|
Post by aceman on Nov 6, 2017 8:22:44 GMT
My code is <removed> for anyone interest gain +1% of their investment.
|
|
|
Post by aceman on Jul 31, 2016 19:14:19 GMT
I found another website which does the same work. Anyway, I was so scared when this post had 18 views and NO reply. Noone from the 18 viewers could write a yes or no. Pff.
|
|
|
Post by aceman on Jul 21, 2016 22:18:04 GMT
Eh, it's only me.
|
|
|
Post by aceman on Jul 21, 2016 20:35:55 GMT
|
|
|
Post by aceman on Jun 28, 2016 12:42:08 GMT
Btw, the bbg loans reduced to 8.6% .
|
|
|
Post by aceman on Jun 1, 2016 18:48:54 GMT
Thank you Martins.
|
|
|
Post by aceman on May 31, 2016 19:46:39 GMT
I put a few loans for sale and after a couple of hours I checked my investments page and no loan was for sale. Off course without sb buy them. Is this a bug or am I doing anything wrong? Now again! After 30 minutes 7 loans which were for sale, now they are not!
|
|
|
Post by aceman on May 31, 2016 9:08:09 GMT
1st of all, I tried to sell a loan at the SM just for testing. I cannot sell it +1% from the amount I bought it. It says it's more than I paid but I see many sells with plus percentage at SM. I actually had the same issue initially, because I would type the price I want to sell it for in the 'sell' field on the 'my investments' tab. If you do this you get the error msg you mention. What you need is type the principle amount (excl premium/discount) and the press the suitcase. After that you will get a 'review and approve' popup and here you can set the premium/discount% you want. You are the best!!!
|
|
|
Post by aceman on May 30, 2016 23:09:13 GMT
1) You can sell at SM from 99% discount to 20% premium as long as YTM is positive, i.e. there is some benefit for the investor buying the loan. Since you are selling at a premium, YTM would be lower than interest rate. How much lower depends on the premium you are asking, but also on the remaining terms. So, if the loan is due e.g. tomorrow even 1% premium could result in a negative YTM. 2) Usually you get late interest payment even in case Buyback guarantee kicks in. But maybe it is different for different loan originators; you can always check the loan agreement (the pdf documents next to the loans in My investments tab). 3) SM is very important both for sellers and for buyers. Buyers can benefit from buying loan parts that are not available in PM (loans that you would want to invest in, but you missed). One could profit from buying at a discount rate, or even buy at a premium if there is a stream of timely repayments from the borrower that justifies it. thank you for the answer bro.
|
|
|
Post by aceman on May 30, 2016 20:02:57 GMT
I am using Mintos for a month exactly and I need a bit help. 1st of all, I tried to sell a loan at the SM just for testing. I cannot sell it +1% from the amount I bought it. It says it's more than I paid but I see many sells with plus percentage at SM. 2ndly, I have a late loan of 15 days with BuyBack guarantee. If it's late for 60 days I know I will receive my money back without interest. But, if he pays in 20 days late for example, would I receive an interest for these plus 20 days or only the original interest? Finally, why anyone buys from SM? Thanks mates in advance.
|
|
|
Post by aceman on May 30, 2016 19:50:46 GMT
Thank you Martins.
|
|
|
Post by aceman on May 17, 2016 20:23:56 GMT
Thanks for the answers littleinvestor and extremis.
|
|
|
Post by aceman on May 17, 2016 8:14:17 GMT
Hello mates, I 'm about 1 month at mintos and it's my 1st time to p2p lending systems. I have a query. Mintos has BuyBack guarantee loans and not. Few loans without BB guarantee have " Personal guarantee: yes". What does it means? I know with BBg loans you have your money back after 60 days late, but what about with personal guarantee? Thank you.
|
|
|
Post by aceman on May 15, 2016 9:13:00 GMT
Have been playing with Mintos for 3 or 4 months. Have approx €1,700 spread across 175 loans. I use autobid with all loans under buy back. Repayments are reinvested, this happens promptly, as soon as €10 is amassed, no dead money. Dashboard shows 11.9% return, happy with that. Had two loans go over 60 days, they where both bought back, promptly and with no,input from me. Very impressed with Mintos so far, and am going to start ramping up my account. Autobid is so efficient and flexible I see little point in restricting lending to a few large loans. I had a small problem with autobid. I tested it and had it to max 1 month, but it invested in a load of 3 months. Fortunately, Mintos support is esxcellent and bought back my investment immediately.
|
|
|
Post by aceman on Apr 22, 2016 12:32:42 GMT
Any news?
|
|