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Post by stanyko on Jan 25, 2018 14:20:54 GMT
Whats the % of your total wealth you have invested in Mintos? I am currently around 10%, would like to increase more - as other alternatives are really poor. I'm just worried of lower diversification or situation, when Mintos will be in some troubles.. What's your opinion / situation?
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Post by nesako on Jan 25, 2018 15:42:56 GMT
I have 20% in Mintos and I am not really worried. The way I look at it, if there are issues with Mintos itself and not a particular loan originator (the only issue I can see is potential changes to regulations), then the other 90% of platforms which are all based in Latvia would also be hit. So diversifying to other Latvian platforms would not help in this regard. What you gain by having money on other platforms is the ability to diversify with even more loan originators, though the options on Mintos platform are growing all the time...
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Post by tomas on Jan 26, 2018 7:10:01 GMT
Mintos could gamify their platform by adding standings according to money invested.
But seriously speaking I still have a feeling that this investment is a bit gambling, though I invested half of my cash in Mintos.
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0risk
Member of DD Central
Posts: 217 
Likes: 202
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Post by 0risk on Jan 26, 2018 13:08:31 GMT
I have 75% of my p2p investments in Mintos, and growing. I tried Lendy, Funding Secure and Assetz Capital, but I like Mintos more.
Diversification is a concern for me. I'm looking for something similar to Mintos (with buyback guarantee).
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Post by red_panda on Jan 26, 2018 22:43:22 GMT
3% of my total wealth, 33.5% of my P2P
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