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Post by baboonery on May 25, 2020 18:25:18 GMT
I was surprised no journo asked if his wife could drive though. Ditto. I am happy to be corrected but, at that time, wasn’t the guidance that there should be no ‘non-essential’ car journeys and particularly not for leisure or exercise? Seems to me overly coincidental that his ‘test drive’ was to what I understand to be a favoured beauty spot.
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Post by baboonery on May 1, 2020 12:44:22 GMT
Does anyone have any knowledge/opinion as to the likely effect of the current ‘Liquidity Event’ on the accessibility of ISA funds when their 12 month investment period ends? I don't know the answer but the product is discussed in detail here:
Thank you. Coincidentally I have just received a general update email from Growth Street that includes the following;- Q: What does the Liquidity Event mean for IFISA customers?
A: We are planning a more dedicated and comprehensive update for our IFISA customers soon. There are specific details we want to address in that update, and we are working closely with our third-party partner, Goji, to cover them. We will be communicating with you as soon as possible. Q: My IFISA bond matures this month, can you tell me if I will get a pay out?
A: If your bond matures during the Liquidity Event period, you will not be able to withdraw your investment on maturity. We will include more information on this in our dedicated IFISA update.
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Post by baboonery on Apr 30, 2020 18:53:47 GMT
Does anyone have any knowledge/opinion as to the likely effect of the current ‘Liquidity Event’ on the accessibility of ISA funds when their 12 month investment period ends?
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Post by baboonery on Mar 24, 2020 12:33:02 GMT
I am disheartened by the stories that continue to come out of London (apparently the tube was packed again this morning). Things couldn't be more different where I live, with the town centre mostly deserted, normal queues at supermarkets and chemists, and everyone keeping sensible distances.
I have ventured out (for an allowable reason) and I can confirm the trains in North London are EMPTY. Ghost town. There seems to have been been some selective reporting (though I am - deliberately - not travelling at rush hour). I am recently retired and am fortunate to be fairly healthy with no ‘underlying conditions’. However this does mean that I (quite rightly) do not fall into a priority category and have to venture out for most of my shopping. I live in SW London and early Tuesday morning has now developed into being my weekly supermarket outing. This morning I found things far more ‘civilised’ compared with previous weeks when there appeared to be a sense of almost manic desperation in many shoppers to grab anything available resulting in the now familiar empty shelves. An entry queuing system with 2m separation markings had been set up but was not yet operating, possibly because there were not yet sufficient numbers to warrant it. Most shelves were pretty well stocked (not all) and many items previously difficult to obtain appeared to be available including toilet rolls, eggs, milk etc. I suspect that reducing opening hours to 8am-8pm, instead of 24hr opening, has assisted in re-stocking. It was extremely difficult to always maintain social distancing, even with the relatively small number of shoppers, but most people seemed to be doing their best to be sensible. 2m separation markings set up at checkouts resulted in longer queues and queuing times but were being observed. From my windows at home I can see that passing buses (local single deckers) have very few passengers (generally 0-5) but I have been nowhere near the tube station and so cannot comment on passenger numbers! My overall impression is that, currently, the recommended distancing/isolation advice is now being far more extensively followed and am hopeful that the supermarkets are now getting back on top of supply/re-stocking issues.
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Post by baboonery on Mar 22, 2020 14:19:18 GMT
Also when logging in there is the option that means you only have to tape in an SMS code once-a-month
I tried that and it didn't work still had to authorise. It has always worked for me.
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Post by baboonery on Mar 18, 2020 14:29:54 GMT
Was in my local Tesco's last night and managed to bag a pack of 9 toilet rolls. Don't realy need 9. but that was the only size available (where's Noel Edmonds swap shop when you need it).
Alcohol supplies appeared to be dwindiling. I don't know whether it's:
- people stocking up instead of going down the pub
- people drowning their sorrows because of the losses they have made on the stock market
- people drowning their sorrows at the thought of what is coming next
I went to Aldi and ASDA last night. No alcohol shortage in both shops. Asda didn’t have any toilet rolls last Friday, but yesterday packs of 9 were available. I suppose it varies day by day - deliveries are still taking place. An online wine retailer I regularly use has announced that it is temporarily suspending acceptance of new orders as it is overwhelmed with extra demand. Good job my delivery arrived on Monday!
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Post by baboonery on Mar 14, 2020 12:47:30 GMT
Thanks for the update, but can you clarify what funds have been returned please. I.e. have you managed to extract the idle cash that was sitting in a withdrawn investment that still has active loans? If so, is this one of the "changes he mentioned" that the rest of us might be able to benefit from? I was trying to figure out mine. According to "withdrawal history" since 8th Dec (the date of my previous withdrawal was processed) I have 2 investments completely withdrawn (total £222.49), but the amount I received last week was £540.22 (PF bonus payments for the past two months were only a couple of quid). Currently I have 3 investments as "withdrawn requested" (total £496.39), almost sold, only £34.98 lent out. My current "pending withdrawal" (not made any new withdrawals since recent pay out) is £103.25. I don't know how all this adds up, but it looks like some of this £540.22 I've received is part of withdrawn investments that still have active loans. That reflects my experience. The payments I received last week included some minimal PF bonus payments but the total received was rather more than expected suggesting that it included withdrawal of unlent money from ‘investments’ that still have active loans. It seems to be a waste of time trying to fully reconcile payments with the figures showing in my account but, fortunately, it is apparent that I only have a few tens of pounds still loaned out and awaiting repayment/withdrawal.
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Post by baboonery on Mar 10, 2020 20:55:04 GMT
Could I ask when you submitted your withdrawal requests? (I suspect that you may have posted this information before and, if so, I apologise for my laziness in not ploughing back through the previous pages of the thread!) Can't remember the exact dates, but I've submitted five or six requests during December, January and February. Thank you. I originally asked the question because I had submitted several withdrawal requests in January/February/March and had received nothing despite loans in most ‘investments’ having sold two weeks ago. However, payments finally hit my bank account late this morning!
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Post by baboonery on Mar 10, 2020 8:40:08 GMT
Big pay out this morning About 85% of my withdrawals arrived to my bank account. Could I ask when you submitted your withdrawal requests? (I suspect that you may have posted this information before and, if so, I apologise for my laziness in not ploughing back through the previous pages of the thread!)
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Post by baboonery on Oct 20, 2019 16:38:41 GMT
Which new isa providers have people successfully transferred to (from the assetz capital IFISA) Thanks GS
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Post by baboonery on Oct 10, 2019 17:40:29 GMT
Agree about the other development but, whilst watching the programme, I had assumed that he was using the term ‘private investors’ to refer to the FC p2p lenders. In hindsight, however, I acknowledge that I did not follow the timeline too closely and am very happy to be corrected! Edit: Apologies, my fat fingered reply managed to delete the quote from adrian77 I was referring to reading “I have absolutely no memory whatsoever of this other development nor the private investors.”
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Post by baboonery on Oct 3, 2019 15:02:37 GMT
Hi guys Just to let you know, the new portfolio projection is not intended as a direct replacement for the old repayments page. We are gathering feedback on what investors are actually looking for with the repayments page - the old page had some errors which meant it lost accuracy, so for the time being this has been removed. We agree that this will benefit newer investors, but we also receive lots of calls/emails from investors asking what they may earn if they increase monthly contributions, for example, so hopefully this will help support them. Regarding the old repayment page, how far into the future would you like to see contractual repayments? If you are reinvesting, would you be confused to see your repayments reducing over time (i.e. winding down, as it would only be based on loans you currently hold)? Would you need to see this on a loan by loan basis or weekly/monthly consolidated? Thanks Hi Matthew , Thanks for your reply. Its good to know that you plan on restoring some kind of repayment schedule. My direct answers to your questions are: " how far into the future would you like to see contractual repayments?" I would like to see the repayment schedule for the duration of my loans, so nominally 5 years (as was previously shown). " If you are reinvesting, would you be confused to see your repayments reducing over time?" No, I didn't find it confusing before. I understood that it was based on my existing investments, and that any new investments or re-investments would increase this. " Would you need to see this on a loan by loan basis or weekly/monthly consolidated?" I suppose that I don't strictly need to see this at all, but I would like to see it on a user selectable time period (daily, weekly, monthly, yearly). The old format was adequate for me, but being able to click on a month to get finer detail would be nice. +1 (Thank you Ace. When reading your replies to the specific questions I realised that they exactly match my own preferences and so saved me the trouble of having to think too hard in drafting a response!)
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Post by baboonery on Sept 23, 2019 9:35:54 GMT
Targetted bribes to groups of voters certainly worked for them last time. What student wouldn't vote for free university education? Thank goodness that no other political party stoops to such underhand methods.
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Post by baboonery on Aug 22, 2019 16:27:03 GMT
sadly I missed this and have only come here to inform but was beaten by a long way. The good thing is that being so late to he party means that my 1.49% lasts longer than if I had been early. I have one question though is anyone actually going here every week or so and reapplying until it removes the capability?. I noticed last week that it appears to be possible to keep ‘renewing’ and did so again. Not yet logged back in to repeat.
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Post by baboonery on Aug 13, 2019 6:42:01 GMT
My recent withdrawal experience is really positive. Submit withdrawal request this morning, money received in the bank account same day. Ditto
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