ben
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Post by ben on May 15, 2016 10:00:44 GMT
Was midnight any good for anyone or is it tonight when the SM will have easy pickings? Think I will still be dreaming. ? doubt be any easy picking as most did not get that much and with the last loan being paid back money was probably avaliable, there might be a fair bit of the older ones but I doubt many of the newer ones will be on
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ben
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Post by ben on May 15, 2016 9:24:02 GMT
There is other places to invest as well whatever they do nobody will be happy.
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ben
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MoneyThing (MT) in Administration
LTV question
May 15, 2016 8:03:00 GMT
Post by ben on May 15, 2016 8:03:00 GMT
I think advertising it at 20% when you have no intention of it being at 20% for very long is not that good an idea. If it was ranking seperately then fine but as during the life of the loan if you do not invest any further it will go up to 70% a bit of a difference
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ben
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Post by ben on May 15, 2016 7:28:21 GMT
I usually just use charity donations to get my direct debits on current accounts, usually cancels out most of interest but I give to charity anyway
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ben
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Post by ben on May 14, 2016 23:07:32 GMT
Its discouraging to hear 47% of the loans (8 out of 17) referred to above will yield capital losses. This should not happen when all loans are meant to be asset backed. Not knowing how many loans have defaulted in the last twelve months is worrying also. Is it two or three? If I have invested in those two or three then surely I would like to know definitely the exact details. Was nice to wake up and see the new dashboard that implied my total investment was 100% invested on the GBBA when in fact its less 40%. Nevertheless I am still a happy Assetz customer and would recommend the product to the others. recovery costs and over valuation of assets, quick sales hopefuly not to much of a loss though
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ben
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Post by ben on May 14, 2016 20:03:11 GMT
out of curriosity collateral how many more members do you think have joined in the week or so since being on here
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ben
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Post by ben on May 14, 2016 19:48:34 GMT
looks like someone took a big bite out of this one today wonder why it took them so long as been launched for about a month
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ben
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Post by ben on May 13, 2016 18:39:13 GMT
its pretty much nearly fill anyway not that much more to go
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ben
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Abundance
Referral
May 13, 2016 18:25:19 GMT
Post by ben on May 13, 2016 18:25:19 GMT
true but there last few loans took quite awhile to fill up, I got a fair few emails reminding me about them quite awhile after they were launched
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ben
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FundingSecure (FS) in Administration
New Loans (FS)
May 13, 2016 16:42:41 GMT
Post by ben on May 13, 2016 16:42:41 GMT
Most will go on for longer the 6 months I doubt brexit will happen, but if it does after the inital panic it will die down so I guess will depend if people wnat to hold or jump into the panic.
also now the bonus are avaliable they will probably start to go
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ben
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Abundance
Referral
May 13, 2016 16:16:13 GMT
Post by ben on May 13, 2016 16:16:13 GMT
Hi there, Our Refer a Friend scheme might be something we bring back in the future, but it's not high on the priority list at the moment so nothing in the pipeline for now. Best, Tom surely its just invest x amount to qualify you do not even need to have a minumin period like ratesetter or the like as the secondary market is basically an offers boards
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ben
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Post by ben on May 13, 2016 16:11:30 GMT
"PBL Assigned"on 13/05/2016 (09:26)
> Worryingly, the valuation reports that the borrower requested we rely on the information provided by the Land Agent that represents our borrower, and not to undertake independent enquiries of Scottish Environment Protection Agency. Further on in the valuation report once the borrowers consultant, requested that the valuer does not make direct enquiries of the planning authority but rather rely on supporting information provided by Land Agent that represents our borrower. So who alarm bells are rining on this part, please believe our information and do not ask any questions yourself
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ben
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Post by ben on May 13, 2016 14:06:02 GMT
they have released them on a saturday before but guess most likely either sneak it out tonight or wait till monday
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ben
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Post by ben on May 13, 2016 10:34:33 GMT
suppose it is a balancing act for them if they want to increase in size they need to attract bigger lenders many of us on here 5/6 figures invested in p2p and maybe a few with 7 but very few of us put 5/6 figures into one single loan (regualarly) and they need to attract the people that do
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ben
Posts: 2,020
Likes: 589
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FundingSecure (FS) in Administration
New Loans (FS)
May 12, 2016 18:01:48 GMT
Post by ben on May 12, 2016 18:01:48 GMT
Look like the ones who invest big amounts just hang around until the bonus comes out
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