nush
Member of DD Central
Posts: 396
Likes: 113
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Unbolted (UB)
chat
Apr 13, 2018 9:24:42 GMT
Post by nush on Apr 13, 2018 9:24:42 GMT
i has the chat function gone from the site, i am no longer receiving email notifications so was just going to ask what the problem is but cannot find the chat function TIA
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Apr 6, 2018 10:15:23 GMT
are those defaults recoverable or are they losses
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Apr 2, 2018 9:51:11 GMT
am i missing something, i thought this would be taken up much faster than it has been
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Apr 1, 2018 9:21:31 GMT
could someone tell me if i earn interest from the day i commit to a loan or is it the day the loan goes live, right now my understanding is the second option and this is preventing me from investing further, i am confused because i have cash committed to a loan just now and it looks like i may have been paid interest.
thanks
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Mar 18, 2018 22:01:41 GMT
i saw the ad so thought i would come here and see what was being said about them, is it even worth registering? TIA
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Mar 16, 2018 15:27:32 GMT
i haven't turned off auto lend but i have put £0 in the box to show i am not interested, i think the auto lend should not cover this type of loan.
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Mar 15, 2018 22:44:27 GMT
not for me
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Feb 28, 2018 22:49:53 GMT
and now we wait
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Feb 16, 2018 21:52:13 GMT
3 repayments and no new loans
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Feb 16, 2018 21:40:24 GMT
It needs more than that I think. Like a racing tipster, the platform would stand to win on good loans and have wasted a bit of effort on bad ones. It needs to hurt more than that. Platforms should co-invest and stay with the loan until repayment (no offloading on SM) Now that would be aligned interest. Kufflink do it I believe that the FCA doesn't approve of "skin in the game" for P2P platforms. Edit: Although they do seem to have full FCA authorisation. do they get round this by using kuflink bridging, 20% skin in the game
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nush
Member of DD Central
Posts: 396
Likes: 113
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Unbolted (UB)
Income
Feb 11, 2018 9:40:15 GMT
Post by nush on Feb 11, 2018 9:40:15 GMT
If you have the auto lend option switched on you would have to switch it off for a period as I find whenever I get a payment in it is re lent fairly quickly. I did contact them about an income option about six months ago and I think they said they would consider it in the future but nothing has happened. Might be worth contacting them again. thanks, if they are considering it then with a bit of luck it will be ready before i am ready, i am still moving funds to this account just now but when i get to my limit it would be nice to have an easy option for an income, probably would also help unbolted as well.
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nush
Member of DD Central
Posts: 396
Likes: 113
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Unbolted (UB)
Income
Feb 11, 2018 1:39:54 GMT
Post by nush on Feb 11, 2018 1:39:54 GMT
not that i am ready to take an income from UB yet but is it possible to set the account up for a monthly withdrawal and reinvest anything above my requested amount. TIA
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nush
Member of DD Central
Posts: 396
Likes: 113
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Unbolted (UB)
ISA
Feb 6, 2018 1:13:04 GMT
Ukmikk likes this
Post by nush on Feb 6, 2018 1:13:04 GMT
messaged unbolted today and yes they do plan to offer an isa They said the same to me nearly a year ago, so it's not a priority. I feel they would need to increase loan volumes to make it viable. i am really wanting them to not go down the isa path now, i think even more money would go to unbolted and getting invested would be even harder, that said, if they do offer one then i would still join the stampede
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Feb 1, 2018 11:49:28 GMT
plus 1
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nush
Member of DD Central
Posts: 396
Likes: 113
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Post by nush on Jan 27, 2018 13:19:44 GMT
my XIRR stands at 10.02% including cash drag. unbolted is my preferred site, just wish i could get more invested
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