Must have seen me coming!

I'm not sure that link would work in this instance as he is talking about a default in the ISA side. I think that link is for invest side only - I could be wrong though. I think he already knows about this by actually looking at the comments in the loanbook - its one of the fields that can be searched by just putting "default" in the search field.

edit: the ISA link should be secure2.zopa.com/lender/loan_book/isa/current

I believe I have that same IVA plus an additional "real" default in my ISA side. The summary page only shows the default where money has a potential to be lost - I think an IVA means the borrower has made a firm commitment to pay. If they further do not pay then it will probably be added to the summary default value as well. In other words the money is not yet lost as compared to full default where there is no commitment or arrangements to pay.

Interestingly for that particular lender they did not have the normal 4 failed payments but perhaps that was because the Business knew they were in trouble and set up the IVA as gesture of good faith that's how I view it at present anyway.  

My view of defaults marked as lost is more optimistic since over the years I have had quite a few of them where over half the owed money has been returned and is still being returned. I do think Zopa rather than hiding any loss behind a button they actually declared it as part of the visible summary values. It would make the sums more accurate in my view, especially for the many of us who are already using spreadsheets to track this and are very confused that the sums don't add up (IMHO that is).