Investor
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Post by Investor on Sept 30, 2015 15:22:24 GMT
MoneyThing AKA Ed Was wondering if it were possible, and reasonably easy, for Shuang to code a global option in that would allow us to 'Auto Opt In' to any renewable loans, basically to tick the box by defalut and then allow us to untick if neccessary. Obviously this would be a per user option and not sure how other members would feel about this option (sure there will be some feedback) but would certainly work for me. Just to re-iterate the default would not change, you would have to tick an 'Automatically renew all my loans' box to have this applied to your account.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Sept 30, 2015 15:30:12 GMT
MoneyThing AKA Ed Was wondering if it were possible, and reasonably easy, for Shuang to code a global option in that would allow us to 'Auto Opt In' to any renewable loans, basically to tick the box by defalut and then allow us to untick if neccessary. Obviously this would be a per user option and not sure how other members would feel about this option (sure there will be some feedback) but would certainly work for me. Just to re-iterate the default would not change, you would have to tick an 'Automatically renew all my loans' box to have this applied to your account. And with the SM coming even if you forgot to untick youd have a get out as opposed to current situation where if you forget to opt into a renewal, youd miss out & have to rely on SM which isnt going to be particularly fruitful I suspect.
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oldgrumpy
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Post by oldgrumpy on Sept 30, 2015 15:32:12 GMT
MoneyThing AKA Ed Was wondering if it were possible, and reasonably easy, for Shuang to code a global option in that would allow us to 'Auto Opt In' to any renewable loans, basically to tick the box by defalut and then allow us to untick if neccessary. Obviously this would be a per user option and not sure how other members would feel about this option (sure there will be some feedback) but would certainly work for me. Just to re-iterate the default would not change, you would have to tick an 'Automatically renew all my loans' box to have this applied to your account. I was just thinking the same thing. Surely MT don't need us to always be available (or even remember!!) to log in during the few hours a loan (or portfolio) is placed on the "pending" page, just to authorise a renewal, which could so easily be authorised (or reversed)? Currently I want to renew all my portfolio loan packages as and when they come to the end of each six month period. Last week I was away on holiday so lost my spot in one of them completely because I wasn't on line just before the renewal occurred. Edit: I would only want it on the portfolios rather than all loans, so could it be placed on each indidvidual loan please? I have this sneaky feeling that folks who can't (or don't want to) redeem after six months are in a spot of bother and default is more likely at the end of twelve months..... just my two banana's worth
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huxs
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Post by huxs on Sept 30, 2015 15:37:21 GMT
That gets my vote as well, only 12 months into P2P but my initial excitement of being hands on with each platform is fading fast. I really want to limit my involvement to the minimum possible and being able to default my renewal now would save me having to worry about when the next renewal is taking place.
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Post by MoneyThing on Sept 30, 2015 15:51:07 GMT
Afternoon,
Thank you for your comments.
I don't think it would be too difficult for The Shaung to code a global 'opt-in box for all renewals only'. I would appreciate some feedback on this forum from those who might disagree with this proposal before deciding whether to implement or not.
As an aside, did anyone experience any noticeable slow-down on the platform at 4pm? I only ask because we had a noticeable increase in traffic (108 users & 650 page-views per minute).
Kind regards,
Ed
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Bagman
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Post by Bagman on Sept 30, 2015 15:54:29 GMT
For me It seemed quicker than greased weasel s*te off a shiny shovel..
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star dust
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Post by star dust on Sept 30, 2015 15:54:39 GMT
I haven't actually got the point of being able to renew anything but the Piper yet , but hopefully I'm not too far off the option, and with quiet a few potentially coming up I think it's a great idea. I'm sure we would all have our favourite loans we want to roll, and those we don't, but in order to KISS I think it should be a universal opt in, that is assuming we could manually change it ourselves as well, and best of all there is also the advent of an SM. In Edit: hadn't seen Ed's post, not dissenting, sorry .
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Post by bracknellboy on Sept 30, 2015 16:03:22 GMT
I can see no downsides to a global opt in to renewal option, provided it defaulted to off. I would of course like to then be able to override that on a per loan basis (which would seem straightforward i.e. the behaviour of the global opt in is to result in the per loan 'Opt in' to be ticked once the renewal goes to pending, which means it can then be unticked for that loan by the user before it goes live).
I'm also not unhappy with the current setup as one does at least have the preview window in which to opt in.
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Post by betterthanworking on Sept 30, 2015 16:04:48 GMT
Alternatively, just have an extra column added to the 'my loans' table with a toggle switch for each loan part accessible all the time, a la Funding Secure.
No slow-down noticed here.
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oldgrumpy
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Post by oldgrumpy on Sept 30, 2015 16:11:39 GMT
As an aside, did anyone experience any noticeable slow-down on the platform at 4pm?
I was ready to refresh at 16:00 exactly, and got my bid in by about four seconds later and 50% of the loan had already gone (that certainly wasn't slow!); my bid registered immediately - very slick operation.
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SteveT
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Post by SteveT on Sept 30, 2015 16:12:15 GMT
Alternatively, just have an extra column added to the 'my loans' table with a toggle switch for each loan part accessible all the time, a la Funding Secure. No slow-down noticed here. I was thinking the same, that the Funding Secure system works very well. An extra column on "My Loans" with a toggle that you can set to "Renew" (or leave off) at whatever stage you like so that your indication is ready and waiting if / when the loan becomes available for renewal.
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LittleBear
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Post by LittleBear on Sept 30, 2015 16:17:43 GMT
Alternatively, just have an extra column added to the 'my loans' table with a toggle switch for each loan part accessible all the time, a la Funding Secure. No slow-down noticed here. I was thinking the same, that the Funding Secure system works very well. An extra column on "My Loans" with a toggle that you can set to "Renew" (or leave off) at whatever stage you like so that your indication is ready and waiting if / when the loan becomes available for renewal. Yes, this gets my vote too.
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Post by yorkshireman on Sept 30, 2015 16:19:09 GMT
For me It seemed quicker than greased weasel s*te off a shiny shovel.. I’ve never really understood that expression as I’ve always thought it would be more likely to stick to the shovel.
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Post by yorkshireman on Sept 30, 2015 16:20:32 GMT
Alternatively, just have an extra column added to the 'my loans' table with a toggle switch for each loan part accessible all the time, a la Funding Secure. That gets my vote.
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webwiz
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Post by webwiz on Sept 30, 2015 16:25:05 GMT
I would like a renewal opt-in per loan which could be switched on (and off again) at any time up to renewal. I personally would not use a global opt-in but would have no objection to it.
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