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Post by newlender on Jan 14, 2018 15:44:55 GMT
This seems to have been dragging on for ages - my ISA summary always lags behind the true figure by about £10. Although a very minor issue, it does seem a shame that Zopa's programmers can't write some code to address this issue. It would be nice to see the correct figure on the first page that loads as the site seems to be slowing down a bit these days and my statements page often seems reluctant to appear.
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trium
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Post by trium on Mar 22, 2018 10:07:49 GMT
Here's an anomaly I've not seen anyone pick up on (unless I missed it).
Some time ago I noticed that according to the bar chart provided on the Loan Book page my first-of-the-month expected repayments suddenly jumped up by more than 50%. This happened with both my ISA and my regular account, the latter being most surprising since there have been no new loans on that account for some time. Checking my csv downloads the amounts actually due on the first are around what I remember they used to be.
Moreover, the "Total Currently Invested" section says I have 924 loans on one account and 908 on the other, while I'm apparently expecting 973 and 994 repayments respectively. That would be very nice but, according to the csv, it's not going to happen. Presumably these phantoms are due to make their phantom payments on the first of the month. Oh, and total expected repayments don't agree with the loan book either - they are considerably overstated.
Anyone else?
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aju
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Post by aju on Mar 22, 2018 10:50:58 GMT
newlender I wouldn't hold your breath on the numbers lining up soon. For me I'd prefer that the defaults number was more prevalent than it is on that top line rather than having to keep clicking on it. Edit: Checked my summary numbers with statements in ISA and blow me if I didn't just pickup yet another default this one never paid a penny from day one back in Nov. I hope they enjoy their car more than I will ;-). Also that's the second Car loan defaulted paying nothing in the ISA side.
My numbers are out by approx the default amount (£10) today but would normally be a few pennies I'm guessing there is a bit of lag between the two and I also had to wade my way past 2 "500" errors to get to the loanbook to check the default date I suspect the two reports are running at different times of the day The summary said an hour ago for me. I'm not sure but yours may be out by as much as £10 if your lending is considerably more than mine I guess but it may be as a result of new default too!.
trium That's interesting, I've never checked that, the numbers I mean, has that always been there?. I collect the weekly's I must check that against these numbers too. Thanks Edit: So I checked my Invest and side noticed that the projection for Day 1 today is actually 50% higher than the last day one really gave, thing is Day 1 should be even less next month as I've moved over a 1/4 of the investment to ISA in February with a classic transfer to ISA in the middle of that month. Not sure about those predictions anymore but may have to let the system settle for a month or so.
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Post by newlender on Mar 22, 2018 17:38:00 GMT
My Summary total is always about £10 behind the Statements total so I've stopped looking at the former. Different updating times must explain this and I've got used to it now.
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