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Post by coolrunning on Oct 31, 2017 8:41:33 GMT
This forum has gone very quiet.
In which forum are the users posting now?
I know there is a lot posted elsewhere in German, but that does not help me !
Any ideas?
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323 
Likes: 897
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Post by JamesFrance on Oct 31, 2017 9:56:48 GMT
There was a Facebook group called Bondora fellows but maybe all the old Bondora Forum people no longer invest there. I only have about 1000€ of my original deposits left there now and never reinvest the repayments.
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duck
Member of DD Central
Posts: 2,864
Likes: 6,892
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Post by duck on Oct 31, 2017 10:32:23 GMT
I'm in a similar position to James although I still have @8k to withdraw .... when it becomes available.
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parisingoc
Member of DD Central
Posts: 87
Likes: 25
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Post by parisingoc on Oct 31, 2017 10:58:00 GMT
Ditto, 2k to get down, but I am now in no rush . . . .
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323
Likes: 897
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Post by JamesFrance on Oct 31, 2017 11:09:49 GMT
According to Bondora my account is valued at over 10000€, so I will look forward to withdrawing the 9000€ profit. I have already paid quite a lot of tax on it so I hope it arrives safely within the next few years.
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Post by coolrunning on Oct 31, 2017 11:27:01 GMT
Thanks everyone I am still persisting. Which is why I would like to find out where the (English) posts are.  |
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Post by wiseclerk on Oct 31, 2017 11:38:44 GMT
Read in a recent interview with P. Tomberg that 60% of investors are German. That might explain it
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Post by oktaeder on Nov 1, 2017 7:41:47 GMT
There is no great discussion in german forum too. All said about bondora  |
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Post by moneymakingmoney on Nov 1, 2017 8:11:10 GMT
Thanks everyone I am still persisting. Which is why I would like to find out where the (English) posts are. What are your reasons for doing so? are you getting good returns at all? The amount of defaults and delayed payments seems horrible and the ratings for the loans are crooked as hell; e.g. AA loans going bust from the start
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fric
Member of DD Central
Posts: 200
Likes: 80
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Post by fric on Nov 1, 2017 8:53:06 GMT
Thanks everyone I am still persisting. Which is why I would like to find out where the (English) posts are. What are your reasons for doing so? are you getting good returns at all? The amount of defaults and delayed payments seems horrible and the ratings for the loans are crooked as hell; e.g. AA loans going bust from the start Stockholm syndrome? 
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Post by rahafoorum on Nov 1, 2017 19:12:24 GMT
Also fully exited about two years ago by now. Followed the stats and updates for a while, but things didn't seem to be getting better (especially with the DCA fee introduction and more than doubling thereafter).
I suppose there aren't that many people who actually care to comment on and discuss about it anymore. What's there to discuss? Same sh**, different day.
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fric
Member of DD Central
Posts: 200
Likes: 80
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Post by fric on Nov 2, 2017 7:24:02 GMT
Also fully exited about two years ago by now. Followed the stats and updates for a while, but things didn't seem to be getting better (especially with the DCA fee introduction and more than doubling thereafter). I suppose there aren't that many people who actually care to comment on and discuss about it anymore. What's there to discuss? Same sh**, different day. Yeah, the general consensus in this forum seems to be - I already cashed out or I'm slowly doing it.
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duck
Member of DD Central
Posts: 2,864
Likes: 6,892
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Post by duck on Nov 2, 2017 8:05:03 GMT
... What are your reasons for doing so? are you getting good returns at all? The amount of defaults and delayed payments seems horrible and the ratings for the loans are crooked as hell; e.g. AA loans going bust from the start Whilst I have been withdrawing for some years now it has been taxation and Bondora changes that made me all the more determined. When I started with Bondora I couldn't charge 'losses' against tax so I was taxed on all interest with no recognition of the losses. Bondora applied for FCA approval and claiming losses against income became very advantageous (but a very big spreadsheet job!) ..... then Bondora withdrew their application so no more claims for losses. If it wasn't for the crash in the £ I would be in a position of having to pay tax on interest that was outweighed by losses .... so I would be making a loss! Obviously future recoveries have to be taken into account but whilst I monitor these and add them to my spreadsheets they are hardly inspiring.
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Post by moneymakingmoney on Nov 2, 2017 8:12:58 GMT
What are your reasons for doing so? are you getting good returns at all? The amount of defaults and delayed payments seems horrible and the ratings for the loans are crooked as hell; e.g. AA loans going bust from the start Whilst I have been withdrawing for some years now it has been taxation and Bondora changes that made me all the more determined. When I started with Bondora I couldn't charge 'losses' against tax so I was taxed on all interest with no recognition of the losses. Bondora applied for FCA approval and claiming losses against income became very advantageous (but a very big spreadsheet job!) ..... then Bondora withdrew their application so no more claims for losses. If it wasn't for the crash in the £ I would be in a position of having to pay tax on interest that was outweighed by losses .... so I would be making a loss! Obviously future recoveries have to be taken into account but whilst I monitor these and add them to my spreadsheets they are hardly inspiring. Ah so you're persisting in trying to exit bondora, not in using bondora haha. Luckily I haven't invested much in Bondora, so I'm not too worried about what happens there, nevertheless I've been withdrawing my funds.
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Post by coolrunning on Nov 2, 2017 11:33:42 GMT
Thanks everyone I am still persisting. Which is why I would like to find out where the (English) posts are. What are your reasons for doing so? are you getting good returns at all? The amount of defaults and delayed payments seems horrible and the ratings for the loans are crooked as hell; e.g. AA loans going bust from the start As all of us reading here, I am very suspicious about Bondora's claimed figures. I do not add new money, but I do not withdraw funds either. I tend to avoid the PM and work mainly on the SM - it takes time but seems to be better than the PM. I think I make about 9% gross. If you follow Andrej Ders forum, he is finding broadly similar returns.
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