mark123
Member of DD Central
Posts: 111 
Likes: 120
|
Post by mark123 on Mar 8, 2017 16:32:41 GMT
Here are some figures from the new improved statistics page. | Year | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 YTD | | Consumer | 99% | 99% | 87% | 69% | 59% | 60% | 64% | | Property | 0% | 1% | 5% | 12% | 12% | 12% | 16% | | SME | 0% | 0% | 1% | 1% | 9% | 10% | 6% | | Wholesale | 0% | 0% | 8% | 19% | 20% | 17% | 15% | | Total | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
Looks like consumer and property loans are up and SME loans are down this year to date. Best wishes, Mark |
|
jlend
Member of DD Central
Posts: 1,817
Likes: 1,444
|
Post by jlend on Mar 21, 2017 22:00:20 GMT
Here are some figures from the new improved statistics page. | Year | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 YTD | | Consumer | 99% | 99% | 87% | 69% | 59% | 60% | 64% | | Property | 0% | 1% | 5% | 12% | 12% | 12% | 16% | | SME | 0% | 0% | 1% | 1% | 9% | 10% | 6% | | Wholesale | 0% | 0% | 8% | 19% | 20% | 17% | 15% | | Total | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
Looks like consumer and property loans are up and SME loans are down this year to date. Best wishes, Mark Also worth bearing in mind the size of some of the property loans going by comments from Ratesetter RateSetter Property Finance offers loans starting from £500,000 up to £7.5m per transaction with a maximum of 65 per cent loan to value, or 75 per cent loan to cost.
A few dodgy property loans could cause some short term pain for the provision fund until any secured assets were sold off
|
|
angrysaveruk
Member of DD Central
Back and to the left..
Posts: 1,010
Likes: 642
|
Post by angrysaveruk on Mar 21, 2017 23:24:12 GMT
Here are some figures from the new improved statistics page. | Year | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 YTD | | Consumer | 99% | 99% | 87% | 69% | 59% | 60% | 64% | | Property | 0% | 1% | 5% | 12% | 12% | 12% | 16% | | SME | 0% | 0% | 1% | 1% | 9% | 10% | 6% | | Wholesale | 0% | 0% | 8% | 19% | 20% | 17% | 15% | | Total | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
Looks like consumer and property loans are up and SME loans are down this year to date. Best wishes, Mark I dont really like the look of those figures. Suggests alot of large value loans some of which could be high risk - it was their move away from consumer debt into unknown corporate, property loans etc that made me decide to put my money elsehwere.
|
|
|
|
Post by nutfield on Mar 22, 2017 8:40:26 GMT
Wasn't the basis of secured property loans paid for by funds collected from the public at competitive interest rates the principle of operation of the Building Society movement for most of the 20th century? That seemed to work fairly well until some genius messed it up. Thirty years ago everybody was complaining that the high streets of Britain were full of competing Societies and that there was no room for anyone else. Surely the key is getting the lending and level of security right as they did years ago.
|
|
