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Post by moonraker on Aug 18, 2023 8:02:14 GMT
An item on BBC News this morning prompted me to look at several articles on-line to check what was being said.
'A new policy will state that free cash withdrawals and deposits must be available within one mile for people living in urban areas. In rural areas, where there are concerns over "cash deserts", the maximum distance is three miles.'
It's the last sentence that made my jaw drop, and I've been unable to find any clarification or detail. Even in South East England there are many very small isolated communities whose population of, say a dozen or so, could not justify the establishment of cash facilities - and where would these be safely installed?
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Post by crabbyoldgit on Aug 18, 2023 8:46:42 GMT
Another numb nut policy thought out by some London based twit who cannot imagine or believe there is anywhere in the UK that does not have a mobile signal, 4g of course, or an A and E within a 10 minute drive next to a convenient theatre. I would suspect some properties in the Scottish Highlands and islands that would have their own exclusive cash dispenser. Think of the cost of filling and maintaining that, never mind the security issues.
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iRobot
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Post by iRobot on Aug 18, 2023 9:10:28 GMT
Gov / HMT announcement here. Seems what the headlines appear to have missed - or are omitting? - is that: * distances stated reflect existing levels of access * existing levels reflect "the vast majority"; which in itself represents "at least 95% of the population" * the policy mandates that the current status should not be allowed to further deteriorate - NOT that it has to improve. But maybe it's me that's misreading it... |
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benaj
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Post by benaj on Aug 18, 2023 9:19:46 GMT
When I was a student in a quiet village, small shops like “spar” give free cashback. Obviously, it wasn’t good enough for making transactions for ££££.
But who really need cash like ££££ when you can make FPS payments in seconds?
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keitha
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Post by keitha on Aug 18, 2023 13:06:18 GMT
Another numb nut policy thought out by some London based twit who cannot imagine or believe there is anywhere in the UK that does not have a mobile signal, 4g of course, or an A and E within a 10 minute drive next to a convenient theatre. I would suspect some properties in the Scottish Highlands and islands that would have their own exclusive cash dispenser. Think of the cost of filling and maintaining that, never mind the security issues. LOL like many things these are all London centric, Ambulance services in Rural areas even if you could drive at the speed limit are more than 10 Minutes from the nearest Ambulance/Fire/police station Take a county that is 70 Miles by 100. 7000 square miles Say you can drive at 60 MPH and the target is 10 minutes, and to make it simple you have straight roads between communities each station can then cover a 20 by 20 mile area so 400 Sq miles 7000 / 400 = 18 stations. 18 stations 2 staff per ambulance. to cover a week 3 shifts per day 21, shifts per week. Add in extras to over sickness, leave etc 25 shifts. each team works 5 shifts so 5 teams ie 10 staff per station. So 180 staff for one rural county, and that is a bare minimum if the crew is out you have no spares.
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mogish
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Post by mogish on Aug 18, 2023 13:11:02 GMT
I listened to the interview this morning with nick Robinson. I thought the woman he was interviewing responded really poorly when asked who needs cash nowadays.
She stumbled on about apps and parking meters. Not a convincing argument and ill prepared.
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keitha
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Post by keitha on Aug 18, 2023 13:38:28 GMT
Who uses Cash
Those who can't get a Debit / Credit card.
Poor credit, elderly, homeless.
those who choose cash as a budgeting mechanism,
places that don't take card ( we have some because the network signal is poor)
Most Market traders round here
Car Boot sales
clubs and societies collecting Subs ( Eg a bowls club £20 a year membership, £2.50 a game )
paying the milkman or window cleaner
buying a newpaper
Church Collection
I always take cash on a night out then I know what I'm spending
the list goes on and on.
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keitha
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Post by keitha on Aug 18, 2023 13:45:22 GMT
An item on BBC News this morning prompted me to look at several articles on-line to check what was being said.
'A new policy will state that free cash withdrawals and deposits must be available within one mile for people living in urban areas. In rural areas, where there are concerns over "cash deserts", the maximum distance is three miles.'
It's the last sentence that made my jaw drop, and I've been unable to find any clarification or detail. Even in South East England there are many very small isolated communities whose population of, say a dozen or so, could not justify the establishment of cash facilities - and where would these be safely installed?
Thinking about this define urban and rural if I lived further down my road the nearest cash machine is > 1 mile I would say a town and suburban area with a population of circa 10,000 counts as urban. If I go up the road there are currently 4 cash machines in the town centre ( 2 free, 2 charging £1.99) if I pass then and set off up the road the next village is a good 4 miles away and it doesn't have a cash machine.if I go in any of the other directions from my house the nearest cash machines will be 5-6 miles away.
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benaj
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Post by benaj on Aug 18, 2023 14:46:17 GMT
I thought banks like HSBC have been offering "accounts" for homeless people with no fixed address and Link network to help people modern life moving by providing free access to cash. The real question: how many people need to travel more than 3 miles to get cash? In a small village like Kersey of population less than 500 near Hadleigh, people can get cash out from a Co-op within 2 miles. Is it too far? May be it is for people with mobility issue, but if they are lucky enough to have mobility scooter, might not be as bad. consumer.paypoint.com/kersey.suffolk.cloud/parish-council/ |
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agent69
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Post by agent69 on Aug 18, 2023 14:54:36 GMT
Who uses Cash Those who can't get a Debit / Credit card. Poor credit, elderly, homeless. those who choose cash as a budgeting mechanism, places that don't take card ( we have some because the network signal is poor) Most Market traders round here Car Boot sales clubs and societies collecting Subs ( Eg a bowls club £20 a year membership, £2.50 a game ) paying the milkman or window cleaner buying a newpaper Church Collection I always take cash on a night out then I know what I'm spending the list goes on and on.Those that are suspicious of the technology, and worried that their details might be hacked?
I guess the root cause of the problem is that 50 or 60 years ago most people were paid in cash, so the problem didn't arise.
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Post by moonraker on Aug 18, 2023 15:26:59 GMT
A year or so ago a friend persuaded me to try a takeway. We ordered in advance and duly arrived to collect, to be told that it was "cash only". Luckily I normally carry some notes with me, but mostly I use cards. Ironically the restuarant was opposite my NatWest branch - that closed last month.
More recently, that same friend's satnav directed her over a private toll bridge to my house, whereas it was more logical for her to take another route. Luckily she had enough loose coins to pay the 60p. (The bridge won't accept cards, just pre-paid tickets for regular users.)
Two weeks early my cousin was driving me over the same route and his satnav did the same; luckily he too could rustle up 60p - which is more than I could.
(The satnav probably reckoned that a couple of minutes could be saved by using an indirect main road where traffic flows more freely than on my preferred route. It had yet to take into account that once off the main road, there's a new - and unnecessary - 20mph limit through two or three miles of village.)
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travolta
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Post by travolta on Aug 18, 2023 15:38:16 GMT
The nearest cash point is in the local shop , a round trip of 10miles by car , no bus.
My choice . I like the isolation.
I empty the entire machine on a regular basis and as its often out of cash I guess others do too.
The local currency is cash not card.
Who ever manages to get a machine into my local hamlet , 2 miles away , will most certainly get my vote .
I think it might be a flying pig .
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adrianc
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Post by adrianc on Aug 19, 2023 9:14:11 GMT
Another numb nut policy thought out by some London based twit who cannot imagine or believe there is anywhere in the UK that does not have a mobile signal, 4g of course, or an A and E within a 10 minute drive next to a convenient theatre. I would suspect some properties in the Scottish Highlands and islands that would have their own exclusive cash dispenser. Think of the cost of filling and maintaining that, never mind the security issues. I'm not particularly remote by "proper rural" standards. Within three road miles of me, the only remotely likely outlets are one pub (which is closing next week, hopefully for a short period while the owners change), one pub/campsite (which would not be mourned by many if it closed permanently), one restaurant/campsite, and one petrol station. I'm not even sure there's anything more if we go by crow-fly radius rather than road - perhaps one more pub. There was a post office, briefly, within a farm shop - but that got through three owners in a few years before closing permanently. I can easily think of several friends who live in places without any suitable locations within three road miles.
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