Life after Funding Circle - What is your strategy?

I'm running down a couple of FC property accounts, I do honestly miss it though. Do you not fancy investing more in other P2P platforms instead e.g. MT, Collateral, FS?

To your question, those three are probably where the majority of my FC money has gone, although I'm an utter rate tart so will go anywhere where the risk/reward ratio appears good.  God knows I don't need another bank account, but if YBS want to offer me £250 to have one, then I'll take it  

I have never warmed to the idea of doing anything other than passive investing with equities - with what sort of frequency are you buying in/selling out typically?

Mine went to MT and ABLRate (ISA) .. briefly Saving Stream / Lendy, but no longer, plus sundry Investment trusts (I find individual shares too hard to get decent diversity in, whereas ITs offer the diversity level of a UT/OEIC with a much faster in/out option, and sometimes the opportunity to buy in at a reasonable discount). All these have the potential for massive losses, just like FC had/has, but at least I retain a faint glimmer of overall control, and am not longer quite so heavily in hock to a) sterling and b) property prices.

I'm not sure anyone has (Warren Buffet maybe?) .. even Mr Woodford seems to have the odd wobble. My best overall strategy seems to be 'run in the opposite direction to everyone else', but that only 'mostly works'.

After the changes on Sept 18th l moved all the money l could from FC and moved it into P2P Global and RDL ITs.
Because been a income/value investor at heart. l felt this would be a rather better place for my P2P money due to the large discounts and decent yields on offer with these lTs.

You're most welcome, I'm sure. Mind you, I did make about 25% of my own total FC returns via the SM

Yes, getting fed up with FC.  I didn't like the regime post 18 Sep, but gave it a couple of months to settle down.  In the meantime, I drip fed holding account funds to another FC account, so as to keep the autobids low (£20).  I preferred the old regime where I did my own due diligence so if things go belly up, it was down to me.  Not so now since FC took control of my money, so I have no transparency of what I invest in until it is too late.  As a result, my default rates have gone up as FC don't seem to do due diligence any more.  Maybe we rename them - F****** Careless.  Obviously, I discussed my misgivings with FC before the new regime, and was diplomatically told if I didn't like it, I could withdraw my money.  Well, that day came and I liquidated 50% of my holding this week , planning to dissolve most of the rest next week.  This will leave some dross, but I have made a good profit the last few years.  What is my strategy?  Some will go into Archover (I like the insured angle), and some into OEICs and Investment Trusts on the Stock Market.  I have some experience of this already, using several pots within my portfolio, thereby spreading the risk over many quoted companies.  Over the last 2 years within an ISA I have beaten FC percentages.  I am now in charge of my own destiny again.  I was surprised just how quickly my loans were sold, less than 24 hours, so there are still investors out there with faith in FC, or maybe they have taken their eye off the ball.

For the last 5 years I had two accounts on FC, one an A/A+ only, the other a B-E only.  I did this to see which would give the greater return. The decision to black-box the accounts in September has put an end to this. I intended to bale out of one of these once it was clear which gave the better results but this didn't happen, as it never did become clear.

The A/A+ in September showed Gross 9.7 - Net 7.7
The B-E in September showed Gross 12.9 - Net 7.7

This was pretty much constant over the life of the accounts, and why I didn't run either of them down. Now, FC are attempting to make us 7% on a mixed A+-E portfolio, which on past performance looks achievable. However the other option, the reduced risk A/A+ account looks like a banker for FC and poor value for anyone else unless I am being particularly thick.

What am I doing now? Letting the A account run down  and for the moment, putting some of the proceeds into the former B-E and for the rest favouring wiseAlpha/Mintos among others.