voss
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Post by voss on Jul 9, 2017 20:10:27 GMT
I knew that. I was being ironic. Because blender seemed to be ignoring it.
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voss
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Post by voss on Jul 9, 2017 18:59:28 GMT
At least 13 Ds and Es were launched in w/b 12 June so you may find some of those being sold at par shortly by lenders who sell before the first repayment. I have one of those Es. Looked today and it is still available at +0.2% - so I would make a loss on the fees. With such losses, I just can't figure out why the flippers do it ...
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voss
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Post by voss on Jul 9, 2017 8:27:49 GMT
At least 13 Ds and Es were launched in w/b 12 June so you may find some of those being sold at par shortly by lenders who sell before the first repayment.
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voss
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Post by voss on Jul 8, 2017 19:34:14 GMT
Me too.
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voss
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Post by voss on Jul 8, 2017 13:03:11 GMT
With Autobid and Autosell as the only buying and selling tools, FC would then look more like FCIF or even RS. It would have lost its USP.
As an aside, Autosell would need changing: Ive just tried it. Tried selling £1000. It wanted to sell 50 £20 parts in my oldest loan. I couldn't specify, for example, a particular loan such as one that I had doubts about (something that one might want to do if the other selling options are no longer available). And selling parts in only one loan is not good for diversity.
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voss
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Post by voss on Jul 8, 2017 7:16:08 GMT
When I read this yesterday from Lendy (hang on, I am on the right board!), I realised why Fruitless Capital may be taking six months to introduce their Iffy: "The changes [requested by the FCA] include the way interest is paid during our post-loan term Tolerance Period, the launch of a new post-term bonus scheme, which is in addition to a new cashback offer that we are introducing on certain individual development tranches, and a new variable pre-funding model" - leaving aside that it is unlikely that the FCA are requiring all that (it's just Lendy's own plans), such changes would mean a massive software rewrite and therefore many months to implement.
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voss
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Post by voss on Jul 2, 2017 20:53:39 GMT
"Then today 37958 has been defaulted just three weeks after taking out the loan. Bang goes another £1600."
Do you mean defaulted or RBR? If defaulted, then they can't have gone off with the money before the first repayment because FC wouldn't know that yet. In either case, it may be a long drawn out whimper of recoveries rather than going off with a bang.
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voss
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Post by voss on May 31, 2017 17:23:53 GMT
Does it help if, in Sell/Sell individually, you sort on Repayments, descending? Then for all the parts that have > 48 months of repayments, the original number would have been 60. Of course, this can be ambiguous for repayments =< 48 unless you have, for example, never held a loan for more than 12 months.
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voss
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Post by voss on May 31, 2017 7:20:47 GMT
That might be 17063, a number that is burnt into my memory: the only E that I know of to go pop before the first repayment. Fortunately, the RB was reinstated after four months of on time payments.
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voss
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Post by voss on May 24, 2017 13:21:03 GMT
Free Cheers! Now there might soon be an Iffy ISA that we can put our 15% early finishers in, no, they stopped those with fixed rates, but we can put those property loans in it, wait a minute, they're stopping too, but perhaps we can use the Iffy for Flipping Cheekily ...
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voss
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Post by voss on May 21, 2017 9:54:23 GMT
Don't thank me - thank Lonerifle! Flush with Crumbs should thank him too - every time we use multi-check to select a whole page of 25 £20 parts, and then click on the filled dot, that is potentially £1.25 for Filling Coffers.
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voss
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Post by voss on May 21, 2017 9:13:44 GMT
Have you clicked on Enable Shortcuts in the rubric at the top?
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voss
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Post by voss on May 21, 2017 7:31:24 GMT
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voss
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Post by voss on May 21, 2017 6:59:58 GMT
Are you using FCViz to make the selling less labour intensive?
What is your refresh interval when using Page Monitor on the Primary Market?
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voss
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Post by voss on May 20, 2017 8:40:50 GMT
That reminds me of a problem that we have - two black cats. When we photograph one on its own, even in bright light, nothing stands out except the eyes. When they are photographed together, it just looks like a mass of black fur. Any tips?
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