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Post by moonraker on May 23, 2018 13:23:47 GMT
It's that time of year for me to ring up banks and building societies to ask for certificates of interest for the tax return. In all cases but one, I have to be "taken through security", not that I can see any risk in having a certificate sent to the address I've registered with the provider, but OK, I'll go along with it.
The exception was an overseas bank with an office in London (and supported by the FSCS). After trying to keep up with a menu of eight options spoken in a somewhat guttural accent, I got through to a gentleman who asked for my account number, which I gave. "It'll be with you by Friday," he promised.
"Is that it?" I asked. "Don't you want any more details?"
"I've got the account number," he said, repeating its last four digits and rang off, just as I was wondering whether he had the correct final digit...
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Post by moonraker on Jun 4, 2018 8:52:07 GMT
No surprise, the certificate never arrived. So I rang again this morning, and had to give my account number three times before being told that couldn't be correct as I had included a zero in the middle. So I gave my surname, which enabled the customers service guy to locate my details and find my account number - which turned out to be exactly the one I'd been giving him, complete with middle zero.
In this day and age of political correctness, one has to be so careful about what one says, but I've had several instances ofinefficiency from another "overseas bank with an office in London (and supported by the FSCS)" from the same country. From time to time the interest rates offered lead the market, but I have wondered whether an extra .15%, say, is worth the hassle.
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