare system, cost of living and we believe it's the best place to bring up our family (it's like the UK was about 50 years ago if you can remember that far back). If there were anywhere we thought was better, we would probably live there already. TIA No problem, happy to help.
|
|
mogish
Member of DD Central
Posts: 1,023
Likes: 504
|
Post by mogish on Feb 4, 2023 15:32:31 GMT
Excellent , and good article on Portugal. Im sure I read before that a froend of yours rented a house for something like 600 euros p/m? It will be a couple of years before we decide to make the move but getting a real life response to everyday life requirements and costs would be really helpful. so here goes: Whats the cost p/m for a accomodation , ideally a 2 bedroom detached house in a good area , utility bills p/m? internet etc. Health plan and medical costs for couples aged around 60? Monthly living expenses for food , eating out at weekends? Transport costs , worth buying own car or can I use one imported from UK? Any areas to avoid? , I would rather be in the countryside or a small village and not in the Algarve area, but with some expats around. TIA Answers below: Whats the cost p/m for a accomodation , ideally a 2 bedroom detached house in a good area , utility bills p/m? internet etc. - All depends on the area. In Lisbon/Porto/Algarve you can pay anywhere from 1000/m & up, a lot up. Where I live near Caldas da Rainha, you can get a place for around 400 but it might not be insulated and heated well. For a modern place you'll be closer to 700/800. Health plan and medical costs for couples aged around 60? - We actually canceled our private health insurance last year as the public (NHS) system here (called SNS) has treated us very well. We had our child in the public hospital in 2020, and I broke my wrist (playing tennis) last year and needed surgery. Very happy with the result and the service. To answer your actual question though, I would budget around 100 each for a good plan if you want to go private. We were paying 50 each but we signed up 5 years ago and honestly the plan didn't turn out to be that good. It is easier for us to just go to our local SNS GP and the main hospital is 7 minutes from our house. Monthly living expenses for food , eating out at weekends? - A meal out for 2 with appetizes and drinks (where I live) will run you 35'ish these days. We spend about 500/m on food (3 of us) but we eat fresh and we don't budget so you could do better I guess. TV/Internet (500mb fiber) + mobile phone 54/month. Electric usually runs 60-80, gas (bottled for cooking and water heating) 30/m, pellets (for central heating in winter) 200/m at the moment (they doubled in price this year). Home insurance 350/year. Property taxes 256/year. Cars/motorcycle insurance 700/year. All in all we spend about 2k per month but we own a big (5 bedroom) house with a nanny-flat and run 2 cars and a motorcycle, plus we have a 3 year old son who goes to private creche (250/month) so you can live much cheaper than we do here if you needed to. We just don't need to so we kind of spend what we want and it always seems to come to around 2k. Transport costs , worth buying own car or can I use one imported from UK? - When you first move here and become resident you can matriculate one car per person without needing to pay the import duty (very, very expensive). You need to have owned the car for at least 1 year in your own country to qualify for this. Personally I just bought one here. Cars are very expensive here (double the UK in some cases) but I didn't want to mess around with a right hand drive car on the roads, and selling a RHD car here (when it becomes necessary) can be a nightmare. Any areas to avoid? , I would rather be in the countryside or a small village and not in the Algarve area, but with some expats around. - If you want to live quiet & lower cost, stay away from Lisbon, Porto, Algarve, Nazare, Penish and all of the tourist areas. If you like the countryside and the heat, look at Tomar (very hot in summer). I prefer my town as the weather is very moderate (not too hot in summer, and not too cold in winter). It's very similar to San Diego, CA. We are 15 minutes away from some lovely beaches but we live in the countryside in a small village about 7-8 minutes out of town. There are lots and lots of different climates and areas in Portugal so you have a lot of choice. All in all Portugal is not perfect (as I don't believe anywhere is), however we are lucky in that we can live pretty much anywhere we like (we don't work) and we choose here for the country, the people, the healthcare system, cost of living and we believe it's the best place to bring up our family (it's like the UK was about 50 years ago if you can remember that far back). If there were anywhere we thought was better, we would probably live there already. TIA No problem, happy to help. Thanks so much for your detailed response. Monthly costs seem slightly cheaper than uk, except as you pointed out vehicle costs.Our plan is to reduce vehicle numbers and move with 1 car/ 2 motorbikes. I guess health cover is 100 a month? Any property sites you could recomend we are only using pure portugal which may not show all properties for rent/sale. Coinbra seems to come up a lot. Is that area good? Obviously looking for safest low crime area possible Are there any additional costs relating to properties? Purchase tax, legal fees , area tax etc.once again , much appreciate your time in responding.
|
|
