dave4
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Cynical is a hobby not a lifestyle
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Post by dave4 on Jan 5, 2024 16:00:01 GMT
Lender rates have dropped for the specks and teaching loans to sub 14%. Previous nearer 20%
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Greenwood2
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Post by Greenwood2 on Jan 5, 2024 16:07:08 GMT
Q were previously under declaring the rates because the loans were not amortising as you would normally expect. Now the declared rates should be the actual rates 13.7% and 12.9% for the two new loans. Nothing like as good as previously.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,022
Likes: 591
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Post by dave4 on Apr 16, 2024 15:25:08 GMT
Q sent out a invester survey with a end date of 30th April, some interesting questions, seemed to be spured on from the lack of filled loans and lowering of reward rates ect, spent 10 mins filling it in, may get £50 amazon gift card as a reward, kinda hoping for the return of acceptable interest rate. If you got a survey may I suggest u give it a go, if not request one.
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firedog
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Post by firedog on Apr 16, 2024 15:32:20 GMT
I completed it last night, armed with a glass of red - thought I might as well offer constructive feedback as I haven't been keen to invest in the last few offers.
Overriding thought about the survey is that it was an odd set of default answers (eg for the question relating to priorities for investment, there was a drop-down option for eg Sharia, but none for risk/return, which is I think a fairly standard consideration for any investment). Also interesting that this forum was one of the available choices for how you came to know about Qardus. So they're obviously aware of this place: just wish they'd engage more.
In fact, the main gripe I conveyed to them related to the lack of communication, eg re falling lender rates (I can't blame them for doing it, but they should explain why), and passing on charges for payment holidays.
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Post by df on Apr 16, 2024 18:36:53 GMT
I completed it last night, armed with a glass of red - thought I might as well offer constructive feedback as I haven't been keen to invest in the last few offers. Overriding thought about the survey is that it was an odd set of default answers (eg for the question relating to priorities for investment, there was a drop-down option for eg Sharia, but none for risk/return, which is I think a fairly standard consideration for any investment). Also interesting that this forum was one of the available choices for how you came to know about Qardus. So they're obviously aware of this place: just wish they'd engage more. In fact, the main gripe I conveyed to them related to the lack of communication, eg re falling lender rates (I can't blame them for doing it, but they should explain why), and passing on charges for payment holidays. IIRC p2p forum was one the the choices in their previous survey too.
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