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Post by angrykittens on Jun 30, 2017 10:31:04 GMT
Not sure how others experienced the slew of loan releases this morning but I was very dissatisfied with the website performance today at 11. There were 9 loans released at 11am - 6 new and 3 renewals. I missed out on the one loan I wanted (no bid limit on an incredibly attractive car loan yet again, although FS have made their position on this clear - their cup of care is empty).
My login timed out and in the 1 minute it took me to get back in the loan had gone. I would like to suggest staggering loan releases 5 minutes apart in the future to try and alleviate the stress on the website and disappointment of missed investments.
I know it's not often there is 9 on one day, I would suggest 3 at 11, 3 at 11:05, 3 at 11:10 etc.
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archie
Posts: 1,838 
Likes: 1,842
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Post by archie on Jun 30, 2017 11:08:57 GMT
Last 'New loan' email I received was 18/05/17 so have no idea on any loans going live.  |
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ben
Posts: 2,020
Likes: 589
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Post by ben on Jun 30, 2017 11:09:12 GMT
Not sure how others experienced the slew of loan releases this morning but I was very dissatisfied with the website performance today at 11. There were 9 loans released at 11am - 6 new and 3 renewals. I missed out on the one loan I wanted (no bid limit on an incredibly attractive car loan yet again, although FS have made their position on this clear - their cup of care is empty). My login timed out and in the 1 minute it took me to get back in the loan had gone. I would like to suggest staggering loan releases 5 minutes apart in the future to try and alleviate the stress on the website and disappointment of missed investments. I know it's not often there is 9 on one day, I would suggest 3 at 11, 3 at 11:05, 3 at 11:10 etc. The car one was always going to go quickly, I did not even bother logging on for it.
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littonowl
Member of DD Central
Posts: 398
Likes: 355
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Post by littonowl on Jun 30, 2017 11:56:50 GMT
I was going to try for the car loan, but a quick google of the current retailing prices of these models, suggested to me the LTV was a little on the optimistic side imo...
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,156
Likes: 4,830
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Post by ozboy on Jun 30, 2017 11:57:52 GMT
I was going to try for the car loan, but a quick google of the current retailing prices of these models, suggested to me the LTV was a little on the optimistic side imo... No, never! 
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ashtondav
Member of DD Central
Posts: 1,805
Likes: 1,087
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Post by ashtondav on Jun 30, 2017 14:47:29 GMT
Yep, you were lucky to miss out on the cars - a very optimistic valuation!
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,156
Likes: 4,830
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Post by ozboy on Jun 30, 2017 14:50:31 GMT
Jesus, if you can't get the LTVs right on cars, then there's no hope.  |
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
Posts: 2,011
Likes: 1,013
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Post by Godanubis on Jul 1, 2017 14:44:05 GMT
Not sure how others experienced the slew of loan releases this morning but I was very dissatisfied with the website performance today at 11. There were 9 loans released at 11am - 6 new and 3 renewals. I missed out on the one loan I wanted (no bid limit on an incredibly attractive car loan yet again, although FS have made their position on this clear - their cup of care is empty). My login timed out and in the 1 minute it took me to get back in the loan had gone. I would like to suggest staggering loan releases 5 minutes apart in the future to try and alleviate the stress on the website and disappointment of missed investments. I know it's not often there is 9 on one day, I would suggest 3 at 11, 3 at 11:05, 3 at 11:10 etc.
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
Posts: 2,011
Likes: 1,013
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Post by Godanubis on Jul 1, 2017 14:48:17 GMT
FS is a vector to make money not to make life easy . However a limit of £1000 on all loans in the first hour should help everyone and allow the BIG BOYS who buy £1000's at a time to invest too. If you like it buy in later on SM @ 0%
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jcb208
Member of DD Central
Posts: 821
Likes: 608
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Post by jcb208 on Jul 1, 2017 15:27:35 GMT
Does not effect me as not available at 11 am most of the time so I can only select from available loans later in the day ,by this time the good stuff is usually well gone
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
Posts: 2,011
Likes: 1,013
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Post by Godanubis on Jul 1, 2017 19:42:59 GMT
Perhaps instead of a delay like other platforms you could have pre-funding where everyone gets a share proportionate to amount you wish to invest. Restrict to 60% of loan value initially then free market similar to reinvestment loans.
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