NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 22:35:56 GMT
What's the point of buying tiny parts? Since SS don't aggregate the parts in our accounts, those micro-parts probably won't accrue any interest before the loan is repaid. Am I missing something? Solve the capture and wait... Although you only get a couple of minutes on googles recapture (before it resets), the same investor selling is likely to be selling other loan parts in the same loan, so you get instant investment (no recapture required) Duuuuuuuuuuude!
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 22:21:59 GMT
Not sure what you mean. If you mean it took me a while to figure it out, well I've been with SS but a week. NSFW ... no.. you sussed it... now Shhhhhh or we will all be back to square one. Ah right. Maybe we should edit our posts. At least I didn't go with the more detailed answer.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 22:14:22 GMT
I don't see how bots can beat the CAPTCHA. The key for us humans is in those pathetically small amounts available loan parts. NSFW .. better late than never .. Not sure what you mean. If you mean it took me a while to figure it out, well I've been with SS but a week.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 21:59:40 GMT
I've got a system now anyway to snap up loans I'm interested in ... NSFW: You've built yourself a bot? I don't see how bots can beat the CAPTCHA. The key for us humans is in my original reply that was quoted by another user before I came back and edited this post and might still be available to read in said user's post.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 17:43:07 GMT
People constantly reloading the available loans page is basically a DDoS attack when enough are doing it at one time. Yes, but Cloudflare (as some people know to their cost) traps that and blocks the IP. If you just sit on the page it reloads itself (after a fashion) with minimal drain on the servers. The load, as far as I can see, was not spectacularly different from what happened after the last £m+ loan was launched, but the site performance sure was much worse. I guess one difference is the large chunk of PBL020 which is just sat there (maybe lots of people's pieces, hard to tell). I'm guilty of reloading sometimes to clear the zero available loans which hang around for a while it seems and I guess not always trusting that available ones will appear due to that lag. I've got a system now anyway to snap up loans I'm interested in but it should be much easier now that I'm diversified after joining last week.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 11:05:15 GMT
I don't think that'll fly as an explanation - if you are going to have to dump £5k into the sale queue it doesn't matter (to the server) whether it's the new loan, last week's, or an antique. Besides which the sale queue is not that large - seen much more for sale in recent history. Has to be some serious glitch at the SS end of things (a minute to login, and another minute to re-display the available loans page is hard to excuse .. as someone said elsewhere that is almost Feeble Computing levels of performance. I have a 80386 PC somewhere that'll do better than that.) Meantime if you ARE logged in, with the patience of a saint (or bot) it's happy hunting time. I'm not a techie but I had figured that there is more activity associated with shedding bits of (say) ten loans which is what lenders are probably doing rather than one big chunk of a new loan. But if you're telling me that there's a serious glitch with the SS server then I'm really not going to disagree with you People constantly reloading the available loans page is basically a DDoS attack when enough are doing it at one time.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 10:49:45 GMT
I was surprised how little I was allocated for 103/104 considering it's meant to fill from the bottom up. Guess I miscalculated. It wasn't bottoms up; you got a % of what you requested in pre-funding. In 103 & 104 we got 23% & 28% respectively. Loans Less than 1mill is Bottoms Up Loans over 1mill is allocation Ahhhh cool I'll remember that. Makes sense now.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on Jun 4, 2016 10:19:07 GMT
I was surprised how little I was allocated for 103/104 considering it's meant to fill from the bottom up. Guess I miscalculated.
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NSFW
Posts: 118
Likes: 58
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Lendy (L) in Administration
Secondary market
Jun 3, 2016 14:48:34 GMT
via mobile
Post by NSFW on Jun 3, 2016 14:48:34 GMT
With the sums of money involved I don't think SS is really suitable IMHO Pretty easy to diversify on the SM with a small pot of money. Except for the CAPTCHA and 1 second listings, etc.
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NSFW
Posts: 118
Likes: 58
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Post by NSFW on May 29, 2016 16:54:59 GMT
Joined on Thursday and there's a default on Friday. Sorry about that, guys.
Anyways, the garden centre is an operating business, there's multiple interested parties and SS have the PF as backup, so a good sale price is likely.
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