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Post by gramsky on Jan 12, 2024 8:47:27 GMT
Something fishy here: 2 separate loans with no apparent connection on the website other than the exterior of the building is similar in the photographs, but looking at the 'Valuation Reports' they are both for apartment No. 103?.
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rscal
Posts: 914
Likes: 503
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Post by rscal on Jan 12, 2024 10:18:13 GMT
Something fishy here: 2 separate loans with no apparent connection on the website other than the exterior of the building is similar in the photographs, but looking at the 'Valuation Reports' they are both for apartment No. 103?. (Could you give the deal numbers at least? i.e. the ones ending "/1234" Thanks)
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jcb208
Member of DD Central
Posts: 820 
Likes: 606
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Post by jcb208 on Jan 12, 2024 11:04:21 GMT
They have uploaded the same valuation report, One flat is a 1 bed and the other a 2 bed.Never looked before I don't touch 70% LTV anymore only tier 1 loans with LTV less then 40%
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Post by uksoul on Jan 12, 2024 11:23:55 GMT
Looks like a mistake made as the 2 bed has the 1 bed valuation.
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Post by gramsky on Jan 12, 2024 14:16:46 GMT
They have uploaded the same valuation report, One flat is a 1 bed and the other a 2 bed.Never looked before I don't touch 70% LTV anymore only tier 1 loans with LTV less then 40% But surely this is the same borrower for both otherwise a big coincidence. If it is the same borrower it should be stated.
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Post by Ace on Jan 12, 2024 14:45:35 GMT
They have uploaded the same valuation report, One flat is a 1 bed and the other a 2 bed.Never looked before I don't touch 70% LTV anymore only tier 1 loans with LTV less then 40% But surely this is the same borrower for both otherwise a big coincidence. If it is the same borrower it should be stated. The two loans have borrowers with different credit scores, and both loans say it's the borrower's first investment property, so presumably a coincidence! ...or multiple errors.
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Post by uksoul on Jan 14, 2024 8:30:09 GMT
One is freehold the other leasehold. Significant difference. Hopefully kuflink sorts it out.
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