shimself
Member of DD Central
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Post by shimself on Sept 14, 2017 16:05:12 GMT
I've invested on Capitalstackers .
Quick summary : 5K min per loan Property, existing and development Loans come split into a fixed rate portion and a competive bidding portion (whereby you can start above the fixed rate and maybe get outbid and don't get invested) Can't say I really understand the workings beyond this Website kind of designed for people who've been there before, but if you're on this forum I guess you'll have seen enough p2p sites to be able to manage I emailed a few questions and got sensible answers quickly NOT IFISA Registration reasonably painless There is an SM, but as I write has only got one thing on it The people - a load of old hands with property and a computerist, fair enough (kind of like The Things I suppose)
I invested because I liked the loan a lot (existing property appx 25%LTV, income streamZ to cover, reason for loan reasonable). It's gone now, tough, but worth registering to see what else they come up with.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
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Post by ilmoro on Sept 14, 2017 16:15:23 GMT
I've invested on Capitalstackers . Quick summary : 5K min per loan Property, existing and development Loans come split into a fixed rate portion and a competive bidding portion (whereby you can start above the fixed rate and maybe get outbid and don't get invested) Can't say I really understand the workings beyond this Website kind of designed for people who've been there before, but if you're on this forum I guess you'll have seen enough p2p sites to be able to manage I emailed a few questions and got sensible answers quickly IFISA Registration reasonably painless There is an SM, but as I write has only got one thing on it The people - a load of old hands with property and a computerist, fair enough (kind of like The Things I suppose) I invested because I liked the loan a lot (existing property appx 25%LTV, income streamZ to cover, reason for loan reasonable). It's gone now, tough, but worth registering to see what else they come up with. IFISA? No mention of it on the site and not on HMRC authorised list as of last update.
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shimself
Member of DD Central
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Post by shimself on Sept 14, 2017 16:20:42 GMT
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on Sept 14, 2017 16:30:18 GMT
Ah, both those sites have it as fully authorised but not offering an IFISA so ties in with my list.
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p2pfan
Member of DD Central
Full-Time Investor
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Post by p2pfan on Jul 9, 2019 0:33:30 GMT
What's the latest thoughts on Capitalstackers please?
They seem to be a nice bunch and have been very helpful in responding to queries, but are a very small as a company. Only about four inhouse staff on Linkedin.
Any insights into the medium-long term viability of the platform, especially in light of P2P regulatory changes?
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