SteveT
Member of DD Central
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Likes: 7,924
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Post by SteveT on Dec 12, 2017 17:33:38 GMT
I will be very happy to buy that Jeanneau for £25k if it comes to it! I might even be persuaded to cover the interest too 😉
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Post by Deleted on Dec 12, 2017 17:46:16 GMT
df "This can easily happen, but with 25% LTV (if it's correct) they can probably sell it very quick for reduced price (enough to pay lenders and FS fees). It may also be that the borrower will renew it several times before it is put for sale??? Sounds like a safer investment than most of FS property loans to me." I agree but being safer than something I also don't feel is safe enough to invest in is not enough evidence to put my hands in my pocket.  |
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Post by df on Dec 12, 2017 18:34:18 GMT
Too late for your last reply...contact live chat and ask them to send you a test e.mail ?..I was told they issue e.mails from different sources for different things awesome I think i may have sorted this one out now....however I still have never received an email when my loan has become active I only receive e-mail notifications for new upcoming loans. And of course deposit/withdrawal notifications and regular newsletter. I'm not sure if you can get any loan related e-mails after the loan becomes available for bidding.
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number5
Member of DD Central
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Likes: 98
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Post by number5 on Dec 12, 2017 18:39:14 GMT
awesome I think i may have sorted this one out now....however I still have never received an email when my loan has become active I only receive e-mail notifications for new upcoming loans. And of course deposit/withdrawal notifications and regular newsletter. I'm not sure if you can get any loan related e-mails after the loan becomes available for bidding. Same as me! Maybe it actually is Santa Clause who sends rogethat the activation emails!
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blender
Member of DD Central
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Post by blender on Dec 12, 2017 18:47:02 GMT
Do you have a BT email address? If so I have a fix for the missing emails. I used to get none from Ablrate, but now am swamped (preferable).
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Post by df on Dec 12, 2017 18:58:26 GMT
df "This can easily happen, but with 25% LTV (if it's correct) they can probably sell it very quick for reduced price (enough to pay lenders and FS fees). It may also be that the borrower will renew it several times before it is put for sale??? Sounds like a safer investment than most of FS property loans to me." I agree but being safer than something I also don't feel is safe enough to invest in is not enough evidence to put my hands in my pocket. Of course, everyone has own strategy. I invest in loans like this, but only a small amount so that possible loss in not too painful.
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number5
Member of DD Central
Posts: 449
Likes: 98
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Post by number5 on Dec 12, 2017 20:04:57 GMT
Do you have a BT email address? If so I have a fix for the missing emails. I used to get none from Ablrate, but now am swamped (preferable). Not me...I have a hotmail account
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rogerthat
Member of DD Central
Posts: 2,048
Likes: 1,994
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Post by rogerthat on Dec 12, 2017 20:15:15 GMT
I only receive e-mail notifications for new upcoming loans. And of course deposit/withdrawal notifications and regular newsletter. I'm not sure if you can get any loan related e-mails after the loan becomes available for bidding. Same as me! "Maybe it actually is Santa Clause who sends rogethat the activation emails!"
FundingSecure Investment is now active
E
enquiries@fundingsecure.com
Reply
Today, 12:17
You
Investment update
Loan Reference: 31140566**
We have just activated one of our loans which you have invested in - this means that the borrower has now received the money. You can sign into our website at any point and check the status of the loan and your current interest accrued by visiting our website.
View investment information
www.fundingsecure.com (Santa Claus)
Anything else...while I'm at it ? !
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number5
Member of DD Central
Posts: 449
Likes: 98
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Post by number5 on Dec 12, 2017 21:19:10 GMT
Same as me! "Maybe it actually is Santa Clause who sends rogethat the activation emails!"
FundingSecure Investment is now active
E
enquiries@fundingsecure.com
Reply
Today, 12:17
You
Investment update
Loan Reference: 31140566**
We have just activated one of our loans which you have invested in - this means that the borrower has now received the money. You can sign into our website at any point and check the status of the loan and your current interest accrued by visiting our website.
View investment information
www.fundingsecure.com (Santa Claus)
Anything else...while I'm at it ? ! I get emails from that address every time I sell a loan part. So it deffo not in my spam list. I cannot understand why I gave never seen an email like that in my 3 months with FS. I even asked FS live chat and they said there is no such thing!
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aj
Member of DD Central
Posts: 348
Likes: 465
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Post by aj on Dec 13, 2017 7:23:26 GMT
With the asset and LTV, I'd be confident of getting money returned on this. 10%'s too low for me though!
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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Post by SteveT on Dec 13, 2017 7:38:20 GMT
With the asset and LTV, I'd be confident of getting money returned on this. 10%'s too low for me though! But you'd be happy to lend at 12% / 13% with greater risk of capital loss? IMHO, any P2P lender expecting to beat 10% net return (after bad debts) is kidding themselves.
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aj
Member of DD Central
Posts: 348
Likes: 465
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Post by aj on Dec 13, 2017 8:06:48 GMT
There are a few higher rates on FS that I'd consider equally safe/safer prospects.
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number5
Member of DD Central
Posts: 449
Likes: 98
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Post by number5 on Dec 13, 2017 12:06:28 GMT
Same as me! "Maybe it actually is Santa Clause who sends rogethat the activation emails!"
FundingSecure Investment is now active
E
enquiries@fundingsecure.com
Reply
Today, 12:17
You
Investment update
Loan Reference: 31140566**
We have just activated one of our loans which you have invested in - this means that the borrower has now received the money. You can sign into our website at any point and check the status of the loan and your current interest accrued by visiting our website.
View investment information
www.fundingsecure.com (Santa Claus)
Anything else...while I'm at it ? ! I just got my first ever activation email for this loan....looks like they switched something on after I said :-)
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rogerthat
Member of DD Central
Posts: 2,048
Likes: 1,994
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Post by rogerthat on Dec 13, 2017 17:17:29 GMT
Anything else...while I'm at it ? ! I just got my first ever activation email for this loan....looks like they switched something on after I said :-) Y'rite  ...seems I wet nursed you on FC and now I'm doing the same on FS  Who do I make the bill out to ? 
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Post by badboyyardy on Dec 13, 2017 19:10:56 GMT
Guess this does not need sponsorship or launch windows like a certain other aquatic themed loan..... But what is market like for 2nd hans used yachts?
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...seems I wet nursed you on FC and now I'm doing the same on FS 
