hazellend
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Post by hazellend on Mar 20, 2018 8:34:46 GMT
If you are married with one non earner and one high earner you can of course get 17k per year tax free savings income from P2P. That is the sweet spot
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dawn
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Post by dawn on Mar 20, 2018 8:48:42 GMT
If you are married with one non earner and one high earner you can of course get 17k per year tax free savings income from P2P. That is the sweet spot £17.5k - £11.5k normal tax allowance plus £1k interest tax allowance plus £5k starting rate for savings - www.gov.uk/apply-tax-free-interest-on-savings
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zlb
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Post by zlb on Mar 20, 2018 20:58:21 GMT
I thought that L had indicated this - unless I'm remembering another platform announcement. I thought they'd said 6% for the bond investment question, a while back.
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Jeepers
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Post by Jeepers on Mar 20, 2018 21:09:27 GMT
I thought that L had indicated this - unless I'm remembering another platform announcement. I thought they'd said 6% for the bond investment question, a while back. They announced the bond. Nobody wanted it as they wanted to be in control of their own money. Lendy thought 'let's just go with it anyway' and rolled the investors in DFL5 into a new loan with new security! 
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zlb
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Post by zlb on Mar 21, 2018 12:02:11 GMT
I thought that L had indicated this - unless I'm remembering another platform announcement. I thought they'd said 6% for the bond investment question, a while back. They announced the bond. Nobody wanted it as they wanted to be in control of their own money. Lendy thought 'let's just go with it anyway' and rolled the investors in DFL5 into a new loan with new security! the thread question is what do people think their actual or expected actual return would be. I thought I remembered 6% being mentioned in association with the bond. This would give some indication of of what L expects they would be able to meet, minus whatever they take as commission etc. Or whatever one wants to call it.
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