A small fraction of 1%, but it's currently rising as my experience has been positive so far.
I'm an equity investor in AxiaFunder and a minor equity investor in Brickowner, Crowdstacker, Proplend, ABLrate, CrowdProperty, Assetz Capital, Elfin Market, Qardus, Loanpad & Shojin (and regrettably Fund Ourselves). This time next year I'll be a miwionaire Rodders!
I won't put more than 10% of P2P investments in any one platform. I have about 1.5% in Mintos, gradually increasing. I like it as it gives also a hedge against a fall in Sterling (especially as the chance of a no deal Brexit is still significant and that would result in an immediate (further) collapse in the £). So am increasing Mintos investment so as to have more Euros without having them sit in a zero interest account. Haven't branched into other Euro denominated accounts yet. For same reason am investing in worldwide share funds as they are largely dollar based so again give a general currency hedge, since the vast majority of what I have is £ based. Of course there is the possibility of Sterling strengthening, but (a) I don't think that very likely short to medium term and (b) if it does I am fine as most assets are in Sterling.
Less than 1% of my assets but 3% of my P2P, I am increasing this though gradually as others repay. Probably to 20% eventually if not higher as I do like this site a lot more than others offering good rates.
On Mintos I have roughly 1/3 of my net worth (~€1m) On other P2P platforms I have a further 1/6 of my net worth (~€0.5m)
Total 50% of net worth invested in European P2P
Needless to say I have a high risk tolerance.
Mate, that's not risk tolerance, that's serious naivety.
Yep, thought so. I looked in your blog and it contains the following howler:-
" For example, if a 2008-style market meltdown occurs, I would consider shifting some funds away from P2P (where defaults would likely rise) and into low-cost, globally diversified, passive stock market index trackers which would be attractively priced in those circumstances."