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Post by brianac on Dec 14, 2019 8:31:42 GMT
My understanding is that it is a different buyer ...they’d already indicated the original one was too committed elsewhere. ...as they said it’s a judgement call and given the time of year I don’t see anything is lost by giving them a couple of weeks to come up with the interest ....MT do have “teeth” to use..they’ve said themselves that they can appoint a receiver if it comes to it. They've extended the loan, so it must be original borrower doing the work, different buyer would surely need a new contract, and thus a new loan? I'd be worried if they'd extended the loan to a different party. <edit> just re -read update, they are indeed talking about Buyer, surely new party needs a new contract? Brian
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Post by brianac on Dec 13, 2019 17:21:24 GMT
I especially like that the plan seems to imply the borrower is still serious. <Cynical mode "on">
Sounds to me like the remaining "interested party" backed out too. question is, what is the borrower serious about, prolonging this charade another 6 months? And as for "still" ... words fail me (was he ever?)
or really getting down to it and completing the project? (I doubt that, going on past updates) Can, Road, Kicked, Again! Since May 2018 (can must be pretty battered by now)
<Cynical mode> - staying on until june 2020 - at least. (maybe that's optimistic?)
Brian
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Post by brianac on Dec 6, 2019 19:32:52 GMT
Hi brianac Additional IFISA FAQ's added to the site. In short, we will allow deposits for replacement of IFISA funds. Kind regards Sophie
Brian
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Post by brianac on Dec 6, 2019 10:48:01 GMT
I wonder how this leaves people like myself who have withdrawn a substantial amount of funds from the flexible isa as there have been no new loans. Now there appears to be no way of paying the money back and getting it transferred out to retain the tax free status. If you remove cash from a flexible ISA, you can simply fund a new ISA, of a different type, immediately, up to the amount you withdrew. Really? Not aware of that, please clarify. Brian
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Post by brianac on Dec 6, 2019 10:38:30 GMT
I wonder how this leaves people like myself who have withdrawn a substantial amount of funds from the flexible isa as there have been no new loans. Now there appears to be no way of paying the money back and getting it transferred out to retain the tax free status. SophieThing any advice on this please, I too am in similar position, planned to pay funds back in at end of march to "roll over", also, transferring ifisa "dribs and drabs" is gonna get expensive, is there anything that can be done here? automatic transfer of funds as available to a nominated platform as /when available would be useful, but suspect ISA rules wouldn't allow. Brian (this is all previous years funds BTW)
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Post by brianac on Nov 21, 2019 12:54:04 GMT
But how many active lenders? Hard to say because there’s not been any new loans so that would be Zero then ... Brian
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Post by brianac on Nov 20, 2019 6:43:04 GMT
Ah, didn't know that (have I just failed the questionaire?) Thx Brian
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Post by brianac on Nov 19, 2019 19:25:06 GMT
Is there any way of withdrawng interest from 90 day account earned subsequent to notice for withdrawal? I.e. I give notice today for account balance in 90 days time 17th feb I reckon. All interest earned between now and then will still be in the account, so I then give notice for that,another 90 days, which is then also earning interest, i think you can see the point. Is there anyway to give notice for interest not yet earned, to enable closing the account balance? chris ? Regards Brian
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Post by brianac on Nov 18, 2019 18:25:14 GMT
Redemption. ... I dream of redemption ... Brian
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Post by brianac on Nov 13, 2019 10:21:36 GMT
comments anyone? Personally, I've got all funds in these accounts to withdraw anyway, but it don't seem to be happening at all, so maybe this will speed it up? or maybe not .... Brian
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Post by brianac on Oct 26, 2019 13:00:58 GMT
I personally have heard remoaners say all of those things and more. The EU will need a trade deal with us as much as we do with them Corbyn et al trying to take no deal off the table is pathetic, it's like playing high stakes poker with your cards face up. And that slimy toad Bercow needs to keep out , Who gave him, Sturgeon & Drakeford the authority to go to talk to Juncker, Barnier etc. Bercow may have his faults, but he has succesfully stopped Boris playing fast and loose with Parliamentary democracy, the Moggladites (ERG) (IMO) are the most to blame for the present shambles (aswell as previous shambles), suspect that their constituencies are in the main Tory safe seats, so they are unlikely to be made to (Electorally) pay the price for their follies Brian
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Post by brianac on Oct 24, 2019 17:09:04 GMT
you cant call stilton cheese made in stilton "stilton" because the village of stilton is not in the EU PDO area for making stilton. Stilton cheese never has been made in Stilton, it was called Stilton because it was became popular at the coaching inn in Stilton. actually made in Derbyshire area (and two other counties which I can't look up 'cause googles not working at the moment) Brian
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Post by brianac on Oct 24, 2019 16:28:10 GMT
Thank you for correcting my flaky Latin, while completely avoiding the actual point. The plural of "absurdum" would, of course, be "absurda" not "absurdo". Reducto Absurdum? Isn't that a "Harry Potter" spell?
:-) Brian
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Post by brianac on Oct 12, 2019 8:59:55 GMT
I use Impax IT (IEM) but also worth a look might be Baillie Gifford Positive Change or Montanaro Better World Thx, I'll check them out over weekend Brian
The Impax IEM, charges are a bit eyewatering got to do well on the capital gains on that one
(charges are more than the divi!) The Montanaro and Baillie Gifford look interesting, costs a bit more reasonable companies invested in (generally) seem diverse enough, geographically and by sector. I'll have to work out some allocations. incidently, presumably charges didn't put you off Impax? any particular reason?
Thx Brian
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Post by brianac on Oct 11, 2019 21:11:45 GMT
The government should also state that Heathrow runway 3 won't be approved (on grounds of emissions, noise, disruption). The current PM is on record as having stated that he would lie "in front of those bulldozers and stop the building, stop the construction of that third runway" And who are we to doubt his word? Would there also be any ditches in the vicinity by any chance? :-) Brian
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