Post by zlb on Sept 3, 2018 16:40:17 GMT
Hi, can't find similar thread, please merge if known.
Does anyone know of modelling which shows the relationship between consumer debt and how SME loans perform? Or whether there's an impact on a particular SME sector. e.g. where does affordable luxury stop - is it coffee; sofas; UK holidays?
People are struggling with household bills, therefore they wouldn't have money for affordable luxury? Or is it that there is a high enough population now such that there are enough people with money to continue to purchase from SMEs?
There are quite a few platforms dealing with p2B now, and there's a lot of discussion around consumer debt p2p platforms and how they survive, but I wonder whether there is a known relationship, e.g. consumer debt is xyz, and therefore the default rate in SME loans tends to rise by x%?
Does anyone know of modelling which shows the relationship between consumer debt and how SME loans perform? Or whether there's an impact on a particular SME sector. e.g. where does affordable luxury stop - is it coffee; sofas; UK holidays?
People are struggling with household bills, therefore they wouldn't have money for affordable luxury? Or is it that there is a high enough population now such that there are enough people with money to continue to purchase from SMEs?
There are quite a few platforms dealing with p2B now, and there's a lot of discussion around consumer debt p2p platforms and how they survive, but I wonder whether there is a known relationship, e.g. consumer debt is xyz, and therefore the default rate in SME loans tends to rise by x%?
