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Post by solicitorious on Feb 16, 2015 20:17:15 GMT
In my previous experience of (S)EIS you get issued with nominal £0.01 shares at every round of investment. The date of issue is the tax year in which you can claim the relief, although you can carry back all or part to the previous year.
It would be crucial for me that they are not issued before April 6 2015.
I suspect it would be advantageous for most everyone else too.
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Post by solicitorious on Feb 16, 2015 20:04:09 GMT
Can we be sure the share certificates will not be issued before April 6 2015? It would help with my tax avoidance planning....
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Post by solicitorious on Feb 16, 2015 16:50:16 GMT
Can someone post an idiot's guide as to what this investment is, is it open currently to only AC members, and why it might be a good investment? Risks, Exit strategy, etc?
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Lendy (L) in Administration
Weekly update
Feb 16, 2015 15:22:10 GMT
Post by solicitorious on Feb 16, 2015 15:22:10 GMT
A third of 004b filled in 1.5 hours.
Could be all gone by 6pm this evening....
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Post by solicitorious on Feb 4, 2015 16:21:42 GMT
Why not a text an hour or two before the loan is released?
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Post by solicitorious on Jan 31, 2015 15:09:09 GMT
The figures we have after 50 responses
Average, approx £26k Median, approx £17.5k
That is of course from people who
i) have active and sufficient holdings to be interested in this forum ii) have sufficient interest to take this poll iii) are telling the truth
At any rate, I think these are more representative figures than simply dividing all-time loans by all-time number of investors.
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Post by solicitorious on Jan 29, 2015 20:48:56 GMT
According to stats the avg Saving Stream investor has invested £8,225 Possibly overall, however my graph shows the average holding at about 5.5k, although on a positive note it is going up That would be since launch, I guess. How did you figure your graph, Investor?
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Post by solicitorious on Jan 29, 2015 20:31:24 GMT
Just thought I'd ask...
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Post by solicitorious on Jan 27, 2015 17:43:45 GMT
Could you state payment of what, exactly? So some of us don't have to go around hunting to discover what the problem was...
Thanks.
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Post by solicitorious on Nov 18, 2014 18:52:04 GMT
I wasn't aware it was locked, and it is still showing as unlocked to me (the originator of the poll). The votes have gone up from 71 to 76 this afternoon... Are you sure you're not trying to vote twice?
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Post by solicitorious on Nov 17, 2014 20:20:09 GMT
vii) It would also be nice, in the near future, to integrate the email/messaging system into the AC website. Saves missing emails/faffing between laptop and desktop, etc.
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Post by solicitorious on Nov 17, 2014 20:03:34 GMT
More than a third in for over £50,000, on the responses so far.
Interesting...
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Post by solicitorious on Nov 16, 2014 20:34:33 GMT
Just thought I'd ask...
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Post by solicitorious on Nov 16, 2014 17:07:46 GMT
My 2p
i) Can we get rid of the silly "three-bars" thingy on the MLIA on the dashboard "Options/Your transactions" and replace it with a direct button? There's plenty of space to put one there - e.g. to the left, under the MLIA title.
ii) sortable columns in the loan lists
iii) information bubbles with explanations of totals on the dashboard. e.g. What exactly is "current accrued interest"? Since when? "Accrued" but not yet paid? A different figure is on the current tax statement. The total interest is the sum of these figures, I take it?
iv) a loan was pulled from Your Bids in the past two days. No explanation of whether it had been drawn-down (as I thought) or cancelled (as it turned out). I couldn't even remember the name other than there was one missing. Only a phone call elicited an explanation. It just "vanished"...Would have been more sensible to leave it on Your Bids (at least for a while) with some message or explanation. The money I had invested did magically get transferred to my cash account, again with no explanation, or seemingly an audit trail... Unsatisfactory!
v) insert some column in the cash/MLIA statments identifying the type of transaction, ideally filterable within the AC screen, but at least there to allow filtering within Excel,etc. It's impossible to keep track of anything otherwise. Unsure where my interest are supposed to appear. Got some in the Cash statement, some in the MLIA statement. Flummoxed...
vi) Loans under "Not invested" are also appearing under "Invested". Confusing, but a minor point, I suppose...
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