brush
Member of DD Central
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Post by brush on Feb 4, 2016 17:42:48 GMT
Maybe a 5% late payment fee might be effective, if not then send in the goons
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brush
Member of DD Central
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Likes: 153
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Post by brush on Feb 4, 2016 13:37:23 GMT
Stronger action taken against consistent late payers, phone calls and emails do not seem to make any difference to these borrowers. Communication to lenders as to why these repayments are late preferably from the borrower. One of these is a debt collector, irony at it`s best.
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brush
Member of DD Central
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Likes: 153
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Post by brush on Dec 12, 2015 12:44:13 GMT
Did email Nick 5 days ago about a borrower whose payments have all been late, so far no reply.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Dec 9, 2015 14:45:52 GMT
Seems to be sadly lacking from Rebs recently or maybe longer than recently. Have asked questions on a couple of late paying loans on the discussion tab as have others and struggle to get an answer, same can be said for emails. Other platforms i am investing on seem to make a point of contacting lenders, keeping us up to date, allaying fears and generally being approachable. I dont know how others feel but it does not encourage me to invest or reinvest any more until Rebs realize we do count.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Nov 27, 2015 10:56:48 GMT
Apologies, think i am one of those users having invested through UP platform. Believe me that is not one of the user names stored in a very secret place that i would choose.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Nov 20, 2015 14:30:35 GMT
Northern Rock, Lloyds, HBOS, RBS and others were supposed to be safe places to invest your money in, all supposed to have safety nets. Anywhere is a risk even under your bed
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Nov 15, 2015 10:49:28 GMT
Documents for three of the pipeline loans have been listed.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Rebuilding Society
Micro loans
Nov 13, 2015 8:31:01 GMT
Post by brush on Nov 13, 2015 8:31:01 GMT
Aaah viper and there was me looking for micro loans for a discount
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brush
Member of DD Central
Posts: 172
Likes: 153
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Rebuilding Society
Micro loans
Nov 5, 2015 14:03:11 GMT
Post by brush on Nov 5, 2015 14:03:11 GMT
Thanks for the 3 informative replies. Viperstripes your last sentence is exactly the way i have based my SM purchasing on as well as payment dates.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Nov 5, 2015 9:38:14 GMT
Quick question as i am relatively new to rebsoc. What sort of fair or average premium % would lenders buy at from the SM market. I have bought a few at 2.25% and feel this is fair to both buyer and seller. Sorry if this has been asked before.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Oct 29, 2015 7:52:20 GMT
Received email from verification team.
The Saving Stream Verification Team
Saving Stream phone: +44 (0) 800 779 7706 email: verification@savingstream.co.uk location: Gatcombe House, Copnor Road, Portsmouth, Hampshire, PO3 5EJ Saving Stream is a trading name of Lendy Ltd, Registered in England & Wales. Company No. 8244913. Lendy Ltd is registered with the Office of the Information Commissioner, Reg no. Z3404040; and is regulated by the Financial Conduct Authority (FCA) #622666.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Oct 27, 2015 7:17:10 GMT
Have received a request for copy of passport and utility bill for verification purposes. Requested from other platforms also.
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brush
Member of DD Central
Posts: 172
Likes: 153
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Lendy (L) in Administration
Recent lender
Oct 8, 2015 10:44:58 GMT
Post by brush on Oct 8, 2015 10:44:58 GMT
Thank you gentlemen for the quick replies, Roger apologies not written very well, largest percentage of my P2P lending is on Saving Stream, some on other platforms.
On Saving Stream have lent on at least 10 different loans.
Steve just looking at one on the Rebuildingsociety platform Portobello art 2nd charge on a property involved. Interested in your views.
Cheers brush
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brush
Member of DD Central
Posts: 172
Likes: 153
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Lendy (L) in Administration
Recent lender
Oct 8, 2015 9:49:33 GMT
Post by brush on Oct 8, 2015 9:49:33 GMT
Hello fellow lenders, looking for a lesson in maths in which my capabilities are non existent, so please be gentle.
Have lent a majority of my money in Saving Stream easy to understand because of fixed 12% interest. Have seen other platforms on
which bids are made at 20% interest, payments are monthly but include capital and interest over a period of 60 months.
Maths wise and profitability wise which is the better. Hopefully enough information.
Cheers brush
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brush
Member of DD Central
Posts: 172
Likes: 153
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Post by brush on Sept 1, 2015 14:10:41 GMT
If it is any use, flood report by Hull City Council. Hull City Council Flood Investigation Report - CMIS > Home cmis.hullcc.gov.uk/.../Document.ashx?... Feb 4, 2014 - 03 04/02/14 Final for scrutiny SW/AC SW/AC/E&I OSC .... details had not been established at the time of the flood event on the 5th. December. ... river Hull through to the St Andrews Quay site and into the city centre with a. Apologies not happening. Google and it will appear
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