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Post by dentex on Sept 8, 2016 20:22:11 GMT
Invoice www.mintos.com/en/117150-01 is now 60+days late but no news from Capitalia. No any Debt collection info. If this is the way capitalia do business I better stop de auto bid for this loan originator. Bye bye Capitalia. |
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Post by buttchopf23 on Sept 9, 2016 5:50:30 GMT
You have to ask the support for updates, they will ask capitalia then. Keep in mind, that with capitalia there is a 9 day period for settlement. So the support will not ask capitalia until the invoice is late more then 69 days.
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p2pmaster
investment is life.
Posts: 128 
Likes: 54
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Post by p2pmaster on Sept 9, 2016 6:25:58 GMT
buttchopf23, could you explain the additional 9 days delay? What is the term for other loan originators? I have not heard about it before.
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Post by buttchopf23 on Sept 9, 2016 6:33:23 GMT
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Post by Whitbourne on Sept 21, 2016 23:07:46 GMT
Invoice www.mintos.com/en/117150-01 is now 60+days late but no news from Capitalia. No any Debt collection info. If this is the way capitalia do business I better stop de auto bid for this loan originator. Bye bye Capitalia. Info now added: 2016.09.20 Contract is not yet terminated, promised to pay these days, we are still waiting few more days There is recourse to the debtor so a good chance of recovering these funds, unless of course the invoice was spurious for some reason...
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Post by buttchopf23 on Sept 22, 2016 6:32:26 GMT
Interesting to see how this will end. I have invested as well in this loan.
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Post by dentex on Sept 25, 2016 19:07:45 GMT
I have 76 open invoices in this moment (25/09/16) in my portfolio. Seven are 60+days late, all of them from Capitalia screencast.com/t/2QSlkAdu . Only 3 have Debt collection info were Capitalia anounce that the debtor promisse to pay 22/09/16. No payment arrived yet.
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Post by loontik on Dec 23, 2016 16:47:53 GMT
I know this is a rather late post, but I see that Capitalia has one of the worst debts out there, most of them delayed or extended. Simply removed them from auto-invest and even for manual invest as well.
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Post by extremis on Dec 23, 2016 19:04:41 GMT
Yes, Capitalia's recovery procedures are awful. I have several loans that remain in 60+ days / default state for a very prolonged time without any change; just some empty promises that the borrower will repay on some future (or past) date. Has anyone ever got a Capitalia's defaulted loan fully recovered?
On the bright side: there are several thousands of 13.5% interest rate personal loans out there with buyback guarantee. Why would anyone choose a Capitalia's invoice loan over those?
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p2pmaster
investment is life.
Posts: 128
Likes: 54
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Post by p2pmaster on Dec 27, 2016 13:42:07 GMT
During the X-mas holidays I have reviewed statistics and I don't understand why bother with risky Capitalia business loans if you can have similar exposure to the Baltics via Debifo invoices?
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