Investboy
Member of DD Central
Trying to recover from P2P revolution
Posts: 564 
Likes: 201
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Post by Investboy on Jan 15, 2016 20:14:22 GMT
I guess everybody invested in that loan got email today. I wonder what do you think is the best option? What will you choose? Please vote.
Only those 2 customers make up 45% of the debt ledger. I don't want to left holding the bag of tiny invoices from thousands of debtors when somebody else enjoys the quality of the above.
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ewf
Posts: 14
Likes: 5
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Post by ewf on Jan 15, 2016 23:56:46 GMT
I also need guidance on how to vote on this one, as it is a newish loan I am thinking it is a bit dangerous to vote for giving security away. please give me any of your opinions on this.
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Post by eascogo on Jan 16, 2016 0:13:03 GMT
I also need guidance on how to vote on this one, as it is a newish loan I am thinking it is a bit dangerous to vote for giving security away. please give me any of your opinions on this. IMO if your ID on this forum is not used anywhere else I don't see how your voting is likely to present a security risk. Has anyone avoided to vote for security reasons?
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Post by Ton ⓉⓞⓃ on Jan 16, 2016 0:19:52 GMT
I also need guidance on how to vote on this one, as it is a newish loan I am thinking it is a bit dangerous to vote for giving security away. please give me any of your opinions on this. There is a longer discussion taking place on the pink forum also called Private board for Assetz Capital members only which is at the top of the previous page. Follow the instructions to join; but it does take a little while to get activated, as emails need to be sent and received and acted upon.
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shimself
Member of DD Central
Posts: 2,561
Likes: 1,170
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Post by shimself on Jan 16, 2016 11:44:58 GMT
I also need guidance on how to vote on this one, as it is a newish loan I am thinking it is a bit dangerous to vote for giving security away. please give me any of your opinions on this. IMO if your ID on this forum is not used anywhere else I don't see how your voting is likely to present a security risk. Has anyone avoided to vote for security reasons?
ewf will have meant giving our financial security (the debenture) away, not phishing
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ben
Posts: 2,020
Likes: 589
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Post by ben on Jan 16, 2016 11:52:41 GMT
suppose better finally sign up to the other bit then so I can read the posts, surely if we sign away all the good stuff then the rubbish that is left would not cover the loan in case of default
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happy
Member of DD Central
Posts: 397
Likes: 497
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Post by happy on Jan 18, 2016 21:20:38 GMT
Hi fellow forum members.I am fairly new to P2P, AC and this forum so not signed up to the AC private forum yet but baving benefited greatly from your many wise words here and on the other forums over the last few months I wanted to share my thoughts with you on this vote.
We have a LTV of only 22% and the total debtors book represents around a third of the tangible asset security sitting behind this loan. IMHO releasing even 50% of the debtors book represents almost zero risk to lenders capital and does not affect the borrowers ability to service the loan so to me it is a no-brainer....... in the interests of future business from a growing organisation we can release a small amount of our security in the confidence that AC will protect our interests contractually. Hopefully then we can all enjoy investing in the next loan this borrower brings to AC.
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Investboy
Member of DD Central
Trying to recover from P2P revolution
Posts: 564
Likes: 201
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Post by Investboy on Jan 19, 2016 11:54:24 GMT
I also need guidance on how to vote on this one, as it is a newish loan I am thinking it is a bit dangerous to vote for giving security away. please give me any of your opinions on this. There is a longer discussion taking place on the pink forum also called Private board for Assetz Capital members only which is at the top of the previous page. Follow the instructions to join; but it does take a little while to get activated, as emails need to be sent and received and acted upon. Thanks Ton ⓉⓞⓃ. I'm already a member and should have go to that pink forum in the first place.
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Post by oldnick on Jan 19, 2016 13:34:48 GMT
To be accurate the pink hue is not visible on the mobile app, just in case anyone is wondering.
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