arbster
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Post by arbster on Nov 30, 2016 9:03:19 GMT
Thanks for the votes so far. It's currently looking like either 13th or 14th December. If any of the original 12 hasn't yet voted, please do
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arbster
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Post by arbster on Nov 29, 2016 9:07:00 GMT
Depending on the date (as long as we are available) BondMason would be very happy to sponsor these drinks and put £250 behind the bar (or a bit more depending on numbers). And don't worry...we wouldn't look to subject anyone to a powerpoint presentation...just our bad jokes and dodgy Christmas jumpers... That's a very kind gesture, Steve, and much appreciated. Bad jokes and dodgy Christmas jumpers also very welcome. The prospect of subsidised drinks might also help the numbers
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arbster
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Post by arbster on Nov 29, 2016 8:35:28 GMT
I was heartened to see that so many of us feel brave enough to meet random strangers from the Internet, with 20 expressing a willingness to attend some kind of social somewhere, and only 13 saying we're mad. And with 12 saying they're up for meeting in London sometime in December, I think we have the makings of a moderately entertaining evening. I've set up the poll with all the Tue-Thu dates in the weeks I suggested, and we'll pick the one that the majority can make. If you can be flexible, but have a preference, please say so below and we'll see how things work out.
Please vote by the end of Thursday 1st December as I'll need to set about finding a suitable venue for the chosen date.
Clearly there's nothing to stop people who don't plan to attend from voting, but I'd really appreciate it if you didn't. Thanks.
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arbster
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Post by arbster on Nov 28, 2016 17:24:00 GMT
I think we're approaching a critical mass (and based on my experiences of the forum, you can all be pretty critical)Are you calling me fat? I think I just referred to you as a "mass". What can I do if you're going to get all sensitive about it...?
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arbster
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Post by arbster on Nov 28, 2016 16:05:44 GMT
Thanks for the responses thus far I think we're approaching a critical mass (and based on my experiences of the forum, you can all be pretty critical) that would warrant a follow-up poll to identify the most convenient date. I'll do that later today or early tomorrow, to maintain the momentum.
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arbster
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Post by arbster on Nov 28, 2016 8:55:35 GMT
So, I feel like I have spent a fair amount of the past year on here, and in the absence of real friends thought I'd see whether any of you fancy getting together for a Festive Forum Social, somewhere in Central London, during December. I'm really not sure how many of you are local enough to make this viable, but there's only one way to find out. To keep it manageable and informal, I'm thinking: - One evening midweek (Tue-Thu), starting at 6pm finishing whenever we get bored (or get summoned home).
- A reserved space in a pub, depending on numbers.
- No mandatory food.
- Mostly likely w/c 12/12 or 19/12.
Any takers? Votes would be good, and any clarifying remarks helpful.
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arbster
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Post by arbster on Nov 17, 2016 17:23:32 GMT
My frustration with Ratesetter is mostly down to the implementation, rather than the rates, which are broadly commensurate with the risk in the current climate. What I hate is the fact that they never tell you when your Rolling market investments have paid back, and I don't trust their algorithms to invest at the best rate available on the day. This means that I end up with unnecessary uninvested days. So, I'm moving to places that just do it all better.
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arbster
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Post by arbster on Nov 12, 2016 20:15:15 GMT
I've been selling down for months, although relatively slowly according to some statistical profiling of risk based on ratings and terms, and my holding is now down into 4 figures. One way traffic now, and from being a big fan of FC this time last year, I'd find it impossible to recommend them to anyone any more.
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arbster
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Post by arbster on Nov 2, 2016 14:55:22 GMT
This is an interesting thread, and I was particularly drawn to chris' post about Assetz. As I was reading it, I couldn't help but think of MoneyThing, as a (perhaps the) clear example of a company that has completely nailed the balance between engagement, growth and forum sentiment. The reason may well be as much about Ed's engaging personality and nature as anything, but it's also I think down to the clarity of MT's customer proposition, near faultless execution, together a very favourable track record on defaults (which have often marked the transition between positive and more negative vibes on the forum).
Yes, customer comms are tricky, as usually best done by people in possession either of a "company line" or in possession of enough information and the authority to create that company line on the fly. However, opting out of customer comms is usually not a good idea - it either leaves a void for uninformed chatter (which on a respected forum like this can be damaging) or creates an opportunity for deliberate misinformation. And, as others have suggested, when your main direct customer services channels are inefficient, people will just start to make trouble on Twitter, or write to journalists...
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arbster
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Post by arbster on Oct 26, 2016 10:33:14 GMT
Who has milk delivered these days? Some people in my close still do. Get you, living in a close... I bet people still have their newspapers delivered too, right?
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arbster
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Posts: 810
Likes: 426
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Post by arbster on Oct 24, 2016 14:45:45 GMT
Are you suggesting that SS have put up some new updates and dated them so that we're meant to think they appear a few days ago and we just didn't notice? If that's true, IMHO that's a rather unprofessional practice, and I would have expected better from SS. It's frankly ridiculous to suggest that savingstream would somehow attempt to do this, especially given the level of "scrutiny" they're under on this forum. I fear your tin-foil hat may have slipped over your eyes...
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arbster
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Post by arbster on Oct 24, 2016 7:11:24 GMT
Is it possible to get a tab for expected "time remaining" in the My Loans section? Assuming you mean a column, I'd second this request.
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arbster
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Post by arbster on Oct 24, 2016 6:29:41 GMT
It's remarkable how many brand new forum accounts have been created this weekend by "heavy investors" in Saving Stream to complain about this loan and to say they're pulling out of Saving Stream as a result. I'd never have thought big hitters could be so emotional and impulsive...
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arbster
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Likes: 426
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Post by arbster on Oct 23, 2016 9:09:30 GMT
Maybe I'm not oversensitive enough, but I didn't get smarmy, supercilious or condescending. I think what we're seeing here, and in a few other cases on this forum is the growth of consumer expectations in what has been a "sophisticated investor" domain for a long time. Thus, there is a mismatch in expectations and the increased need for sanitised, mass market communications, where previously so much has been down to relationships and mutual understanding. A shame, but inevitable when traditional investments returns are driving people to seek less mainstream sources of growth and income.
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arbster
Member of DD Central
Posts: 810
Likes: 426
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Post by arbster on Oct 23, 2016 4:30:54 GMT
Damn right, you guys! I'm down 33p on account of this unreasonable delay! This wouldn't happen at FundingCircle (although money does sit around idle for days sometimes, if auctions are slow) or Assetz (except where unexpected repayments might leave you uninvested for weeks)! And it's been weeks (well, probably days) since I last made an INPL investment the day before the money left my bank account, earning me a little extra interest! And, damnit, savingstream please stop engaging with forum members on a human level and show due respect to these people - don't you know that the forum members almost certainly represent about 0.0002% of the total loan capital on your platform and are important!
Seriously, though, let's put this into perspective. It's one day, probably. It's only due to savingstream's past record of consistent on-time origination that you felt certain it would be today. If it were me on the other side of all this indignation I'd be adding a 2-3 window to every go live from now on, regardless of how certain I was, just to avoid the pitchforks coming out again.
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