Profiles to be available on Bondora+

I've been carefully picking + loans and like jamesfrance my lates are starting to build (but so are the profile loans 'allocated' recently) ........... time will tell if going into + loans will be beneficial to me.

I will not set a profile for + loans, my feeling is that these loans are very much a personal choice issue.  I anticipate there will still be plenty on the board for manual investment, I don't think that it is the current lack of profile bidding possibilities that is holding a lot of these loans back.

There again I could be 100% wrong .................

My cash balance is rising as it is so difficult to get loans now except for Bondora+ and also I have had several loans repaid early recently.   I wish they would go back to how it was in March when you could have an increased loan level by being prepared to join in lower interest loans.   Then you could get in before their institutional investor which mops up so much of the availability of the safer loans and avoids all the riskier ones.

Few people are bidding for B+ loans most of which time out and fail, so something needs to change.

Ditto, I am down to a dribble of 3-4 loans per week where-as back in March/April it was 3-4 per day.  Current cash balance is fairly flat (which is a bit frustrating since I've yet to lend out all my initial deposit from 4 months ago!).

I will also be giving Bondora+ profiles a miss - even if I were to go there eventually, I want to first gain more experience of regular Bondora loans, particularly to get a clearer view of default and recovery rates over, say, a year or so.  Posters here have been very generous sharing their experiences in that regard, but I am not so sure I have the time and patience to monitor the loan book quite so closely.