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Post by captainconfident on Nov 27, 2017 12:08:00 GMT
I suggest (please take me seriously) a private board for current ReBs investors.
As currently constituted, this board is dominated by a group of energetic posters who have sold their holdings and wish to pursue the matter of defaulted loans they still hold. This has a tendency to drown out those currently involved.
The sub-board could perhaps be "discussion of current RebS loans".
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SteveT
Member of DD Central
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Post by SteveT on Nov 27, 2017 12:33:32 GMT
Doesn't ReBS still operate its own discussion boards on its own website? I confess I've not looked recently but I've heard nothing about them being shut down. If so, isn't that the logical place for "active investors" to discuss their loans?
In any case, given ReBS' long-standing resentment of / antipathy for this forum and the Admin team, I'd say there's zero prospect of ReBS wanting to support and administer a "pink pages" private board here, or of the forum Admins agreeing to it if they did!
(Update: I just logged in to look, and the Discussion boards are still there and actively in use on each ReBS loan; "The Discussion tab is your place to ask questions of the borrower and discuss the lending opportunity with other members of the community.")
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Post by jackpease on Nov 27, 2017 14:08:04 GMT
I don't think Rebs have always had resentment/antipathy for this forum - istr they engaged in early days.
I think Rebs experienced what most if not all platforms have found ie that early 'high interest' euphoria morphs to anger and negativity as defaults pile in. Attempts to answer questions then get swamped by negativity and the platform decides to disengage rather than fuel the frenzy.
But i think the OP's point is valid - Rebs current proposition may or may not still be worth investing but it is hard to assess that given the strident posts of those that have lost lots of money and given up.
Jack P
(disclaimer - I still fondly remember enjoying a lovely piece of lender-thankyou-cake that arrived in the post from Rebs borrower!)
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Post by mrclondon on Nov 27, 2017 15:22:25 GMT
The offer of a private board with access granted following platform KYC checks remains open to all platforms, incl ReBS. A number of platforms have thought about it, but concluded the admin effort isn't worthwhile. With ReBS having an on platform forum it feels unlikely a private board here would appeal.
When we publish the quarterly forum usage stats (in the next day or two) it is likely we will do one or more swaps between the front page and the "More P2x Sites" page, and this could involve the ReBS board moving. Nothing is for ever, so the ReBS board could one day return to the front page, but possibly for now a slot off the front page will reduce the posts being made by legacy ReBS account holders, and allow more prominance to threads related to current loan activity.
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Post by captainconfident on Nov 27, 2017 16:55:05 GMT
Thanks for all these constructive comments. I wasn't really thinking of a private board (although I see that I used that term), just a sub-board for active investors.
But I do agree that relegating Rebs to the 'More P2P' would probably take the heat off for the moment. I wasn't aware that Rebs resented the forum or Admin Team, as they do periodically reply to posts in an even tempered way, even though their posts are seldom to the tastes of those to whom they reply.
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Post by danraj on Nov 28, 2017 18:51:34 GMT
mrclondon - I would like to take you up on that offer of private sub-boards, where users provide their user ID and we cross-check them. It would be helpful if you can allow us to moderate these sub-topics also. Thanks
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Post by mrclondon on Nov 28, 2017 19:07:58 GMT
mrclondon - I would like to take you up on that offer of private sub-boards, where users provide their user ID and we cross-check them. It would be helpful if you can allow us to moderate these sub-topics also. Thanks I'll be in touch in the next few days. For clarity posts made on every board on the forum are subject to the same set of rules*, and all posts are moderated by a volunteer team independent from p2p platforms. Posts that may need moderating are reported to the moderators using the 'Report Post' option under the cog wheel icon on the post (by so doing we have a full read only audit trail of what the post said at the time it was reported for comparison with any subsequent edits made to the post) * The only difference is on private boards there is no need to redact the identity of the asset or borrower.
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david42
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Post by david42 on Nov 28, 2017 19:15:24 GMT
mrclondon - I would like to take you up on that offer of private sub-boards, where users provide their user ID and we cross-check them. It would be helpful if you can allow us to moderate these sub-topics also. Thanks If a platform wants to moderate posts, please can the platform keep their forum totally separate from the P2P independent forum. I do not want to be part of a forum where posts can be censored by the platform we are discussing. Funding Circle and Zopa have both tried managing their own forums, now both closed.
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Post by jackpease on Nov 29, 2017 7:04:25 GMT
mrclondon - I would like to take you up on that offer of private sub-boards, where users provide their user ID and we cross-check them. It would be helpful if you can allow us to moderate these sub-topics also. Thanks Assetz has its own id protected sub board - but its farsightedness in facilitating that board does not guarantee people are any less ANGRY than this main board! Thick skin essential. Jack P
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Post by GSV3MIaC on Nov 29, 2017 8:19:34 GMT
Actally they are quite a bit ruder on the pink pages, but at least readers know they are bona fide signed up AC accountholders, not just drive by snipers.
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Nov 29, 2017 10:47:45 GMT
I believe there is a clue in the forum title as to why platform control down to thread moderation is undesirable.
P2P INDEPENDENT forum.
Let Rebs use their own platform and ample internet based channels to market their product in ways they see as appropriate.
They certainly seem to have enough mouthpieces to provide spin on the sub board without giving the platform gagging rights against those posters that often seek to slow the spin down enough for transparency to come through.
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brianlom1
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He's not the Messiah, he's a very naughty boy!
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Post by brianlom1 on Dec 2, 2017 22:13:18 GMT
I believe there is a clue in the forum title as to why platform control down to thread moderation is undesirable. P2P INDEPENDENT forum. Let Rebs use their own platform and ample internet based channels to market their product in ways they see as appropriate. They certainly seem to have enough mouthpieces to provide spin on the sub board without giving the platform gagging rights against those posters that often seek to slow the spin down enough for transparency to come through. If ReBS bothered to answer the points raised on their own discussion boards there'd be no need for a sub-board here.
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kevinkelly
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Post by kevinkelly on Dec 2, 2017 22:27:17 GMT
If ReBS bothered to answer the points raised on their own discussion boards there'd be no need for a sub-board here. It's not just me then? ReBS seemingly ignore whatever is posted on their own boards such that I wonder why the forums still exist at all.
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binkle
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Post by binkle on Dec 9, 2017 10:29:35 GMT
Will look out for such a board. I have had my share of irritation at RebS pretty disorganized approach to defaults, but still want to drop small amounts of cash into about half of what's been on offer, and don't want to wade through posts full of vitriol!
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Dec 9, 2017 11:05:15 GMT
Will look out for such a board. I have had my share of irritation at RebS pretty disorganized approach to defaults, but still want to drop small amounts into about half of what's been on offer, and don't want to wade through vitriol! Deliberately ignoring jibe mods!
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