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Post by jackpease on Aug 27, 2014 6:05:24 GMT
I can't help myself asking, Twadgerbadger2 - in a previous life you came, you posted, then you left.....
Why a new user name?
Jack P
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Post by Deleted on Aug 27, 2014 10:57:54 GMT
Hi Jack
Thanks for your kind words.
I came here as a courtesy. I initially raised a few questions about companies who trade only with the public sector (small outsourcers and sub-contractors): why their gravy-train contracts are insufficient; why a loan will make the next four years as well as this year easier for them; whether they really understand that loans need to be paid back, and so on. This was met with consternation on the REBS site by other users, many of whom were True Believers in things not-to-be-questioned such as the NHS. People were reporting posts and all sorts. So I quickly realised that the controversy was going to end up being bad for the platform and so I stopped posting almost entirely. At no point did any member of REBS staff ask me to do this, but another user did suggest this forum.
So I joined. And raised my questions here. Within an hour, one post had been moved to the 'chat' board as it was deemed irrelevant, even though it addressed a specific question raised by a REBS member about a specific REBS loan. The general feeling (and I'm not attacking the admins: they seem to be pretty non-partisan and do a difficult job, for free, so they're pretty great in my book, as are REBS staff) was that certain subjects were just too 'hot' to discuss openly. Essentially any criticism of our lords and masters and their wise beliefs (price-fixing, minimum wage laws, regulation and so on). As well as a post being moved, I also received hostility around the subject of being pessimistic about pubs: there are currently at least three pubs/chains on REBS so I was speaking entirely on topic, making the case that years of hostile regulations has had a cost. Hardly controversial, but every single point was not only rejected (regulations have no cost: they're freeeeeeeee and done for the good of societeeeeeeeeeeee) but also painted as 'insane'. Indeed three or four posters have actually called me mentally deficient. It's a common tactic used in totalitarian societies.
So, unsurprisingly, I decided to leave. There's no sense staying somewhere where you're not wanted and spoiling everyone else's fun. If this is a social(ist) club where people applaud the latest regulations and clamour for State subsidies and price-fixes and anti-competition laws, that's y'all's business but obviously as a free market guy I don't want to be associated with anything like any part of anything like that.
Why come back? Well your post for one: it was not-so-subtly implied that I must obviously be some sort of troll, saying things I don't believe in order to cause controversy. It never strikes anyone as plausible that someone might actually not think asking 25-year-olds to show their papers is such wonderful 'progress', or that someone might actually think making it ILLEGAL to employ anyone not worth £6.40 an hour is cruel and unnecessary.
I don't intend to stay here banging my head against the wall, but one topic in particular I wanted to vent about, and that was the 'refinancing' company. That firm posted a passive-aggressive attack against REBS lenders and intends to flounce out because we're so unreasonable asking to actually get paid on time. What puzzles me is why any of you people disagree with them. Surely this is a firm living for others, doing altruistic work, supporting the vulnerable, and all the rest of the propaganda guff: they're parasites latching on to people with diagnoses, telling them what to do and charging them for the privilege, but that's another discussion entirely: I have no problem doing mutually beneficial voluntary trade with them just because the business they actually *do* with the money is immoral: for the most part their victims are there voluntarily so evil though I may think it is, it's the business of those two parties and I have no wish to 'ban' anything.
If you can shed any light, please do: if you hate money, consider usury immoral and prefer high prices, regulatory clamp-downs and top-down design, why is what that firm's doing wrong? Why aren't they heroes for thumbing their noses at the evil capitalists?
Sorry if that sounds like trolling. I just find it peculiar. I mean I know why I hate people like that, but I see no reason why you lot should. If you support the "no reusing glasses" law and the "living wage", how can you possibly oppose a 'charity' striking back at 'unearned wealth'? You should be out there with your "we are the 99%" placards demanding that all capital be liquidated and distributed, a race not to the bottom but to 1600, before materialism took hold. Starving peasants ftw!!!
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Post by elljay on Aug 27, 2014 11:35:50 GMT
With my mod hat on I think there have been posts on both sides that were pushing the boundaries and I was getting to the stage reading last night's posts where I was about to step in, but after jimbo's post you seem to have realised that your posts don't need to be overly provocative to start a discussion and that that style of posting isn't welcome here. Now we're settling down a little I'm sure we'll all get along fine and be able to discuss things politely and constructively.
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Post by jackpease on Aug 27, 2014 11:45:04 GMT
Thanks for your reply - it was me who asked to move your post from the REBs board (i posted openly on that and didn't hide the fact), not because i dislike you personally but I guess like everyone else am really busy and am keen to keep the board focused and succinct. Hence my curiosity about you being back (and you've just said "I don't intend to stay here banging my head against the wall" which worries me that you are going to post and run.)
I tend to avoid any forum that has 'trigger' words such as ukip, socialist, totalitarian etc which generally prompt passionate debate which i can get in spades at the foot of Daily Mail online stories if i want them.
The middle way is to keep absolutely on topic, fact based and succinct in the main body of the forum and have these esoteric discussions here, where your style of posting should be safe and welcomed
Best regards (seriously!)
Jack P
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Post by Deleted on Aug 27, 2014 12:21:38 GMT
I'd much rather be banned/frozen/whatever than asked to self-censor.
It's too totalitarian. Remember the old self-denouncements in the USSR: "I now see the error of my ways comrades. I can now see that I should never have criticised the noble and honourable union of farm workers by alluding to what I mistakenly saw as a famine when of course it was just the efficient use of food for the common good. I now see that the sacrifice of the dead was vital for the ongoing prosperity and moral superiority of this commonwealth."
To the report rat: it's a one-sided respect. I'm out. No more conspiracy theories _|_
I particularly resent the use of "keep it fact based". Everything I've said has been fact based. What you MEAN, and should say, is don't criticise your betters. If you re-read this thread you'll see that its raison d'etre is an irrelevant ad hominem attack asking the innocent question "is this person a troll?". Who exactly is to be censured for not being "fact based"? I notice you're too busy to read relevant posts (no-one forced you to click) about the living wage, which has a direct bearing on investment choices when people are talking about it on specific loan discussions, yet you're not too busy to create threads and lodge reports.
To hell with it. This is why I left before. There's zero interest in discussing finance here.
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Post by elljay on Aug 27, 2014 12:35:04 GMT
Oh, for goodness sake, grow up!
When you're ready to have a constructive discussion without the histrionics, we'll still be here.
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