Post by aju on Oct 28, 2017 10:01:10 GMT
We have year to date and tax year to date reports. Does anyone else think a "last 12 months" statements option would be useful. I'm currently keeping a monthly statements spreadsheet with returns etc but it seems to me that Zopa has all the data and could easily supply this type of report. At the moment I use year to date, divide by months and multiply by 12 to get rough returns. Clearly this is more accurate for the year at the moment but earlier in the year its not quite so real.
At the moment the ytd report is showing I have about 5.2% (includes 0.5% bonus). Of this 4.9% is real interest in the year but I do have about £44 In new defaults and 7.51 returned from old defaults theres an odd one I don't understand called "other" of about £9.50. Overall real return( adjusted) is not bad though at the moment.
That took quite a bit tò get to and as I say doesn't really correlate that well for early months in the year. For me I could graph better and more realistically with a last twelve months view.
What do others think bearing in mind that past performance is not an indicator for the future. For me monthly numbers especially for defaults is somewhat less meaningful.
At the moment the ytd report is showing I have about 5.2% (includes 0.5% bonus). Of this 4.9% is real interest in the year but I do have about £44 In new defaults and 7.51 returned from old defaults theres an odd one I don't understand called "other" of about £9.50. Overall real return( adjusted) is not bad though at the moment.
That took quite a bit tò get to and as I say doesn't really correlate that well for early months in the year. For me I could graph better and more realistically with a last twelve months view.
What do others think bearing in mind that past performance is not an indicator for the future. For me monthly numbers especially for defaults is somewhat less meaningful.