greenslime
Member of DD Central
Posts: 111
Likes: 144
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Post by greenslime on Jan 7, 2016 13:26:45 GMT
I've been pottering about this P2P lark for a few months. Largely through lurking here, I've got the message re diversification, think I sort of understand how SM works, and am becoming aware that it actually takes a bit more effort to maximise returns than the websites would have you believe. But there's something I really, really don't get ... If I had a £100 to invest this afternoon I could go for £100 at 6% (less fees) for 12 months unsecured on Funding Circle for 'Growth and Expansion' £100 at 12% (no fees) for 12 months secured on a 'managed portfolio' at 80% LTV on MoneyThing So I have to ask, what's the attraction of the FC offer/pitfalls of the MT offer that I'm missing
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