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Post by dan1 on Feb 7, 2018 18:54:46 GMT
Non-protected loan currently available 0.75% per month £180k Secured against collection of wine valued at £320k Includes this classic comment in the email (my bold): ...including c£800k of investments in wine and other illiquid investments
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r00lish67
Member of DD Central
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Post by r00lish67 on Feb 7, 2018 19:42:00 GMT
Non-protected loan currently available 0.75% per month £180k Secured against collection of wine valued at £320k Includes this classic comment in the email (my bold): ...including c£800k of investments in wine and other illiquid investments
Cheers to that! Have Unbolted done anything to improve their deposit process yet? I'd invest a chunk, but as I understand it, as it's past 6pm then if I deposit then it not only won't arrive tonight but it won't arrive until Friday morning, is that right?
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Post by dan1 on Feb 7, 2018 19:48:31 GMT
Non-protected loan currently available 0.75% per month £180k Secured against collection of wine valued at £320k Includes this classic comment in the email (my bold): ...including c£800k of investments in wine and other illiquid investments
Cheers to that! Have Unbolted done anything to improve their deposit process yet? I'd invest a chunk, but as I understand it, as it's past 6pm then if I deposit then it not only won't arrive tonight but it won't arrive until Friday morning, is that right? Yes, unfortunately. It may still be there on Friday morning given that everyone else is in your boat.... unless there are a series of large repayments tomorrow that you're not invested in.
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Post by beeje13 on Feb 7, 2018 19:51:22 GMT
It is as you describe it.
I think they do it that way to minimise costs, and so they don't have a moving target when they're working out people's allocations into loans.
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Post by df on Feb 7, 2018 19:51:32 GMT
Non-protected loan currently available 0.75% per month £180k Secured against collection of wine valued at £320k Includes this classic comment in the email (my bold): ...including c£800k of investments in wine and other illiquid investments
Cheers to that! Have Unbolted done anything to improve their deposit process yet? I'd invest a chunk, but as I understand it, as it's past 6pm then if I deposit then it not only won't arrive tonight but it won't arrive until Friday morning, is that right? Yes, this is correct. I could have invested more in this loan, but had to leave some cash in for possible tomorrow's allocations. Deposited more more funds for Friday of course, but I wish they've released these random loans before 6pm.
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star dust
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Post by star dust on Feb 7, 2018 20:02:10 GMT
This loan will apparently repay (and ‘consolidate’) 2DFDC43FF a £20k loan @ 0.85% and approx 7% LTV as opposed to the now offered 0.75% and 56% LTV . The loan being repaid only started on 22nd January, and as I already had some of this, at least I’ll get a repayment to act as a top-up when the bigger version does draw down - could be handy if it's a Friday.
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Feb 7, 2018 22:02:47 GMT
I cannot believe there is still some of the watch loan left this morning. With so many people complaining about how slowly they get money invested on UB, I thought this would have flown off the shelf! Maybe people got their happy limit from their settings on reallocation. Some may have released money in time for the normal Friday rush in order to diversify.😊 please ubl! Don't forget that thos loan is not automatic allocation and miss out.
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Post by davids on Feb 8, 2018 6:18:22 GMT
still 143k left this morning, that's one large HMRC tax bill
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Post by GSV3MIaC on Feb 8, 2018 8:27:41 GMT
Presumably including a late payment penalty?
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Feb 8, 2018 11:35:33 GMT
Unbolted have now published the full wine inventory. The good news is that there doesn't appear to any Blue Nun on it.
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Feb 9, 2018 13:12:55 GMT
Unbolted have now published the full wine inventory. The good news is that there doesn't appear to any Blue Nun on it. Just had email saying my request is now changed into investment on the wine loan. £78k on platform available to purchase.
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Post by skint4achange on Feb 9, 2018 18:30:57 GMT
I bought some more, but not sure really how comfortable I am having a large sum in bottles of wine valued at £1k each.
Have more money in account but feel I have enough of this now with 4 figures on the one loan
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Feb 9, 2018 18:55:06 GMT
I bought some more, but not sure really how comfortable I am having a large sum in bottles of wine valued at £1k each.
Have more money in account but feel I have enough of this now with 4 figures on the one loan Go on skintforachange head for the £3k aisle. I promise to travel to help you drink it if we need to take stock instead of payment😁
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Post by skint4achange on Feb 9, 2018 19:11:59 GMT
I bought some more, but not sure really how comfortable I am having a large sum in bottles of wine valued at £1k each.
Have more money in account but feel I have enough of this now with 4 figures on the one loan Go on skintforachange head for the £3k aisle. I promise to travel to help you drink it if we need to take stock instead of payment😁 Don't think I have ever paid £1k for ALL of the wine I have EVER drunk!
If I took the stock and not the money, I might not be able to see my keyboard and then all the people I have just upset on the other thread will not have anything to moan about!
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Post by skint4achange on Mar 20, 2018 18:24:41 GMT
New loan up for sale. £200k, with about £175k remaining.
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