Default not picked up by Safeguard

trium , I {Edit: see below} personally don't have any loans of this nature and have never seen that effect. I, like you, thought that SG loans never get marked as "Default" status. They do get marked in "Default date" however. I assume the default date you have supplied is just that the date marked in the "Default date" column which I think only occurs in the csv data as online loanbook does not display this field, yet.

Ok so I checked my ISA all_time loanbook and I have some SG's that have gone to default (Date shows this) but there are some that in comments say the Loan was assigned to zopa after the default date as follows. All are showing "Closed" now.

[17/04/2018] Loan has now been assigned to Zopa Limited. [13/04/2018] Set to default
[10/08/2017] Loan has now been assigned to Zopa Limited.[09/08/2017]Borrower IVA approved.
[08/05/2018] Loan has now been assigned to Zopa Limited. [01/05/2018] Set to default
[19/03/2018] Loan has now been assigned to Zopa Limited[14/03/2018] Borrower has entered IVA.
[27/03/2018] Loan has now been assigned to Zopa Limited. [23/03/2018] BORROWER HAS IVA
[17/04/2018] Loan has now been assigned to Zopa Limited. [09/04/2018] Set to default
[17/04/2018] Loan has now been assigned to Zopa Limited. [09/04/2018] Set to default

Those last 2 are different loans btw not an error on my part. As you can see, based on the examples above, it can take anything up to 9 days or more perhaps to go from "Set to default" to i'm guessing "Closed". I'm not sure that this means it actually shows the "Default" in the status field though as I've not seen that event so far.

I have many more of these, some 50 odd in the non ISA tables but have not checked them for similar effects.

I'd be onto zopa if I were you though just in case this is an error they are not aware of.

[Edit] I went and checked the Invest all time csv for today and I have one marked up as follows.

Invest: 
Product: "Zopa Classic"
BorrowerID: "*********741"
Status: "Default"
Safeguard: "TRUE"
Default Date: "01/06/2018"
Comments: "[05/06/2018] Loan has now been assigned to Zopa Limited. [01/06/2018] Set to default. "

Something has gone wrong I think as its not in the Current csv dated seconds after the all_time CSV.

I'll be sending zopa an email even if you haven't!

[Edit] emailed zopa with questions! ... 

Sounds like my symptoms too, I suggested to Zopa it may be as a result of some recent changes perhaps we'll see what they say. 

Thanks for pointing it out though I may never have noticed it otherwise.