benaj
Member of DD Central
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Post by benaj on Dec 19, 2017 17:29:51 GMT
4.5%? 5.5%? 6.5%? 7.5%? 12%?
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rambler
Member of DD Central
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Post by rambler on Dec 19, 2017 19:41:46 GMT
Strange question. Is there an upper limit?
I can't imagine a situation where I would say, "ideally I would like to be earning less interest than this."
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trevor
Member of DD Central
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Post by trevor on Dec 19, 2017 21:09:01 GMT
Same as RS. Hence I am withdrawing from Z
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Post by danegeld on Dec 19, 2017 21:51:34 GMT
Likewise. Given the performance of my Z+ loans over the last year and more, I have now sold out all that I can, and am drawing down my Safeguarded loans rather than reinvesting. In the current economic climate, I would need (1) greater confidence in Zopa's default/rate modelling, and (2) significantly higher returns, before I would consider coming back.
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zlb
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Post by zlb on Dec 22, 2017 14:22:55 GMT
They're the only p2p who show on listing sites like this one. M&S are offering the same borrowing rate. www.money.co.uk/loans/unsecured-loans.htmI've tried searching for loans, using a few casual search terms, to generally see what each unsecured personal loan site advertises itself as. I wonder what Z thinks about the others continuing when a PF. Z appear to be wanting to move into a slightly different market with the loans via the building society and opening a bank. |
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ashtondav
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Post by ashtondav on Dec 22, 2017 15:59:13 GMT
Minimum 6% on 5 year money. Although not available now I expect to get that in RS next month.
Withdrawals now going to RS, AC (now they've sorted diversification and PF) and FC. Also small punts on FS as a high risk high return site.
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