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Post by loftankerman on Oct 10, 2017 13:01:04 GMT
My solution to the bucket of worms this has turned into would be to delete this thread, forget about it and carry on as though nothing had happened. Pretend you all went on a trip to Vegas.
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elliotn
Member of DD Central
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Post by elliotn on Oct 10, 2017 13:07:26 GMT
My solution to the bucket of worms this has turned into would be to delete this thread, forget about it and carry on as though nothing had happened. Pretend you all went on a trip to Vegas. As you were 
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Liz
Member of DD Central
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Post by Liz on Oct 10, 2017 13:15:02 GMT
Wait... That is a platform forum situation that is a consequence of the roundabout way to gain access to that area. I sure hope you're not suggesting that our personalities details have been passed to this forum for the purpose of KYC... No but the user must have passed our KYC to be granted access. Deferred KYC in that sense is quite common. And who would pay for these KYC checks? It's different when a platform is involved. This is a free site. I too like being anonymous, don't want some crazed p2p member coming after me when they lose money and blame me for something I said.
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Post by chris on Oct 10, 2017 13:20:01 GMT
No but the user must have passed our KYC to be granted access. Deferred KYC in that sense is quite common. And who would pay for these KYC checks? It's different when a platform is involved. This is a free site. I too like being anonymous, don't want some crazed p2p member coming after me when they lose money and blame me for something I said. In the AC case it's AC that pays for the checks. As I confirmed earlier in the thread only AC knows your ID, contact details, etc. All the forum knows is that we've verified you as a lender on our platform who has passed our KYC checks. Edit: It's also optional. You don't have to browse the private section of the site, you can stick to the public pages. Different rules naturally apply to each section though which I don't think is at all unreasonable.
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Post by peerlessperil on Oct 10, 2017 13:20:46 GMT
... Equally a non-anonymous (therefore necessitating some kind of identify verification, therefore creating costs, therefore needing some form of revenue) forum eliminates much of the risks associated with shill marketing, pumping and dumping, pretending to be other than you are, and defamation risk. Similarly, when peoples' real identities are in play, it's amazing how much better behaved they are to each other ... But if you eliminate "pumping and dumping" you'd undermine the whole business model of many P2P property platforms ... Perhaps....but lets not pretend it doesn't happen in bond markets - you often don't get long at all to wade through that 300 page prospectus, and the ratings agencies are paid by the issuers.....
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Liz
Member of DD Central
Posts: 2,426
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Post by Liz on Oct 10, 2017 13:22:35 GMT
My solution to the bucket of worms this has turned into would be to delete this thread, forget about it and carry on as though nothing had happened. Pretend you all went on a trip to Vegas. I think the whole lot will be deleted soon, if the moderators are serious on their threats. It seems the 2 groups can't agree. See you at MSE. Or we could start a facebook group.
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Liz
Member of DD Central
Posts: 2,426
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Post by Liz on Oct 10, 2017 13:27:37 GMT
And who would pay for these KYC checks? It's different when a platform is involved. This is a free site. I too like being anonymous, don't want some crazed p2p member coming after me when they lose money and blame me for something I said. In the AC case it's AC that pays for the checks. As I confirmed earlier in the thread only AC knows your ID, contact details, etc. All the forum knows is that we've verified you as a lender on our platform who has passed our KYC checks. Edit: It's also optional. You don't have to browse the private section of the site, you can stick to the public pages. Different rules naturally apply to each section though which I don't think is at all unreasonable. I was referring to the KYC checks on the new private DD-central section. But thanks for the heads-up. Maybe we will have to have membership fees or a sponsor. We can have the DD-hula hoop- central-arena. Other crisps/snack/cracker crisps biscuits are available.
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registerme
Member of DD Central
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Post by registerme on Oct 10, 2017 13:30:03 GMT
I was referring to the KYC checks on the new private DD-central section. There aren't any, or any proposed, KYC checks for "DD Central" - it's just two different threads of the conversation getting intertwined - musing about the very long term future of something like P2PIF on the one hand, and DD central on the other.
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
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Post by cooling_dude on Oct 10, 2017 13:36:33 GMT
I was referring to the KYC checks on the new private DD-central section. ... P2PIF on the one hand, and DD central on the other. Can I ask something on this point please (and I know there is the hidden DD-CENTRAL for this discussion, but I am replying to this point; move if you think it is best) I do believe that the future of the indie is important and it is clear that there has been some strain on the team here from the work it takes to run the forum to the point where closing the forum seems to be on the table. Can you clarify why DD-CENTRAL is necessary when it will inevitably add to your workload which seems completely counterproductive in the grand scheme of things?
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kaya
Member of DD Central
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Post by kaya on Oct 10, 2017 13:39:32 GMT
What does KYC stand for? I keep thinking of Kentucky Fried Chicken, but I don't think that is it.
As for this whole thread, it just seems like a whole lot of nonsense to me. Anyone in this world can set up any kind of forum that they want, make it private or public as they wish, and it is no business of anyone else if someone wishes to do so. The 'Moderator' reaction just makes me think, well no wonder there are those that wanted a private forum beyond their reach.
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Post by mrclondon on Oct 10, 2017 13:41:45 GMT
... P2PIF on the one hand, and DD central on the other. Can I ask something on this point please (and I know there is the hidden DD-CENTRAL for this discussion, but I am replying to this point; move if you think it is best) I do believe that the future of the indie is important and it is clear that there has been some strain on the team here from the work it takes to run the forum to the point where closing the forum seems to be on the table. Can you clarify why DD-CENTRAL is necessary when it will inevitably add to your workload which seems completely counterproductive in the grand scheme of things? Only a very brief visit to the forum today from me, but there is an alternative outcome from creating DD Central. Mod workload could actually decrease as there will be a place that almost any forum member who wishes to can post links and unredacted details of borrowers. I can't remember moderating a single post on the AC private board, and the moderation of the AC public board is minimal as almost all contentious posts go straight onto the private board. At present in the eyes of the mod staff, DD Central (or something akin) is a win - win - win situation. I have limited online time at present so it will take a little while, but DD Central is coming soon for (almost) anyone that wants it.
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Post by mrclondon on Oct 10, 2017 13:45:05 GMT
What does KYC stand for? I keep thinking of Kentucky Fried Chicken, but I don't think that is it. As for this whole thread, it just seems like a whole lot of nonsense to me. Anyone in this world can set up any kind of forum that they want, make it private or public as they wish, and it is no business of anyone else if someone wishes to do so. The 'Moderator' reaction just makes me think, well no wonder there are those that wanted a private forum beyond their reach. KYC = Know Your Customer i.e. in the context of discussing financial services, in a KYC environment any post made could ultimately be tied back to a given individual who when faced with the more certain risk of prosecution for shill marketing, ramping, libel etc etc might desist from such practises.
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Oct 10, 2017 13:45:37 GMT
What does KYC stand for? I keep thinking of Kentucky Fried Chicken, but I don't think that is it. As for this whole thread, it just seems like a whole lot of nonsense to me. Anyone in this world can set up any kind of forum that they want, make it private or public as they wish, and it is no business of anyone else if someone wishes to do so. The 'Moderator' reaction just makes me think, well no wonder there are those that wanted a private forum beyond their reach. Know Your Customer
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Liz
Member of DD Central
Posts: 2,426
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Post by Liz on Oct 10, 2017 13:48:25 GMT
... P2PIF on the one hand, and DD central on the other. Can I ask something on this point please (and I know there is the hidden DD-CENTRAL for this discussion, but I am replying to this point; move if you think it is best) I do believe that the future of the indie is important and it is clear that there has been some strain on the team here from the work it takes to run the forum to the point where closing the forum seems to be on the table. Can you clarify why DD-CENTRAL is necessary when it will inevitably add to your workload which seems completely counterproductive in the grand scheme of things? Why is this discussion taking place in secret? Sounds like the 2-tier system some revile!
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
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Post by cooling_dude on Oct 10, 2017 13:51:52 GMT
Can I ask something on this point please (and I know there is the hidden DD-CENTRAL for this discussion, but I am replying to this point; move if you think it is best) I do believe that the future of the indie is important and it is clear that there has been some strain on the team here from the work it takes to run the forum to the point where closing the forum seems to be on the table. Can you clarify why DD-CENTRAL is necessary when it will inevitably add to your workload which seems completely counterproductive in the grand scheme of things? Only a very brief visit to the forum today from me, but there is an alternative outcome from creating DD Central. Mod workload could actually decrease as there will be a place that forum members can post links and unredacted details of borrowers. I can't remember moderating a single post on the AC private board. So... the PF?
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