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Post by dodgeydave on Feb 11, 2016 23:20:30 GMT
While i applaud what you are finally trying to do.
I will not invest another penny until i see some movement on the bad debts. Am currently in a negative position on my loan book .
Having no sympathy for borrowers that cannot pay.
Some only making one or two payments. This i believe is as near as dam it to fraud.
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Post by dodgeydave on Feb 8, 2016 12:51:27 GMT
Why would anyone just buy PBL75 and then resell it ?
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Post by dodgeydave on Jan 28, 2016 12:17:45 GMT
As of October 2015 there was 5000 investors.
We have about 10 to 15 whinging that the SM is not working.
Small percentage that is not happy.
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Post by dodgeydave on Jan 28, 2016 1:05:20 GMT
I think it should be left as it is.
Saving Stream will never make everyone happy. They already have stated that it is a tool to sell. And if you are a seller it is working perfectly.
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Post by dodgeydave on Jan 19, 2016 12:33:30 GMT
Log off
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Post by dodgeydave on Jan 19, 2016 12:17:01 GMT
I bought about 2 am UK time today and have already had an email about 11.50 am Uk time , requesting i clear the negative balance on my account. I have ask for clarification on the 24 or 48 hour rule 48 hours is when they want you to clear the negitive balance; the e-mail is only a reminder usually sent the very next morning of the negative balance occurring. From experience; if the negitive balance has not been resolved after 48 hour they return your investment to the SM. I'm not sure if this only applies to working days, or if it's automatic. So as long as you pay within 24 hours you are safe. I have no issues with a time scale.
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Post by dodgeydave on Jan 19, 2016 12:10:07 GMT
How are the conspiracy theories progressing ... ,) Well the truth is, like Nostradamus, I seem to have the power of prophecy. The upcoming loan parts seem to appear in a vision, so I'm ready to click when they arrive. Wait ... Wait ... prediction coming in ... between 13.00 and 13.13 .... 13 loan parts will sold .... approx value £13000. Get your trigger fingers ready. Thanks for taking part of loan 27 of my hands
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Post by dodgeydave on Jan 19, 2016 12:05:24 GMT
No. When you are allocated a loan part your account will go negative and you will need to transfer the funds within 48 hours; 24 hours is better. I bought about 2 am UK time today and have already had an email about 11.50 am Uk time , requesting i clear the negative balance on my account. I have ask for clarification on the 24 or 48 hour rule
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Post by dodgeydave on Jan 13, 2016 3:46:46 GMT
I do wonder when this loan will finally be put into default
May , June and July Interest payments only. August to January no payment at all.
Why is the house that was used as equity towards this loan not been sold ? A question that REBS are ignoring on the discussion page on this loan .
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Post by dodgeydave on Jan 11, 2016 23:44:20 GMT
I have been finished with RBS for a while now. And every month withdraw any money paid into my account.
And in fairness to RBS they are very quick sending the money to my bank account.
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Post by dodgeydave on Jan 6, 2016 11:48:51 GMT
Surely the professional who carries out the valuation. Belongs to a trade body. And it is in his / her interest to abide by these rules.
But surely there has to be an element of guess work in valuing a building plot.
We can choose to accept or ignore any valuation.
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Lendy (L) in Administration
DFL001
Jan 5, 2016 12:32:41 GMT
dodgeydave likes this
Post by dodgeydave on Jan 5, 2016 12:32:41 GMT
4a & 4b replacement I suspect If that is the case. Will 4a and 4b be repaid. I think clarification from SS would be useful
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Lendy (L) in Administration
DFL001
Jan 5, 2016 11:55:32 GMT
Post by dodgeydave on Jan 5, 2016 11:55:32 GMT
I see this has appeared on the pipeline loans.
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Post by dodgeydave on Jan 4, 2016 12:17:34 GMT
Asked for 200 pounds and got 200 pounds
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Post by dodgeydave on Jan 2, 2016 2:42:07 GMT
Hello, I am new to SS. I did some investments recently, and some of the loans I invested in (20) now show a negative remaining time figure. So I understand the loan expired. Do we get any visibility of the situation of the loans ? Do we know why it's not paid, when it's expected to be paid, ... I see one loan (21) overdue 145 days. Generally, even if overdue, those not defaulting are those where SS is confident enough of the repayment chain will work out (or is already in negotiation/legals to pass on to other financing structures)and is paying interest month after month (for those under the old T&C regime; none of the new ones is still even close to expiry) The updates are sent via email every week.The summary is here: link SS summary project listSorry to disagree. The updates are not weekly. They are sent out when Saving Stream has any changes to make. The updates are rather random
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