|
Post by gmaxkenny on Sept 19, 2017 11:14:46 GMT
There are 370 loans at the moment and I have not had any cash drag lately. It could be that you have reached the maximum size of your portfolio and that stops the auto invest. That happened to me a while ago all you have to do is increase your portfolio amount.
|
|
|
Post by gmaxkenny on Sept 16, 2017 16:04:27 GMT
What about Grid Finance Flender Estateguru Swaper Robocash Grupeer Omaraha Housers Finbee all € platforms.
|
|
|
Post by gmaxkenny on Aug 25, 2017 11:06:49 GMT
it seems to be a significant drawback of Bondora, compared to e.g. Mintos, that you can not choose loan duration. Am I wrong about this? Bondora recently introduced a new product called Portfolio Pro which enables to choose loan durations now as well among other criteria. Please read more from our Support page on following link - support.bondora.com/hc/en-us/articles/115004218909-What-is-Portfolio-Pro-. Stop pretending to help when in fact your reply is blatant marketing of another useless product to part the unwary from their money. You have caused enough losses and hardship for investors. If you want to communicate with investors why dont you have your own forum on your site,wait a minute diddnt you have one some time ago I wonder what happened to that?
|
|
|
Post by gmaxkenny on Aug 17, 2017 21:24:14 GMT
I have invested in 4 properties and have 3 others pending. So far everything works smoothly. Nice to have the option to pay by card without extra charges. I joined in order to diversify from East European platforms but too early to say how good they will be.
|
|
|
Post by gmaxkenny on Aug 13, 2017 12:30:31 GMT
I rarely check Bondora these days but after seeing your post I did and I also have had no payments of any kind since August 5th. Very odd.
|
|
|
Post by gmaxkenny on Jul 31, 2017 13:51:02 GMT
My BB loans are Current 47% V PG 17% so I am not buying Twinos explanation. I am continuing to withdraw from this platform as money becomes available as the interest paid in no way reflects the risk. If the borrowers were just late with repayments it would show up in the Delayed column not the Default one. I may be wrong but I am not making the same mistake I made with Bondora. I have never liked the fact that the present CEO is ex Bondora.
|
|
|
Post by gmaxkenny on Jul 30, 2017 21:19:02 GMT
I stopped investing in PG loans some time ago and this is why. As of today they stand at.
Current 17.10%
Delayed 5.22%
Defaulted 77.68%
There is no way this is sustainable.
|
|
|
Post by gmaxkenny on Jul 27, 2017 21:35:34 GMT
When P2P lending started first you loaned your money to an individual or company and decided if the rate offered justified the risk you were taking. With the advent of buyback guarantee this changed as now the loan originator or platform were now acting like a bank. You deposited your money for a fixed rate and they lent it out to whoever they liked at whatever rate they could get. In a way the regulation in Latvia and now Georgia are just a reflection of this reality that is that we are lending our money to the loan originators not the borrowers.
|
|
|
Post by gmaxkenny on Jul 18, 2017 19:53:19 GMT
Pros: actually lets you choose the countries you are interested in; lets you choose which investment grades you want - e.g. you can pick only AAs and As if you want. Cons: Missing a lot of other criteria which one might consider - e.g. if their income is verified or not, amount of spare cash after liabilities etc. Its a step in the right direction for sure, since you are no longer obliged to buy shitty low grade loans from Spain (I see SK is no longer available?), I can now only set it to AA/A EE loans for example, but still its nothing too good. EDIT: don't be necessary suckered in. I haven't payed much attention lately, since I'm not actively investing in bondora, just recovering my money right, but I took a look at secondary market for EE loans AA grade loans and in the middle something like this comes up: how can something like this be AA? I mean, I understand that non-bank creditors in general have more riskier loans, but cmon - they verify that his liabilities are bigger than the income and still give him AA... "The more things change,the more they remain the same"
|
|
|
Post by gmaxkenny on Jul 12, 2017 11:08:37 GMT
Do you mean as a % of investments, or absolute numbers? Number of loans or EUR? Do you mean only those from the new rating system or the old rating system that were reclassified to the new rating system?
|
|
|
Post by gmaxkenny on Jul 8, 2017 13:48:21 GMT
The company you are showing is based in Vancouver Canada where as the Mogo Finance on Mintos is in Latvia. I dont think the companies are related are they?
|
|
|
Post by gmaxkenny on Jul 6, 2017 11:25:57 GMT
This morning Friday I requested a withdrawal expecting it to be Monday or Tuesday before it was activated. One hour later I received the email notification. Is this a Twino record? I hope it is an improvement and not a mistake. Lets hope they have turned over a new leaf as I regard slow withdrawal from a platform as a sign of cash flow problems and the main reason I am withdrawing from Twino. Now if they fix the auto invest problem and raise their rates for buy back loans (no interest in PG) I might even stay a while longer. I asked for a withdrawal on Monday morning got the confirmation email Wednesday and the money finally arrived in my account today (Thursday). So it seems that Twino have not improved after all.
|
|
|
Post by gmaxkenny on Jun 30, 2017 10:21:51 GMT
This morning Friday I requested a withdrawal expecting it to be Monday or Tuesday before it was activated. One hour later I received the email notification. Is this a Twino record? I hope it is an improvement and not a mistake. Lets hope they have turned over a new leaf as I regard slow withdrawal from a platform as a sign of cash flow problems and the main reason I am withdrawing from Twino. Now if they fix the auto invest problem and raise their rates for buy back loans (no interest in PG) I might even stay a while longer.
|
|
|
Post by gmaxkenny on Jun 9, 2017 17:33:01 GMT
Seems her constituents disagree with your assessment as she increased her majority considerably. Wonder if she was one of the counters? Oops. Need to read post before commenting. Meant to talk about that wonderful bean counter troted out by the tories to redicule labour Dianne Abbott or was I dreaming? ? Of course they agree,dont forget the DUP is the party of the late Ian Paisley,basically Scottish Presbyterians who share their DNA with the Christian right of the USA Republican Party with whom they have a lot in common. Not the kind of people most in the Uk would like doing business with.
|
|
|
Post by gmaxkenny on Jun 9, 2017 16:54:39 GMT
On 23rd of June 2016 the UK voted not to be ruled by Brussels.
On 8th of June 2017 the UK voted to be ruled by Belfast.
|
|