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Post by mopcku on Jan 1, 2017 23:22:39 GMT
Hello Guys,
We would like to analyze the historical performance of the mintos loan book so we can do some projections of our expected losses.
For this purpose we downloaded the data from "Primary Market" page in the Mintos interface. The most import point when someone analyses loan performance is whether given loan defaults and if yes when during the term of the given loan this does happen. Unfortunately the provided in mintos download data column named "Payments Received" counts all the months also the months where there were no payment. So we don’t see a way to do this analysis based on the data provided in the file.
Does anyone from you know how this could be done in a automatized way (without having to visit manually each single delayed loan in the mintos webinterface).
For example Lending Club provides column named last_pymnt_d so you can easily imply how long after the beginning there were no payments anymore. Any similar information that can be used to calculate this for the Mintos loans will be helpful.
Thank you very much in advance for your help
BR
Mopcku
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Post by loontik on Jan 2, 2017 8:54:24 GMT
I agree, Mintos doesn't have that much of functionality.
You can try using the filter and set the loan status to 'Current'. See if this helps?
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Post by mopcku on Jan 2, 2017 10:48:34 GMT
I agree, Mintos doesn't have that much of functionality. You can try using the filter and set the loan status to 'Current'. See if this helps? Thanks
But I dont think selecting only current helps! How should this help me to calculate the time of the last payment?
Am I understanding what you propose right?
Thanks
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