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Post by holmesy999 on Aug 23, 2016 20:43:54 GMT
so my question - can I prefund the new pipeloan loans with the amount I am invested in this so I won't have to do a fund transfer, or are savingstream annoyingly going to space them out by a day or two so money goes in, money goes out?
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Post by holmesy999 on Aug 23, 2016 20:27:04 GMT
CD i got a little excited at first, a nice new dfl to h**e/invest my money, but then.. £675,000... what can we expect? My predictions of allocation amounts are notoriously bad... I'm going to say... at a guess... putting my neck out here... between £100 & £10,000. nah - full amount. It is going to rain 12% freedom for everyone for a bit
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Post by holmesy999 on Aug 8, 2016 21:19:49 GMT
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Post by holmesy999 on Aug 3, 2016 18:56:45 GMT
Yep - times are a changin' revertin'. Welcome back, FFF. Who'll be the first to complain, I wonder? R.I.P. RWmore like:
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Post by holmesy999 on Jul 3, 2016 18:40:16 GMT
good glasses for holding good drinks. That's my tip, buy when inebriated.
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Post by holmesy999 on Jul 1, 2016 12:10:36 GMT
soooo many £1.... someone is up to something
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Post by holmesy999 on Jun 23, 2016 20:06:42 GMT
Is this the one that is the biggest p2p ever? wow, history in the making
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Post by holmesy999 on Jun 6, 2016 18:51:25 GMT
I am not aware on the brexit - leave / remain policies on cemetery plots......
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Post by holmesy999 on Jun 2, 2016 19:09:44 GMT
it's true that this loan might have hairs all over it. But then again, if it all made sense on paper, why would they come here for a loan? If it was a no brainer reno job, they would be able to source funds elsewhere.
I think the million £ question is would you rather have a default loan in a property in london, or a default loan in a..... garden centre?
I personally think there needs to be geographical diversification as well as portfolio/asset diversification, and a london property might be able to offset the abundance of the north and the south west of the country (unless you subscribe to if london sneezes the rest gets the flu....)
If it defaults, there is always the option we might be all p2p landlords!!!!!
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Lendy (L) in Administration
Easy Money
May 17, 2016 20:49:03 GMT
via mobile
Post by holmesy999 on May 17, 2016 20:49:03 GMT
So does that mean if the eagle eyed amongst see £0.01 or £1 available on a loan, we can jump in and do the same- go to buy it knowing it will disappear, select a large amount i want, click I'm not a robot and solve any bullsh|t captcha, then what? Wait until the loan size goes big, or just click hoping to beat the person doing the "internal" transfer?
How can I take advantage and piss someone off???
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Lendy (L) in Administration
Fast fingers?
Apr 22, 2016 21:28:48 GMT
via mobile
Post by holmesy999 on Apr 22, 2016 21:28:48 GMT
I would say just be patient as it comes in waves. It wasnt that long ago that there was a Scottish estate sitting there where you could have invested heaps, there was a shed load of money to invest in Exeter, and the Watford loans (although one is now kaput) had people asking if they were ever going to be all taken up.
You have joined at a time where Google adds have been ramped up, p2p is now a buzz word heard at pubs and dinner conversation and membership of a 12% club is desirable. If you go small it will take while to get a portfolio (it's taken me 2 months to invest my small amounts up to £1,000) - you either go big at one loan, or take a while to invest the odd £29 pounds here and there. Midnight and 6 am are good times to pounce.
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Post by holmesy999 on Mar 31, 2016 21:08:49 GMT
I was wondering if it's all guns blazing on the 1st of the month with people buying up with their interest in weird numbered amounts (I'm sure mine is going to be £*.73 which will be an odd purchase price)
or the alternative savingstream get inundated for requests to withdraw to external accounts of small amounts of £1-10 pounds
I think I'll buy into something with my micro interest payment for the sheer giddy thrill of buying a random investment
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Post by holmesy999 on Mar 30, 2016 21:09:24 GMT
With the end of the month approaching, I am wondering what people generally do with their interest. Do you take it out via a request to withdraw into your bank account (and spend it / store it elsewhere)? or do you reinvest it into what is available at the moment (and unleash the power of compound interest)?
(I am only a small fry so with have minimal interest to play with, but can't work out if I should take it and run or let it ride and reinvest)
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Post by holmesy999 on Feb 27, 2016 6:48:49 GMT
last one - are the majority of loans 12 months? and do they usually take the 12 months to repay the money back?
(thanks for all the advice)
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Post by holmesy999 on Feb 27, 2016 6:30:25 GMT
when you say there is no need to prefund your account - so does that mean I find a loan I like and then I click "invest", I then need to send the money via direct debit to them? or does there need to be that money already in my saving stream account before I can "invest"?
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