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Post by Collateral Rep on Sept 1, 2016 11:35:39 GMT
Looking for feedback on what the best time to post loans to the Collateral Platform would be.
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archie
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Post by archie on Sept 1, 2016 11:40:53 GMT
Voted 10am but wouldn't mind 2pm.
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n
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Yet another Nick
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Post by n on Sept 1, 2016 11:44:07 GMT
Voted 10 am but 11 or 12 would do. Definitely don't like 1 or 2 as that is when I go to/return from lunch.
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fp
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Post by fp on Sept 1, 2016 11:46:19 GMT
later in the day suits me, the later the better
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treeman
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Post by treeman on Sept 1, 2016 11:46:30 GMT
Voted 10am but wouldn't mind 2pm. Ditto - not really fussed as along as it doesn't clash with other 'fixed-time' platforms. Was a bit nervous 4pm would be an option !  Never going to suit everyone though !
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Post by alloy666 on Sept 1, 2016 11:47:13 GMT
I voted 11 am but don't really mind - so long as the time is consistent.
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Post by Duane Dibley on Sept 1, 2016 11:51:40 GMT
Not voted.
Whatever time you post loans you're not going to please all the people all the time.
Some people will like 10am, some will like 1pm. A poll on here will only get a snapshot of people and is no more likely to be representative of all lenders than simply plucking a number from the air.
The fairest way, if that's what you're after, is to vary the times. People who can't log on at 10am may be able to at 1pm and vice versa.
But you're probably best off picking the time that suits you best and sticking to it and people will have to like it or lump it.
Please yourself rather than trying to please other people. It's what I always do.
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archie
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Post by archie on Sept 1, 2016 11:52:56 GMT
11am would clash with FS.
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stokeloans
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Post by stokeloans on Sept 1, 2016 15:45:30 GMT
I like a few hours notice before the loans go live giving details of the loan.That way I can decide if I want to invest or not and arrange to transfer some funds into my account.
So on that basis in the afternoon would suit me
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stevio
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Post by stevio on Sept 1, 2016 16:32:13 GMT
I comment form the working side of investors, so my timing would be different than maybe the retired person
Sometimes I am still travelling or in a meeting at 10am, so I personally would prefer 1pm. I think this would suit some working people as this is a traditional lunch break and an appropriate time to do personal activities like P2P (particularly if your screen is observable at work)
1pm also gives some time to move money around if needed. Your notifications go out in the afternoons the day before. But some other platforms don't process their withdrawals until the morning. So 1pm gives chance for the withdrawal to process and then transfer to you.
Early or later in the day is more difficult for people who have to either be at work or travel to and from work and as you can't predict working hours, anywhere from 6am-11am and 2pm-7pm should be ruled out if you want to include working people, working or travelling in that time period
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johnfleet
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Post by johnfleet on Sept 1, 2016 17:58:42 GMT
Gone for eleven, but in truth I'm quite happy with ten, which seems favourite at the moment....
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Post by westcountry on Sept 1, 2016 19:46:01 GMT
I've voted 10am, it's my preferred time of the options there, but I would prefer 3:30pm or 4:30 pm if that was an option? Not 4pm though as that clashes with MoneyThing!
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investibod
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Post by investibod on Sept 2, 2016 8:50:23 GMT
I voted for 12 am as I like the sound of the loans being posed at midnight. I assume that the intention was for this to be 12 pm, noon, which is also good. |
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n
Member of DD Central
Yet another Nick
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Post by n on Sept 6, 2016 14:04:51 GMT
11am would clash with FS. FS seem to be launching at random times the last few days (without asking us  ), but still on the hour.
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Post by moonshine on Sept 7, 2016 11:30:24 GMT
Don't really mind when loans get posted, 11 am is fine - but would much prefer to see them displayed in the Pipeline section with a Go Live date, instead of checking my email to see that they have randomly been put up without warning and that now I can't invest at all..
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), but still on the hour.