lobster
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Post by lobster on Mar 20, 2019 18:10:49 GMT
On any given loan, is it possible to establish how much of that loan is held by AC itself ?
ie. to calculate how much of the loan do they hold in the QAA, 30DAA , 90DAA , GBBA, and Property accounts ?
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bg
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Post by bg on Mar 21, 2019 7:56:11 GMT
Loan # | Events | Last P | First L | Next P | Amount | LTV | Rate | Term | Available | Discounted | Best Rate | Best Amt | Drew | 961 | | | | | 273,000 | 65 | 5 | 60 of 60 | 253,963 | 11,628 | -3 | 2,076 | 20-Mar-19 | 960 | | | | 17-Apr-19 | 555,407 | 69.9 | 7.5 | 13 of 13 | 404,546 | 47,132 | -1 | 47,132 | 18-Mar-19 | 959 | | | | 13-Apr-19 | 352,170 | 49.2 | 4.5 | 60 of 60 | 247,903 | 9,974 | -2 | 221 | 14-Mar-19 | 954 | | | | 07-Apr-19 | 1,175,000 | 72.1 | 7 | 60 of 60 | 494,146 | 48,233 | -1.5 | 17,644 | 8-Mar-19 | 956 | | | | 07-Apr-19 | 900,000 | 57.3 | 6 | 60 of 60 | 503,642 | 17,121 | -2 | 3,519 | 8-Mar-19 | 955 | | | | 06-Apr-19 | 445,263 | 64.8 | 7 | 12 of 13 | 299,141 | 22,602 | -1 | 22,602 | 7-Mar-19 | 949 | | | | 03-Apr-19 | 355,000 | 64 | 5.5 | 60 of 60 | 230,127 | 15,272 | -3.5 | 2,595 | 4-Mar-19 | 946 | | | | 28-Mar-19 | 157,450 | 67 | 5.5 | 60 of 60 | 113,650 | 21,838 | -2.5 | 5,620 | 28-Feb-19 | 944 | | | | 25-Mar-19 | 116,215 | 49 | 6 | 15 of 15 | 45,535 | 28,190 | -1 | 28,190 | 25-Feb-19 | 938 | | | | 22-Mar-19 | 3,214,036 | 69.7 | 8 | 12 of 12 | 723,805 | 83,450 | -1.5 | 59,644 | 19-Feb-19 | 939 | | | | 19-Mar-19 | 245,000 | 26.3 | 6 | 59 of 60 | 88,116 | 41,621 | -2 | 6,312 | 19-Feb-19 | 936 | | 14-Mar-19 | | 13-Apr-19 | 111,500 | 64.1 | 6.5 | 17 of 18 | 46,836 | 1,352 | -1 | 1,352 | 14-Feb-19 | 942 | | | | 22-Mar-19 | 172,455 | 64.9 | 6.5 | 14 of 14 | 97,198 | 54,765 | -1.5 | 1,808 | 19-Feb-19 | 935 | | | | 18-Mar-19 | 438,000 | 54.8 | 5 | 59 of 60 | 281,492 | 50,112 | -3.5 | 3,867 | 18-Feb-19 | 932 | | 13-Mar-19 | | 12-Apr-19 | 430,000 | 64.7 | 5 | 59 of 60 | 268,618 | 50,281 | -3 | 9,612 | 13-Feb-19 | 930 | | 12-Mar-19 | | 11-Apr-19 | 228,750 | 75 | 5.5 | 59 of 60 | 153,492 | 3,319 | -3 | 2,639 | 12-Feb-19 | 933 | | 12-Mar-19 | | 11-Apr-19 | 140,000 | 60.3 | 5.5 | 23 of 24 | 116,408 | 20,533 | -2 | 891 | 12-Feb-19 | 934 | | 12-Mar-19 | | 11-Apr-19 | 750,000 | 56.8 | 5 | 59 of 60 | 561,619 | 106,467 | -3.5 | 31,427 | 12-Feb-19 | 931 | | 11-Mar-19 | | 10-Apr-19 | 1,800,000 | 58.3 | 7 | 59 of 60 | 554,812 | 4,352 | -1.5 | 1,259 | 11-Feb-19 | 929 | | 08-Mar-19 | | 04-Apr-19 | 145,648 | 66 | 6.5 | 17 of 18 | 40,720 | 6,693 | -1.5 | 3,192 | 8-Feb-19 | 914 | | 24-Feb-19 | | 24-Mar-19 | 1,133,000 | 47.2 | 5.5 | 35 of 36 | 459,877 | 34,300 | -3.5 | 19,271 | 24-Jan-19 | 907 | | 10-Mar-19 | | 09-Apr-19 | 216,589 | 62.8 | 6.5 | 10 of 12 | 147,468 | 2,623 | -1.5 | 2,623 | 10-Jan-19 | 900 | | 20-Feb-19 | | 20-Mar-19 | 1,150,000 | 50 | 5.5 | 57 of 60 | 438,131 | 10,142 | -1.5 | 10,142 | 20-Dec-18 | 867 | | 23-Feb-19 | | 26-Mar-19 | 473,926 | 64.7 | 7 | 9 of 12 | 232,420 | 18,184 | -2.5 | 18,184 | 23-Nov-18 | 857 | | 12-Mar-19 | | 11-Apr-19 | 727,223 | 61.5 | 7 | 8 of 12 | 420,387 | 6,644 | -2 | 2,139 | 9-Nov-18 | 859 | | 12-Mar-19 | | 11-Apr-19 | 1,372,456 | 63.1 | 8 | 14 of 19 | 141,766 | 33,064 | -1 | 33,064 | 9-Nov-18 | 848 | | 25-Feb-19 | | 28-Mar-19 | 3,970,639 | 67 | 10 | 11 of 15 | 608,737 | 275,890 | -1 | 275,890 | 25-Oct-18 | 839 | | 17-Feb-19 | | 20-Mar-19 | 802,252 | 71.4 | 8 | 13 of 18 | 117,644 | 21,506 | -1 | 21,506 | 17-Oct-18 | 833 | | 12-Mar-19 | | 11-Apr-19 | 833,044 | 68.5 | 8 | 7 of 12 | 247,165 | 49,435 | -1 | 49,435 | 9-Oct-18 | 834 | | 08-Mar-19 | | 07-Apr-19 | 486,272 | 62.6 | 7 | 13 of 19 | 187,995 | 9,188 | -2 | 3,033 | 5-Oct-18 | 830 | | 01-Mar-19 | | 31-Mar-19 | 650,000 | 57 | 7.5 | 13 of 18 | 282,474 | 4,827 | -1 | 4,827 | 1-Oct-18 | 832 | M | 28-Feb-19 | | 28-Mar-19 | 682,500 | 65 | 5.5 | 19 of 24 | 1,657 | 380 | -1 | 380 | 28-Sep-18 | 831 | | 01-Mar-19 | | 31-Mar-19 | 1,031,147 | 63.1 | 7.5 | 13 of 19 | 464,646 | 76,912 | -1 | 76,912 | 28-Sep-18 | 828 | | 26-Feb-19 | | 29-Mar-19 | 1,609,066 | 64 | 8 | 15 of 21 | 481,216 | 128,667 | -1 | 128,667 | 25-Sep-18 | 798 | | 02-Mar-19 | | 31-Mar-19 | 646,203 | 67.4 | 7 | 12 of 19 | 159,160 | 7,189 | -2 | 2,153 | 28-Aug-18 | 805 | M | 24-Feb-19 | | 24-Mar-19 | 825,000 | 55 | 7 | 54 of 60 | 16,148 | 1,406 | -1 | 1,406 | 24-Aug-18 | 788 | | 28-Feb-19 | | 30-Mar-19 | 300,000 | 69.1 | 6 | 53 of 60 | 258,699 | 3,292 | -1 | 3,292 | 30-Jul-18 | 766 | | 09-Mar-19 | | 08-Apr-19 | 255,000 | 70.8 | 7 | 52 of 60 | 138,238 | 59,777 | -1.5 | 4,279 | 9-Jul-18 | 768 | | 09-Mar-19 | | 08-Apr-19 | 715,000 | 55 | 6.5 | 52 of 60 | 421,470 | 140,414 | -1 | 140,414 | 9-Jul-18 | 758 | | 02-Mar-19 | | 01-Apr-19 | 3,504,737 | 68.6 | 8 | 7 of 16 | 621,883 | 16,717 | -1 | 16,717 | 29-Jun-18 | 755 | | 28-Feb-19 | | 30-Mar-19 | 778,799 | 63.1 | 6 | 7 of 15 | 132,055 | 2,729 | -2 | 2,729 | 28-Jun-18 | 753 | | 26-Feb-19 | | 29-Mar-19 | 3,283,244 | 71.7 | 8 | 3 of 11 | 524,294 | 139,007 | -1 | 139,007 | 25-Jun-18 | 745 | | 19-Feb-19 | | 22-Mar-19 | 632,012 | 63.7 | 8 | 7 of 16 | 62,060 | 18,479 | -1 | 18,479 | 18-Jun-18 | 743 | | 16-Mar-19 | | 15-Apr-19 | 680,436 | 61.5 | 6 | 11 of 20 | 227,030 | 736 | -1.5 | 736 | 14-Jun-18 | 748 | M | 14-Mar-19 | | 13-Apr-19 | 195,312 | 69.8 | 6 | 27 of 36 | 898 | 50 | -1 | 50 | 14-Jun-18 | 730 | | 14-Feb-19 | | 15-Apr-19 | 1,008,629 | 68.2 | 7 | 15 of 24 | 557,622 | 2,486 | -1 | 2,486 | 14-May-18 | 677 | | 27-Feb-19 | | 27-Mar-19 | 238,000 | 70 | 7 | 49 of 60 | 101,309 | 139 | -1 | 139 | 27-Mar-18 | 664 | L | 18-Mar-19 | 18-Mar-19 | 14-Apr-19 | 429,728 | 68.1 | 7 | 7 of 20 | 44,911 | 4,582 | -1.5 | 4,272 | 14-Mar-18 | 614 | | 02-Mar-19 | | 01-Apr-19 | 1,997,068 | 64.3 | 7 | 7 of 20 | 160,114 | 6,596 | -1 | 6,596 | 2-Feb-18 | 612 | L | 31-Jan-19 | 03-Mar-19 | 21-Mar-19 | 937,402 | 70 | 8 | 1 of 14 | 175,013 | 8 | -1 | 8 | 31-Jan-18 | 606 | | 28-Feb-19 | | 29-Mar-19 | 182,000 | 69.3 | 6 | 47 of 60 | 57,637 | 1 | -1 | 1 | 29-Jan-18 | 587 | M | 20-Feb-19 | | 19-Apr-19 | 370,000 | 69.8 | 7.5 | 16 of 30 | 25,489 | 1,326 | -1 | 1,326 | 20-Dec-17 | 586 | M | 20-Feb-19 | | 19-Apr-19 | 904,285 | 48.2 | 5 | 46 of 60 | 739 | 50 | -1 | 50 | 20-Dec-17 | 576 | | 22-Feb-19 | | 22-Mar-19 | 525,000 | 37.8 | 5 | 45 of 60 | 77,286 | 1,170 | -1 | 1,170 | 22-Nov-17 | 573 | M | 10-Mar-19 | | 09-Apr-19 | 225,000 | 52 | 7 | 44 of 60 | 25,002 | 2,055 | -1 | 2,055 | 10-Nov-17 | 568 | | 12-Mar-19 | | 08-Apr-19 | 242,100 | 66.7 | 6 | 44 of 60 | 64,451 | 10 | -1 | 10 | 9-Nov-17 | 540 | | 18-Mar-19 | | 17-Apr-19 | 370,000 | 69.8 | 7 | 42 of 60 | 224,558 | 72 | -1 | 72 | 18-Sep-17 | 539 | | 15-Mar-19 | | 14-Apr-19 | 238,000 | 72.2 | 5.5 | 42 of 60 | 20,693 | 69 | -1 | 69 | 15-Sep-17 | 531 | ML | 21-Sep-18 | 22-Jan-19 | 22-Mar-19 | 857,000 | 70 | 8 | 47 of 60 | 107,422 | 1,610 | -2 | 600 | 22-Aug-17 | 475 | M | 22-Feb-19 | | 22-Mar-19 | 500,000 | 55 | 6.5 | 39 of 60 | 11,213 | 99 | -1 | 99 | 22-May-17 | 463 | L | 27-Jan-19 | 27-Feb-19 | 30-Mar-19 | 3,741,981 | 69.1 | 7.5 | 8 of 31 | 965,526 | 2,379 | -1.5 | 2,324 | 28-Apr-17 | 329 | M | 22-Feb-19 | | 22-Mar-19 | 220,000 | 65.7 | 7 | 31 of 60 | 19,735 | 662 | -1.5 | 254 | 22-Sep-16 |
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jlend
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Post by jlend on Mar 21, 2019 9:14:19 GMT
On any given loan, is it possible to establish how much of that loan is held by AC itself ? ie. to calculate how much of the loan do they hold in the QAA, 30DAA , 90DAA , GBBA, and Property accounts ? They have in the past at least answered that question for an individual loan if you post the question on the Q&A for the loan
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sl75
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Post by sl75 on Mar 21, 2019 14:57:16 GMT
On any given loan, is it possible to establish how much of that loan is held by AC itself ? ie. to calculate how much of the loan do they hold in the QAA, 30DAA , 90DAA , GBBA, and Property accounts ? Firstly, these loans are not held by AC itself, but collectively held by all the investors in those accounts. AC is not a party to the contract, which is an important distinction of P2P lending from traditional bank lending.
If you download "your loan holdings" for any of the access accounts, column "F" shows the amount of YOUR money invested in that loan.
Divide this number by the total amount you have invested in that account, for the proportion of your QAA/30DAA/90DAA money held in that loan (this can be expressed as a percentage for example).
The current assumption is that the proportion is the same for all users across all of the access accounts at any given moment in time, so that your QAA proportion will be the same as your 30DAA proportion and your 90DAA proportion, and indeed all other users proportions for the same loan.
Your best estimate of the total of the loan that is held across the access accounts is thus to multiply the proportion of your money held in that loan by the total investment in the QAA, 30DAA and 90DAA (each of which can be displayed individually by expanding the "show more" link for the account on the dashboard).
Finally, you can compare the result of this calculation with the total loan amount (shown in column 'C') to get the implied percentage of the loan held by the access accounts.
Using this technique from my own 30DAA (which has exactly £1 invested to make the calculations easier...), I get the following implied figures for some of the recent loans: 955: 313.5k (70.4% of loan) 956: 733.5k (81.5% of loan) 957: 803.9k (51.7% of loan) 958: 25.6k (6.6% of loan) 959: 316.9k (90.0% of loan) 960: 386.9k (69.7% of loan) 961: 221.3k (81.0% of loan)
... and 6 loans where the "Access Accounts" appear to hold more than 95% of the loan units:
894: 494.0k (95.9% of loan) 910: 2.0k (97.2% of loan) 918: 786.5k (95.8% of loan) 923: 469.1k (95.7% of loan) 924: 693.8k (95.7% of loan) 937: 4.1k (97.2% of loan)
Edit: ... and repeating the whole of the above analysis based on figures from nearly half an hour later from my QAA and 90DAA agrees with the above to at least the precision quoted, suggesting that the assumptions remain valid at least for different access accounts held by the same user.
Edit2: just noticed your question also mentioned GBBA and Property accounts. These work very differently, as your account directly buys and sells the underlying loans using individually-visible per-account transactions - when you buy a piece of loan X in your GBBA, all other GBBA users do not simultaneously buy the exact same proportion of the same loan.
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lobster
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Post by lobster on Mar 21, 2019 15:49:05 GMT
sl75 - very helpful post (& edits) , many thanks for spelling it out in that manner. And yes, I've just replicated you method exactly, and am happy to say that I have produced the same % figures as you on the loans you quoted. Happy days . However, if my understanding is correct, I assume that these % figures may be rather too low for quite a number of loans, because this method obviously ignores holdings in the GBBA2 and Property accounts, and as explained in your edit, there is no way of calculating these. ** Edit ** - By the way, my rationale for doing all this is it that I would be more inclined to be attracted to loans with lower % holdings across the access accounts. I'm making the assumption that such loans would probably be more easy for me to sell in the secondary market, if required. Also there would obviously be less chance of the Access accounts themselves dumping large amounts on the secondary market.
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sl75
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Post by sl75 on Mar 21, 2019 16:34:04 GMT
** Edit ** - By the way, my rationale for doing all this is it that I would be more inclined to be attracted to loans with lower % holdings across the access accounts. I'm making the assumption that such loans would probably be more easy for me to sell in the secondary market, if required. Also there would obviously be less chance of the Access accounts themselves dumping large amounts on the secondary market. I'd disagree with that rationale - as far as I am aware, our current best understanding is that the automated accounts only ever buy and sell at par. The higher the holding by individual investors, the higher the amount that could potentially be dumped on the secondary market at a discount making it harder for you to sell unless you're willing to offer a larger discount. There was no intersection, for example, between my "loans with >95% held by the access accounts" list and bg's most recent "loans available at a discount" list.
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lobster
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Post by lobster on Mar 21, 2019 17:09:15 GMT
** Edit ** - By the way, my rationale for doing all this is it that I would be more inclined to be attracted to loans with lower % holdings across the access accounts. I'm making the assumption that such loans would probably be more easy for me to sell in the secondary market, if required. Also there would obviously be less chance of the Access accounts themselves dumping large amounts on the secondary market. I'd disagree with that rationale - as far as I am aware, our current best understanding is that the automated accounts only ever buy and sell at par. The higher the holding by individual investors, the higher the amount that could potentially be dumped on the secondary market at a discount making it harder for you to sell unless you're willing to offer a larger discount. There was no intersection, for example, between my "loans with >95% held by the access accounts" list and bg's most recent "loans available at a discount" list. Well that's a different way of looking at it - mmm, food for thought ! I guess the "lack of intersection" you quote above is hardly surprising, because for each of those loans, almost the entire holding is held by the automated accounts which are prohibited from selling at a discount.
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Post by Ton ⓉⓞⓃ on Mar 21, 2019 17:36:24 GMT
On any given loan, is it possible to establish how much of that loan is held by AC itself ? ie. to calculate how much of the loan do they hold in the QAA, 30DAA , 90DAA , GBBA, and Property accounts ? were on the whole spot on to my mind, it doesn't answer your question above but talks around it, I only read the first page or so.
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bg
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Post by bg on Mar 21, 2019 17:56:47 GMT
Some new additions. 962, 920, 762, 688,687, 588 Loan # | Events | Last P | First L | Next P | Amount | LTV | Rate | Term | Available | Discounted | Best Rate | Best Amt | Drew | 962 | | | | | 298,634 | 58 | 7 | 18 of 18 | 168,896 | 105,106 | -1 | 105,106 | 21-Mar-19 | 961 | | | | | 273,000 | 65 | 5 | 60 of 60 | 253,963 | 11,628 | -3 | 2,076 | 20-Mar-19 | 960 | | | | 17-Apr-19 | 555,407 | 69.9 | 7.5 | 13 of 13 | 404,546 | 47,132 | -1 | 47,132 | 18-Mar-19 | 959 | | | | 13-Apr-19 | 352,170 | 49.2 | 4.5 | 60 of 60 | 247,922 | 10,065 | -2 | 504 | 14-Mar-19 | 954 | | | | 07-Apr-19 | 1,175,000 | 72.1 | 7 | 60 of 60 | 493,405 | 57,551 | -1.5 | 17,230 | 8-Mar-19 | 956 | | | | 07-Apr-19 | 900,000 | 57.3 | 6 | 60 of 60 | 503,642 | 17,121 | -2 | 3,519 | 8-Mar-19 | 955 | | | | 06-Apr-19 | 445,263 | 64.8 | 7 | 12 of 13 | 298,512 | 21,984 | -1 | 21,984 | 7-Mar-19 | 949 | | | | 03-Apr-19 | 355,000 | 64 | 5.5 | 60 of 60 | 230,127 | 15,272 | -3.5 | 2,595 | 4-Mar-19 | 946 | | | | 28-Mar-19 | 157,450 | 67 | 5.5 | 60 of 60 | 113,650 | 21,838 | -2.5 | 5,620 | 28-Feb-19 | 944 | | | | 25-Mar-19 | 116,215 | 49 | 6 | 15 of 15 | 43,545 | 26,200 | -1.5 | 3,000 | 25-Feb-19 | 938 | | | | 22-Mar-19 | 3,214,036 | 69.7 | 8 | 12 of 12 | 721,274 | 82,509 | -1.5 | 58,847 | 19-Feb-19 | 939 | | | | 19-Mar-19 | 245,000 | 26.3 | 6 | 59 of 60 | 88,504 | 40,586 | -2 | 5,064 | 19-Feb-19 | 942 | | | | 22-Mar-19 | 172,455 | 64.9 | 6.5 | 14 of 14 | 97,217 | 54,795 | -1.5 | 1,798 | 19-Feb-19 | 936 | | 14-Mar-19 | | 13-Apr-19 | 111,500 | 64.1 | 6.5 | 17 of 18 | 47,685 | 3,000 | -1 | 3,000 | 14-Feb-19 | 935 | | | | 18-Mar-19 | 438,000 | 54.8 | 5 | 59 of 60 | 281,741 | 50,361 | -3.5 | 3,643 | 18-Feb-19 | 932 | | 13-Mar-19 | | 12-Apr-19 | 430,000 | 64.7 | 5 | 59 of 60 | 267,262 | 48,925 | -3.5 | 1,750 | 13-Feb-19 | 930 | | 12-Mar-19 | | 11-Apr-19 | 228,750 | 75 | 5.5 | 59 of 60 | 153,490 | 3,316 | -3 | 2,636 | 12-Feb-19 | 933 | | 12-Mar-19 | | 11-Apr-19 | 140,000 | 60.3 | 5.5 | 23 of 24 | 117,618 | 21,343 | -2 | 890 | 12-Feb-19 | 934 | | 12-Mar-19 | | 11-Apr-19 | 750,000 | 56.8 | 5 | 59 of 60 | 561,619 | 106,467 | -3.5 | 31,427 | 12-Feb-19 | 931 | | 11-Mar-19 | | 10-Apr-19 | 1,800,000 | 58.3 | 7 | 59 of 60 | 562,314 | 5,453 | -1.5 | 2 | 11-Feb-19 | 929 | | 08-Mar-19 | | 04-Apr-19 | 145,648 | 66 | 6.5 | 17 of 18 | 40,711 | 6,693 | -1.5 | 3,192 | 8-Feb-19 | 920 | | 03-Mar-19 | | 31-Mar-19 | 226,986 | 66.5 | 5.5 | 11 of 12 | 137,935 | 3,000 | -1 | 3,000 | 31-Jan-19 | 914 | | 24-Feb-19 | | 24-Mar-19 | 1,133,000 | 47.2 | 5.5 | 35 of 36 | 459,877 | 34,300 | -3.5 | 19,271 | 24-Jan-19 | 907 | | 10-Mar-19 | | 09-Apr-19 | 216,589 | 62.8 | 6.5 | 10 of 12 | 147,468 | 2,623 | -1.5 | 2,623 | 10-Jan-19 | 900 | | 20-Feb-19 | | 20-Mar-19 | 1,150,000 | 50 | 5.5 | 57 of 60 | 437,928 | 10,040 | -1.5 | 10,040 | 20-Dec-18 | 867 | | 23-Feb-19 | | 26-Mar-19 | 473,926 | 64.7 | 7 | 9 of 12 | 232,420 | 18,184 | -2.5 | 18,184 | 23-Nov-18 | 857 | | 12-Mar-19 | | 11-Apr-19 | 727,223 | 61.5 | 7 | 8 of 12 | 420,336 | 6,644 | -2 | 2,139 | 9-Nov-18 | 859 | | 12-Mar-19 | | 11-Apr-19 | 1,372,456 | 63.1 | 8 | 14 of 19 | 141,766 | 33,064 | -1 | 33,064 | 9-Nov-18 | 848 | | 25-Feb-19 | | 28-Mar-19 | 3,970,639 | 67 | 10 | 11 of 15 | 608,931 | 275,221 | -1 | 275,221 | 25-Oct-18 | 839 | | 17-Feb-19 | | 20-Mar-19 | 802,252 | 71.4 | 8 | 13 of 18 | 111,177 | 15,669 | -1 | 15,669 | 17-Oct-18 | 833 | | 12-Mar-19 | | 11-Apr-19 | 833,044 | 68.5 | 8 | 7 of 12 | 246,201 | 48,924 | -1 | 48,924 | 9-Oct-18 | 834 | | 08-Mar-19 | | 07-Apr-19 | 486,272 | 62.6 | 7 | 13 of 19 | 187,995 | 9,188 | -2 | 3,033 | 5-Oct-18 | 830 | | 01-Mar-19 | | 31-Mar-19 | 650,000 | 57 | 7.5 | 13 of 18 | 282,474 | 4,827 | -1 | 4,827 | 1-Oct-18 | 832 | M | 28-Feb-19 | | 28-Mar-19 | 682,500 | 65 | 5.5 | 19 of 24 | 1,657 | 380 | -1 | 380 | 28-Sep-18 | 831 | | 01-Mar-19 | | 31-Mar-19 | 1,031,147 | 63.1 | 7.5 | 13 of 19 | 464,646 | 76,912 | -1 | 76,912 | 28-Sep-18 | 828 | | 26-Feb-19 | | 29-Mar-19 | 1,609,066 | 64 | 8 | 15 of 21 | 481,205 | 128,646 | -1 | 128,646 | 25-Sep-18 | 798 | | 02-Mar-19 | | 01-Apr-19 | 646,203 | 67.4 | 7 | 12 of 19 | 159,068 | 7,189 | -2 | 2,153 | 28-Aug-18 | 805 | M | 24-Feb-19 | | 24-Mar-19 | 825,000 | 55 | 7 | 54 of 60 | 16,148 | 1,406 | -1 | 1,406 | 24-Aug-18 | 788 | | 28-Feb-19 | | 30-Mar-19 | 300,000 | 69.1 | 6 | 53 of 60 | 258,709 | 3,302 | -1 | 3,302 | 30-Jul-18 | 766 | | 09-Mar-19 | | 08-Apr-19 | 255,000 | 70.8 | 7 | 52 of 60 | 138,238 | 59,787 | -1.5 | 4,289 | 9-Jul-18 | 768 | | 09-Mar-19 | | 08-Apr-19 | 715,000 | 55 | 6.5 | 52 of 60 | 421,471 | 140,364 | -1 | 140,364 | 9-Jul-18 | 762 | | 15-Mar-19 | | 09-Apr-19 | 3,015,127 | 69.9 | 8 | 11 of 20 | 371,802 | 21,771 | -1 | 21,771 | 4-Jul-18 | 758 | | 02-Mar-19 | | 01-Apr-19 | 3,504,737 | 68.6 | 8 | 7 of 16 | 621,828 | 16,717 | -1 | 16,717 | 29-Jun-18 | 755 | | 28-Feb-19 | | 30-Mar-19 | 778,799 | 63.1 | 6 | 7 of 15 | 132,070 | 2,724 | -2 | 2,724 | 28-Jun-18 | 753 | | 26-Feb-19 | | 29-Mar-19 | 3,283,244 | 71.7 | 8 | 3 of 11 | 524,245 | 138,981 | -1 | 138,981 | 25-Jun-18 | 745 | | 19-Feb-19 | | 22-Mar-19 | 632,012 | 63.7 | 8 | 7 of 16 | 62,060 | 18,479 | -1 | 18,479 | 18-Jun-18 | 748 | M | 14-Mar-19 | | 13-Apr-19 | 195,312 | 69.8 | 6 | 27 of 36 | 898 | 50 | -1 | 50 | 14-Jun-18 | 743 | L | 16-Mar-19 | 16-Mar-19 | 15-Apr-19 | 680,436 | 61.5 | 6 | 11 of 20 | 228,018 | 2,200 | -1.5 | 2,200 | 14-Jun-18 | 730 | L | 14-Feb-19 | 16-Mar-19 | 15-Apr-19 | 1,008,629 | 68.2 | 7 | 15 of 24 | 557,622 | 2,486 | -1 | 2,486 | 14-May-18 | 688 | | 09-Mar-19 | | 07-Apr-19 | 580,563 | 63.1 | 6 | 7 of 19 | 181,734 | 4,621 | -1.5 | 4,621 | 5-Apr-18 | 687 | | 05-Mar-19 | | 04-Apr-19 | 490,000 | 70 | 8 | 49 of 60 | 3,629 | 846 | -1 | 846 | 5-Apr-18 | 677 | | 27-Feb-19 | | 27-Mar-19 | 238,000 | 70 | 7 | 49 of 60 | 101,359 | 341 | -1 | 341 | 27-Mar-18 | 664 | L | 18-Mar-19 | 18-Mar-19 | 14-Apr-19 | 429,728 | 68.1 | 7 | 7 of 20 | 46,528 | 6,600 | -1.5 | 3,804 | 14-Mar-18 | 614 | | 02-Mar-19 | | 01-Apr-19 | 1,997,068 | 64.3 | 7 | 7 of 20 | 160,071 | 6,593 | -1 | 6,593 | 2-Feb-18 | 612 | L | 31-Jan-19 | 03-Mar-19 | 21-Mar-19 | 937,402 | 70 | 8 | 1 of 14 | 175,013 | 8 | -1 | 8 | 31-Jan-18 | 606 | | 28-Feb-19 | | 29-Mar-19 | 182,000 | 69.3 | 6 | 47 of 60 | 57,637 | 1 | -1 | 1 | 29-Jan-18 | 588 | | 25-Feb-19 | | 28-Mar-19 | 948,288 | 64.5 | 6 | 1 of 16 | 24,516 | 6,967 | -1 | 6,967 | 21-Dec-17 | 587 | M | 20-Feb-19 | | 19-Apr-19 | 370,000 | 69.8 | 7.5 | 15 of 30 | 25,304 | 1,325 | -1 | 1,325 | 20-Dec-17 | 586 | M | 20-Feb-19 | | 19-Apr-19 | 904,285 | 48.2 | 5 | 45 of 60 | 739 | 50 | -1 | 50 | 20-Dec-17 | 576 | | 22-Feb-19 | | 22-Mar-19 | 525,000 | 37.8 | 5 | 45 of 60 | 76,884 | 968 | -1 | 968 | 22-Nov-17 | 573 | M | 10-Mar-19 | | 09-Apr-19 | 225,000 | 52 | 7 | 44 of 60 | 25,002 | 2,055 | -1 | 2,055 | 10-Nov-17 | 568 | | 12-Mar-19 | | 08-Apr-19 | 242,100 | 66.7 | 6 | 44 of 60 | 64,577 | 10 | -1 | 10 | 9-Nov-17 | 540 | | 18-Mar-19 | | 17-Apr-19 | 370,000 | 69.8 | 7 | 42 of 60 | 224,548 | 62 | -1 | 62 | 18-Sep-17 | 539 | | 15-Mar-19 | | 14-Apr-19 | 238,000 | 72.2 | 5.5 | 42 of 60 | 20,693 | 69 | -1 | 69 | 15-Sep-17 | 531 | ML | 21-Sep-18 | 22-Jan-19 | 22-Mar-19 | 857,000 | 70 | 8 | 47 of 60 | 107,319 | 1,610 | -2 | 600 | 22-Aug-17 | 475 | M | 22-Feb-19 | | 22-Mar-19 | 500,000 | 55 | 6.5 | 39 of 60 | 11,308 | 99 | -1 | 99 | 22-May-17 | 463 | L | 27-Jan-19 | 27-Feb-19 | 30-Mar-19 | 3,741,981 | 69.1 | 7.5 | 8 of 31 | 963,260 | 121 | -1 | 121 | 28-Apr-17 | 329 | M | 22-Feb-19 | | 22-Mar-19 | 220,000 | 65.7 | 7 | 31 of 60 | 19,778 | 662 | -1.5 | 254 | 22-Sep-16 | 301 | M | 13-Mar-19 | | 12-Apr-19 | 300,000 | 61.9 | 6.5 | 4 of 36 | 40,877 | 144 | -1 | 144 | 13-Jul-16 | 181 | M | 24-Dec-18 | | 23-Jul-19 | 570,000 | 57.7 | 10.5 | 19 of 60 | 33,607 | 22,377 | -1 | 22,377 | 24-Jul-15 |
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star dust
Member of DD Central
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Post by star dust on Mar 21, 2019 18:10:52 GMT
** Edit ** - By the way, my rationale for doing all this is it that I would be more inclined to be attracted to loans with lower % holdings across the access accounts. I'm making the assumption that such loans would probably be more easy for me to sell in the secondary market, if required. Also there would obviously be less chance of the Access accounts themselves dumping large amounts on the secondary market. I'd disagree with that rationale - as far as I am aware, our current best understanding is that the automated accounts only ever buy and sell at par. The higher the holding by individual investors, the higher the amount that could potentially be dumped on the secondary market at a discount making it harder for you to sell unless you're willing to offer a larger discount. There was no intersection, for example, between my "loans with >95% held by the access accounts" list and bg's most recent "loans available at a discount" list.
Although I don't think this really affects your conclusion, which I agree with, in terms of the volume/amount of loan parts being offered for sale at a discount.
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bg
Member of DD Central
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Post by bg on Mar 22, 2019 18:38:14 GMT
Loan # | Events | Last P | First L | Next P | Amount | LTV | Rate | Term | Available | Discounted | Best Rate | Best Amt | Drew | 962 | | | | | 298,634 | 58 | 7 | 18 of 18 | 223,681 | 121,592 | -1.5 | 20 | 21-Mar-19 | 961 | | | | 19-Apr-19 | 273,000 | 65 | 5 | 60 of 60 | 253,170 | 10,478 | -3 | 6,478 | 20-Mar-19 | 960 | | | | 17-Apr-19 | 555,407 | 69.9 | 7.5 | 13 of 13 | 399,477 | 48,211 | -1 | 48,211 | 18-Mar-19 | 959 | | | | 13-Apr-19 | 352,170 | 49.2 | 4.5 | 60 of 60 | 248,040 | 10,128 | -2 | 347 | 14-Mar-19 | 954 | | | | 07-Apr-19 | 1,175,000 | 72.1 | 7 | 60 of 60 | 493,601 | 57,663 | -1.5 | 17,048 | 8-Mar-19 | 956 | | | | 07-Apr-19 | 900,000 | 57.3 | 6 | 60 of 60 | 500,447 | 14,152 | -2 | 4,353 | 8-Mar-19 | 949 | | | | 03-Apr-19 | 355,000 | 64 | 5.5 | 60 of 60 | 229,895 | 15,449 | -3.5 | 2,360 | 4-Mar-19 | 946 | | | | 28-Mar-19 | 157,450 | 67 | 5.5 | 60 of 60 | 113,180 | 21,368 | -2.5 | 6,069 | 28-Feb-19 | 944 | | | | 25-Mar-19 | 116,215 | 49 | 6 | 15 of 15 | 44,545 | 27,200 | -1.5 | 4,000 | 25-Feb-19 | 938 | | | | 22-Mar-19 | 3,214,036 | 69.7 | 8 | 12 of 12 | 717,192 | 80,420 | -1.5 | 56,301 | 19-Feb-19 | 939 | | 19-Mar-19 | | 18-Apr-19 | 245,000 | 26.3 | 6 | 59 of 60 | 87,997 | 40,144 | -2 | 4,244 | 19-Feb-19 | 942 | | | | 22-Mar-19 | 172,455 | 64.9 | 6.5 | 13 of 14 | 97,656 | 55,418 | -1.5 | 2,660 | 19-Feb-19 | 935 | | 18-Mar-19 | | 17-Apr-19 | 438,000 | 54.8 | 5 | 59 of 60 | 281,935 | 50,348 | -3.5 | 3,411 | 18-Feb-19 | 936 | | 14-Mar-19 | | 13-Apr-19 | 111,500 | 64.1 | 6.5 | 17 of 18 | 49,943 | 5,000 | -1 | 5,000 | 14-Feb-19 | 932 | | 13-Mar-19 | | 12-Apr-19 | 430,000 | 64.7 | 5 | 59 of 60 | 266,586 | 58,213 | -3.5 | 4,021 | 13-Feb-19 | 930 | | 12-Mar-19 | | 11-Apr-19 | 228,750 | 75 | 5.5 | 59 of 60 | 153,504 | 3,315 | -3 | 2,635 | 12-Feb-19 | 933 | | 12-Mar-19 | | 11-Apr-19 | 140,000 | 60.3 | 5.5 | 23 of 24 | 117,518 | 21,243 | -2 | 790 | 12-Feb-19 | 934 | | 12-Mar-19 | | 11-Apr-19 | 750,000 | 56.8 | 5 | 59 of 60 | 561,322 | 106,303 | -3.5 | 31,581 | 12-Feb-19 | 931 | | 11-Mar-19 | | 10-Apr-19 | 1,800,000 | 58.3 | 7 | 59 of 60 | 576,691 | 22,351 | -1.5 | 18,739 | 11-Feb-19 | 929 | | 08-Mar-19 | | 04-Apr-19 | 145,648 | 66 | 6.5 | 17 of 18 | 41,387 | 7,888 | -1.5 | 5,469 | 8-Feb-19 | 920 | | 03-Mar-19 | | 02-Apr-19 | 226,986 | 66.5 | 5.5 | 11 of 12 | 137,256 | 2,240 | -1.5 | 2,240 | 31-Jan-19 | 916 | | 28-Feb-19 | | 31-Mar-19 | 631,783 | 44.4 | 6.5 | 17 of 18 | 343,281 | 973 | -1 | 973 | 31-Jan-19 | 914 | | 24-Feb-19 | | 24-Mar-19 | 1,133,000 | 47.2 | 5.5 | 35 of 36 | 459,326 | 33,749 | -3.5 | 19,064 | 24-Jan-19 | 907 | | 10-Mar-19 | | 09-Apr-19 | 216,589 | 62.8 | 6.5 | 10 of 12 | 148,387 | 3,750 | -1.5 | 3,750 | 10-Jan-19 | 900 | | 20-Mar-19 | | 19-Apr-19 | 1,150,000 | 50 | 5.5 | 57 of 60 | 438,028 | 10,039 | -1.5 | 10,039 | 20-Dec-18 | 867 | | 23-Feb-19 | | 26-Mar-19 | 473,926 | 64.7 | 7 | 9 of 12 | 232,466 | 18,080 | -2.5 | 18,080 | 23-Nov-18 | 857 | | 12-Mar-19 | | 11-Apr-19 | 727,223 | 61.5 | 7 | 8 of 12 | 423,985 | 10,206 | -2 | 9,597 | 9-Nov-18 | 859 | | 12-Mar-19 | | 11-Apr-19 | 1,372,456 | 63.1 | 8 | 14 of 19 | 61,150 | 3 | -1 | 3 | 9-Nov-18 | 848 | | 25-Feb-19 | | 28-Mar-19 | 3,970,639 | 67 | 10 | 11 of 15 | 606,397 | 273,250 | -1 | 273,250 | 25-Oct-18 | 833 | | 12-Mar-19 | | 11-Apr-19 | 833,044 | 68.5 | 8 | 7 of 12 | 245,345 | 48,668 | -1 | 48,668 | 9-Oct-18 | 834 | | 08-Mar-19 | | 07-Apr-19 | 486,272 | 62.6 | 7 | 13 of 19 | 190,900 | 12,093 | -2 | 7,954 | 5-Oct-18 | 832 | M | 28-Feb-19 | | 28-Mar-19 | 682,500 | 65 | 5.5 | 19 of 24 | 1,661 | 380 | -1 | 380 | 28-Sep-18 | 831 | | 01-Mar-19 | | 31-Mar-19 | 1,031,147 | 63.1 | 7.5 | 13 of 19 | 464,646 | 76,912 | -1 | 76,912 | 28-Sep-18 | 830 | | 01-Mar-19 | | 31-Mar-19 | 650,000 | 57 | 7.5 | 13 of 18 | 281,930 | 4,288 | -1 | 4,288 | 1-Oct-18 | 828 | | 26-Feb-19 | | 29-Mar-19 | 1,609,066 | 64 | 8 | 15 of 21 | 475,905 | 133,479 | -1 | 133,479 | 25-Sep-18 | 798 | | 02-Mar-19 | | 01-Apr-19 | 646,203 | 67.4 | 7 | 12 of 19 | 183,733 | 5,838 | -2 | 924 | 28-Aug-18 | 805 | M | 24-Feb-19 | | 24-Mar-19 | 825,000 | 55 | 7 | 54 of 60 | 16,591 | 1,406 | -1 | 1,406 | 24-Aug-18 | 788 | | 28-Feb-19 | | 30-Mar-19 | 300,000 | 69.1 | 6 | 53 of 60 | 258,709 | 3,302 | -1.5 | 1,209 | 30-Jul-18 | 766 | | 09-Mar-19 | | 08-Apr-19 | 255,000 | 70.8 | 7 | 52 of 60 | 140,217 | 59,767 | -1.5 | 4,268 | 9-Jul-18 | 768 | | 09-Mar-19 | | 08-Apr-19 | 715,000 | 55 | 6.5 | 52 of 60 | 420,708 | 140,013 | -1 | 140,013 | 9-Jul-18 | 762 | | 15-Mar-19 | | 09-Apr-19 | 3,015,127 | 69.9 | 8 | 11 of 20 | 382,668 | 19,713 | -1 | 19,713 | 4-Jul-18 | 758 | | 02-Mar-19 | | 01-Apr-19 | 3,504,737 | 68.6 | 8 | 7 of 16 | 619,832 | 16,124 | -1 | 16,124 | 29-Jun-18 | 755 | | 28-Feb-19 | | 30-Mar-19 | 778,799 | 63.1 | 6 | 7 of 15 | 133,846 | 4,500 | -2 | 4,500 | 28-Jun-18 | 753 | | 26-Feb-19 | | 29-Mar-19 | 3,283,244 | 71.7 | 8 | 3 of 11 | 523,621 | 138,339 | -1 | 138,339 | 25-Jun-18 | 745 | | 19-Feb-19 | | 22-Mar-19 | 632,012 | 63.7 | 8 | 6 of 16 | 95,371 | 13,695 | -1 | 13,695 | 18-Jun-18 | 748 | M | 14-Mar-19 | | 13-Apr-19 | 195,312 | 69.8 | 6 | 27 of 36 | 898 | 50 | -1 | 50 | 14-Jun-18 | 743 | L | 16-Mar-19 | 16-Mar-19 | 15-Apr-19 | 680,436 | 61.5 | 6 | 11 of 20 | 227,724 | 1,753 | -1.5 | 1,753 | 14-Jun-18 | 730 | L | 14-Feb-19 | 16-Mar-19 | 15-Apr-19 | 1,008,629 | 68.2 | 7 | 15 of 24 | 557,612 | 2,481 | -1 | 2,481 | 14-May-18 | 717 | | 02-Mar-19 | | 01-Apr-19 | 943,674 | 67.5 | 8 | 4 of 15 | 510,296 | 5,429 | -1 | 5,429 | 30-Apr-18 | 688 | | 09-Mar-19 | | 08-Apr-19 | 580,563 | 63.1 | 6 | 7 of 19 | 535,373 | 7,245 | -1.5 | 4,144 | 5-Apr-18 | 687 | | 05-Mar-19 | | 04-Apr-19 | 490,000 | 70 | 8 | 49 of 60 | 4,046 | 611 | -1 | 611 | 5-Apr-18 | 677 | | 27-Feb-19 | | 27-Mar-19 | 238,000 | 70 | 7 | 49 of 60 | 102,328 | 336 | -1 | 336 | 27-Mar-18 | 614 | | 02-Mar-19 | | 01-Apr-19 | 1,997,068 | 64.3 | 7 | 7 of 20 | 160,504 | 6,412 | -1 | 6,412 | 2-Feb-18 | 612 | L | 31-Jan-19 | 03-Mar-19 | 21-Mar-19 | 937,402 | 70 | 8 | 1 of 14 | 174,925 | 8 | -1 | 8 | 31-Jan-18 | 606 | | 28-Feb-19 | | 29-Mar-19 | 182,000 | 69.3 | 6 | 47 of 60 | 57,637 | 1 | -1 | 1 | 29-Jan-18 | 588 | | 25-Feb-19 | | 28-Mar-19 | 948,288 | 64.5 | 6 | 1 of 16 | 24,424 | 6,700 | -1 | 6,700 | 21-Dec-17 | 587 | M | 20-Feb-19 | | 19-Apr-19 | 370,000 | 69.8 | 7.5 | 15 of 30 | 25,543 | 1,325 | -1 | 1,325 | 20-Dec-17 | 586 | M | 20-Feb-19 | | 19-Apr-19 | 904,285 | 48.2 | 5 | 45 of 60 | 839 | 50 | -1 | 50 | 20-Dec-17 | 578 | M | 24-Feb-19 | | 27-Mar-19 | 1,104,673 | 57 | 7 | 1 of 17 | 208,362 | 38 | -1 | 38 | 22-Nov-17 | 576 | | 22-Feb-19 | | 22-Mar-19 | 525,000 | 37.8 | 5 | 44 of 60 | 77,084 | 968 | -1 | 968 | 22-Nov-17 | 573 | M | 10-Mar-19 | | 09-Apr-19 | 225,000 | 52 | 7 | 44 of 60 | 25,101 | 2,055 | -1 | 2,055 | 10-Nov-17 | 568 | | 12-Mar-19 | | 08-Apr-19 | 242,100 | 66.7 | 6 | 44 of 60 | 64,580 | 7 | -1 | 7 | 9-Nov-17 | 540 | | 18-Mar-19 | | 17-Apr-19 | 370,000 | 69.8 | 7 | 42 of 60 | 225,548 | 62 | -1 | 62 | 18-Sep-17 | 539 | | 15-Mar-19 | | 14-Apr-19 | 238,000 | 72.2 | 5.5 | 42 of 60 | 20,697 | 69 | -1 | 69 | 15-Sep-17 | 531 | ML | 21-Sep-18 | 22-Jan-19 | 22-Mar-19 | 857,000 | 70 | 8 | 47 of 60 | 107,340 | 1,610 | -2 | 600 | 22-Aug-17 | 475 | M | 22-Feb-19 | | 22-Mar-19 | 500,000 | 55 | 6.5 | 39 of 60 | 12,213 | 99 | -1 | 99 | 22-May-17 | 463 | L | 27-Jan-19 | 27-Feb-19 | 30-Mar-19 | 3,741,981 | 69.1 | 7.5 | 8 of 31 | 975,427 | 29 | -1 | 29 | 28-Apr-17 | 329 | M | 22-Feb-19 | | 22-Mar-19 | 220,000 | 65.7 | 7 | 31 of 60 | 20,162 | 662 | -1.5 | 254 | 22-Sep-16 | 301 | M | 13-Mar-19 | | 12-Apr-19 | 300,000 | 61.9 | 6.5 | 4 of 36 | 40,891 | 144 | -1 | 144 | 13-Jul-16 | 181 | M | 24-Dec-18 | | 23-Jul-19 | 570,000 | 57.7 | 10.5 | 19 of 60 | 33,489 | 22,259 | -1 | 22,259 | 24-Jul-15 |
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bg
Member of DD Central
Posts: 1,368
Likes: 1,929
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Post by bg on Mar 24, 2019 11:12:35 GMT
Loan # | Events | Last P | First L | Next P | Amount | LTV | Rate | Term | Available | Discounted | Best Rate | Best Amt | Drew | 962 | | | | 20-Apr-19 | 298,634 | 58 | 7 | 18 of 18 | 145,835 | 40,563 | -1.5 | 24,363 | 21-Mar-19 | 961 | | | | 19-Apr-19 | 273,000 | 65 | 5 | 60 of 60 | 251,909 | 9,116 | -3.5 | 1,020 | 20-Mar-19 | 960 | | | | 17-Apr-19 | 555,407 | 69.9 | 7.5 | 13 of 13 | 402,121 | 47,457 | -1 | 47,457 | 18-Mar-19 | 959 | | | | 13-Apr-19 | 352,170 | 49.2 | 4.5 | 60 of 60 | 247,897 | 9,781 | -2 | - | 14-Mar-19 | 954 | | | | 07-Apr-19 | 1,175,000 | 72.1 | 7 | 60 of 60 | 495,847 | 59,908 | -1.5 | 19,293 | 8-Mar-19 | 956 | | | | 07-Apr-19 | 900,000 | 57.3 | 6 | 60 of 60 | 501,117 | 14,832 | -2 | 5,076 | 8-Mar-19 | 949 | | | | 03-Apr-19 | 355,000 | 64 | 5.5 | 60 of 60 | 220,073 | 5,566 | -3.5 | 1,880 | 4-Mar-19 | 946 | | | | 28-Mar-19 | 157,450 | 67 | 5.5 | 60 of 60 | 112,772 | 20,703 | -2.5 | 5,603 | 28-Feb-19 | 944 | | | | 25-Mar-19 | 116,215 | 49 | 6 | 15 of 15 | 45,394 | 28,048 | -2 | 4,799 | 25-Feb-19 | 938 | | | | 18-Apr-19 | 3,214,036 | 69.7 | 8 | 12 of 12 | 723,879 | 84,136 | -1.5 | 59,050 | 19-Feb-19 | 939 | | 19-Mar-19 | | 18-Apr-19 | 245,000 | 26.3 | 6 | 59 of 60 | 81,956 | 25,008 | -2 | 2,246 | 19-Feb-19 | 942 | | 22-Mar-19 | | 18-Apr-19 | 172,455 | 64.9 | 6.5 | 13 of 14 | 94,730 | 52,644 | -1.5 | 348 | 19-Feb-19 | 935 | | 18-Mar-19 | | 17-Apr-19 | 438,000 | 54.8 | 5 | 59 of 60 | 279,054 | 47,467 | -3.5 | 2,531 | 18-Feb-19 | 936 | | 14-Mar-19 | | 13-Apr-19 | 111,500 | 64.1 | 6.5 | 17 of 18 | 49,946 | 4,811 | -1 | 4,811 | 14-Feb-19 | 932 | | 13-Mar-19 | | 12-Apr-19 | 430,000 | 64.7 | 5 | 59 of 60 | 263,858 | 55,485 | -3.5 | 5,049 | 13-Feb-19 | 930 | | 12-Mar-19 | | 11-Apr-19 | 228,750 | 75 | 5.5 | 59 of 60 | 154,119 | 3,931 | -3 | 2,225 | 12-Feb-19 | 933 | | 12-Mar-19 | | 11-Apr-19 | 140,000 | 60.3 | 5.5 | 23 of 24 | 117,518 | 21,306 | -2 | 790 | 12-Feb-19 | 934 | | 12-Mar-19 | | 11-Apr-19 | 750,000 | 56.8 | 5 | 59 of 60 | 556,473 | 106,454 | -3.5 | 26,695 | 12-Feb-19 | 931 | | 11-Mar-19 | | 10-Apr-19 | 1,800,000 | 58.3 | 7 | 59 of 60 | 541,526 | 461 | -1 | 461 | 11-Feb-19 | 929 | | 08-Mar-19 | | 04-Apr-19 | 145,648 | 66 | 6.5 | 17 of 18 | 41,733 | 6,998 | -2 | 4,000 | 8-Feb-19 | 920 | | 03-Mar-19 | | 02-Apr-19 | 226,986 | 66.5 | 5.5 | 11 of 12 | 137,298 | 2,039 | -1.5 | 2,039 | 31-Jan-19 | 914 | | 24-Feb-19 | | 24-Mar-19 | 1,133,000 | 47.2 | 5.5 | 35 of 36 | 440,606 | 15,028 | -2 | 9,147 | 24-Jan-19 | 907 | | 10-Mar-19 | | 09-Apr-19 | 216,589 | 62.8 | 6.5 | 10 of 12 | 147,728 | 3,344 | -1.5 | 3,344 | 10-Jan-19 | 900 | | 20-Mar-19 | | 19-Apr-19 | 1,150,000 | 50 | 5.5 | 57 of 60 | 437,932 | 9,938 | -1.5 | 9,938 | 20-Dec-18 | 867 | | 23-Feb-19 | | 26-Mar-19 | 473,926 | 64.7 | 7 | 9 of 12 | 233,508 | 17,801 | -2.5 | 17,801 | 23-Nov-18 | 857 | | 12-Mar-19 | | 11-Apr-19 | 727,223 | 61.5 | 7 | 8 of 12 | 423,923 | 9,173 | -2 | 8,075 | 9-Nov-18 | 859 | | 12-Mar-19 | | 11-Apr-19 | 1,372,456 | 63.1 | 8 | 14 of 19 | 102,835 | 17,486 | -1 | 17,486 | 9-Nov-18 | 848 | | 25-Feb-19 | | 28-Mar-19 | 3,970,639 | 67 | 10 | 11 of 15 | 586,563 | 253,652 | -1 | 253,652 | 25-Oct-18 | 833 | | 12-Mar-19 | | 11-Apr-19 | 833,044 | 68.5 | 8 | 7 of 12 | 303,311 | 48,187 | -1 | 48,187 | 9-Oct-18 | 832 | M | 28-Feb-19 | | 28-Mar-19 | 682,500 | 65 | 5.5 | 19 of 24 | 1,661 | 380 | -1 | 380 | 28-Sep-18 | 831 | | 01-Mar-19 | | 31-Mar-19 | 1,031,147 | 63.1 | 7.5 | 13 of 19 | 464,646 | 76,912 | -1 | 76,912 | 28-Sep-18 | 830 | | 01-Mar-19 | | 31-Mar-19 | 650,000 | 57 | 7.5 | 13 of 18 | 283,083 | 3,935 | -1 | 3,935 | 1-Oct-18 | 828 | | 26-Feb-19 | | 29-Mar-19 | 1,609,066 | 64 | 8 | 15 of 21 | 475,669 | 133,304 | -1 | 133,304 | 25-Sep-18 | 798 | | 02-Mar-19 | | 01-Apr-19 | 646,203 | 67.4 | 7 | 12 of 19 | 182,723 | 5,117 | -2 | 428 | 28-Aug-18 | 805 | M | 24-Feb-19 | | 24-Mar-19 | 825,000 | 55 | 7 | 54 of 60 | 16,814 | 1,507 | -1 | 1,507 | 24-Aug-18 | 788 | | 28-Feb-19 | | 30-Mar-19 | 300,000 | 69.1 | 6 | 53 of 60 | 258,039 | 2,632 | -1.5 | 539 | 30-Jul-18 | 766 | | 09-Mar-19 | | 08-Apr-19 | 255,000 | 70.8 | 7 | 52 of 60 | 140,129 | 59,706 | -1.5 | 5,112 | 9-Jul-18 | 768 | | 09-Mar-19 | | 08-Apr-19 | 715,000 | 55 | 6.5 | 52 of 60 | 420,817 | 139,921 | -1 | 139,921 | 9-Jul-18 | 762 | | 15-Mar-19 | | 09-Apr-19 | 3,015,127 | 69.9 | 8 | 11 of 20 | 377,858 | 13,903 | -1 | 13,903 | 4-Jul-18 | 758 | | 02-Mar-19 | | 01-Apr-19 | 3,504,737 | 68.6 | 8 | 7 of 16 | 620,255 | 15,911 | -1 | 15,911 | 29-Jun-18 | 755 | | 28-Feb-19 | | 30-Mar-19 | 778,799 | 63.1 | 6 | 7 of 15 | 510,720 | 4,288 | -2 | 4,288 | 28-Jun-18 | 753 | | 26-Feb-19 | | 29-Mar-19 | 3,283,244 | 71.7 | 8 | 3 of 11 | 494,372 | 108,027 | -1 | 108,027 | 25-Jun-18 | 745 | | 22-Mar-19 | | 21-Apr-19 | 632,012 | 63.7 | 8 | 6 of 16 | 123,951 | 10,111 | -1 | 10,111 | 18-Jun-18 | 743 | L | 16-Mar-19 | 16-Mar-19 | 15-Apr-19 | 680,436 | 61.5 | 6 | 11 of 20 | 227,372 | 1,385 | -1.5 | 1,385 | 14-Jun-18 | 730 | L | 14-Feb-19 | 16-Mar-19 | 15-Apr-19 | 1,008,629 | 68.2 | 7 | 15 of 24 | 557,617 | 2,481 | -1 | 2,481 | 14-May-18 | 691 | | 19-Mar-19 | | 18-Apr-19 | 3,694,253 | 65 | 7 | 16 of 28 | 360,179 | 191 | -1 | 191 | 13-Apr-18 | 688 | | 09-Mar-19 | | 08-Apr-19 | 580,563 | 63.1 | 6 | 7 of 19 | 535,773 | 7,245 | -1.5 | 4,144 | 5-Apr-18 | 677 | | 27-Feb-19 | | 27-Mar-19 | 238,000 | 70 | 7 | 49 of 60 | 102,077 | 84 | -1 | 84 | 27-Mar-18 | 664 | | 18-Mar-19 | | 14-Apr-19 | 429,728 | 68.1 | 7 | 7 of 20 | 3,932 | 3,250 | -1 | 3,250 | 14-Mar-18 | 614 | | 02-Mar-19 | | 01-Apr-19 | 1,997,068 | 64.3 | 7 | 7 of 20 | 571,246 | 6,275 | -1 | 6,275 | 2-Feb-18 | 606 | | 28-Feb-19 | | 29-Mar-19 | 182,000 | 69.3 | 6 | 47 of 60 | 57,637 | 1 | -1 | 1 | 29-Jan-18 | 588 | | 25-Feb-19 | | 28-Mar-19 | 948,288 | 64.5 | 6 | 1 of 16 | 58,391 | 6,202 | -1 | 6,202 | 21-Dec-17 | 587 | M | 20-Mar-19 | | 19-Apr-19 | 370,000 | 69.8 | 7.5 | 15 of 30 | 26,035 | 1,325 | -1 | 1,325 | 20-Dec-17 | 586 | M | 20-Mar-19 | | 19-Apr-19 | 904,285 | 48.2 | 5 | 45 of 60 | 839 | 50 | -1 | 50 | 20-Dec-17 | 576 | | 22-Mar-19 | | 21-Apr-19 | 525,000 | 37.8 | 5 | 44 of 60 | 77,084 | 968 | -1 | 968 | 22-Nov-17 | 573 | M | 10-Mar-19 | | 09-Apr-19 | 225,000 | 52 | 7 | 44 of 60 | 25,378 | 2,055 | -1 | 2,055 | 10-Nov-17 | 568 | | 12-Mar-19 | | 08-Apr-19 | 242,100 | 66.7 | 6 | 44 of 60 | 64,580 | 7 | -1 | 7 | 9-Nov-17 | 539 | | 15-Mar-19 | | 14-Apr-19 | 238,000 | 72.2 | 5.5 | 42 of 60 | 20,697 | 69 | -1 | 69 | 15-Sep-17 | 531 | ML | 21-Sep-18 | 22-Jan-19 | 21-Apr-19 | 857,000 | 70 | 8 | 47 of 60 | 108,094 | 1,610 | -2 | 600 | 22-Aug-17 | 329 | M | 22-Feb-19 | | 21-Apr-19 | 220,000 | 65.7 | 7 | 31 of 60 | 20,374 | 662 | -1.5 | 254 | 22-Sep-16 | 301 | M | 13-Mar-19 | | 12-Apr-19 | 300,000 | 61.9 | 6.5 | 4 of 36 | 41,043 | 144 | -1 | 144 | 13-Jul-16 | 181 | M | 24-Dec-18 | | 23-Jul-19 | 570,000 | 57.7 | 10.5 | 19 of 60 | 33,159 | 21,759 | -1 | 21,759 | 24-Jul-15 |
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bg
Member of DD Central
Posts: 1,368
Likes: 1,929
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Post by bg on Mar 26, 2019 6:48:06 GMT
Loan # | Events | Last P | First L | Next P | Amount | LTV | Rate | Term | Available | Discounted | Best Rate | Best Amt | Drew | 968 | | | | | 410,000 | 71.3 | 5.5 | 60 of 60 | 289,122 | 2,477 | -3 | 1,477 | 25-Mar-19 | 964 | | | | | 173,000 | 54.1 | 5 | 60 of 60 | 113,262 | 4,062 | -3.5 | 2,812 | 25-Mar-19 | 962 | | | | 20-Apr-19 | 298,634 | 58 | 7 | 18 of 18 | 137,375 | 30,854 | -1.5 | 30,702 | 21-Mar-19 | 961 | | | | 19-Apr-19 | 273,000 | 65 | 5 | 60 of 60 | 251,234 | 8,498 | -3.5 | 886 | 20-Mar-19 | 960 | | | | 17-Apr-19 | 555,407 | 69.9 | 7.5 | 13 of 13 | 399,871 | 44,734 | -1 | 44,734 | 18-Mar-19 | 959 | | | | 13-Apr-19 | 352,170 | 49.2 | 4.5 | 60 of 60 | 247,716 | 9,579 | -2 | 9,579 | 14-Mar-19 | 954 | | | | 07-Apr-19 | 1,175,000 | 72.1 | 7 | 60 of 60 | 495,731 | 59,469 | -1.5 | 18,854 | 8-Mar-19 | 956 | | | | 07-Apr-19 | 900,000 | 57.3 | 6 | 60 of 60 | 500,785 | 14,787 | -2 | 7,779 | 8-Mar-19 | 949 | | | | 03-Apr-19 | 355,000 | 64 | 5.5 | 60 of 60 | 222,124 | 7,897 | -4 | 3,411 | 4-Mar-19 | 946 | | | | 28-Mar-19 | 157,450 | 67 | 5.5 | 60 of 60 | 112,726 | 20,657 | -2.5 | 5,557 | 28-Feb-19 | 944 | | 25-Mar-19 | | 25-Mar-19 | 116,215 | 49 | 6 | 14 of 15 | 45,241 | 27,916 | -2 | 4,707 | 25-Feb-19 | 938 | | 22-Mar-19 | | 18-Apr-19 | 3,214,036 | 69.7 | 8 | 11 of 12 | 711,627 | 71,824 | -1.5 | 47,646 | 19-Feb-19 | 939 | | 19-Mar-19 | | 18-Apr-19 | 245,000 | 26.3 | 6 | 59 of 60 | 84,340 | 27,634 | -2 | 2,052 | 19-Feb-19 | 942 | | 22-Mar-19 | | 18-Apr-19 | 172,455 | 64.9 | 6.5 | 13 of 14 | 95,779 | 54,331 | -1.5 | 2,547 | 19-Feb-19 | 936 | | 14-Mar-19 | | 13-Apr-19 | 118,906 | 64.1 | 6.5 | 17 of 18 | 47,733 | 4,869 | -1 | 4,869 | 14-Feb-19 | 935 | | 18-Mar-19 | | 17-Apr-19 | 438,000 | 54.8 | 5 | 59 of 60 | 281,041 | 48,814 | -4 | 1,628 | 18-Feb-19 | 932 | | 13-Mar-19 | | 12-Apr-19 | 430,000 | 64.7 | 5 | 59 of 60 | 263,763 | 55,390 | -3.5 | 4,954 | 13-Feb-19 | 931 | | 11-Mar-19 | | 10-Apr-19 | 1,800,000 | 58.3 | 7 | 59 of 60 | 550,294 | 881 | -1 | 881 | 11-Feb-19 | 930 | | 12-Mar-19 | | 11-Apr-19 | 228,750 | 75 | 5.5 | 59 of 60 | 158,308 | 8,119 | -3 | 7,439 | 12-Feb-19 | 933 | | 12-Mar-19 | | 11-Apr-19 | 140,000 | 60.3 | 5.5 | 23 of 24 | 118,728 | 22,516 | -2 | 2,000 | 12-Feb-19 | 934 | | 12-Mar-19 | | 11-Apr-19 | 750,000 | 56.8 | 5 | 59 of 60 | 555,555 | 105,515 | -3.5 | 26,181 | 12-Feb-19 | 929 | | 08-Mar-19 | | 04-Apr-19 | 145,648 | 66 | 6.5 | 17 of 18 | 38,147 | 4,387 | -2 | 2,621 | 8-Feb-19 | 920 | | 03-Mar-19 | | 02-Apr-19 | 226,986 | 66.5 | 5.5 | 11 of 12 | 137,191 | 1,942 | -2 | 1,942 | 31-Jan-19 | 914 | | 24-Feb-19 | | 23-Apr-19 | 1,133,000 | 47.2 | 5.5 | 35 of 36 | 440,606 | 15,227 | -2 | 9,346 | 24-Jan-19 | 907 | | 10-Mar-19 | | 09-Apr-19 | 216,589 | 62.8 | 6.5 | 10 of 12 | 147,041 | 3,153 | -1.5 | 3,153 | 10-Jan-19 | 900 | | 20-Mar-19 | | 19-Apr-19 | 1,150,000 | 50 | 5.5 | 57 of 60 | 437,932 | 9,938 | -1.5 | 9,938 | 20-Dec-18 | 867 | | 23-Feb-19 | | 26-Mar-19 | 473,926 | 64.7 | 7 | 9 of 12 | 233,190 | 17,365 | -3 | 14,105 | 23-Nov-18 | 857 | | 12-Mar-19 | | 11-Apr-19 | 727,223 | 61.5 | 7 | 8 of 12 | 425,574 | 8,919 | -2 | 7,820 | 9-Nov-18 | 859 | | 12-Mar-19 | | 11-Apr-19 | 1,372,456 | 63.1 | 8 | 14 of 19 | 111,504 | 16,523 | -1 | 16,523 | 9-Nov-18 | 848 | | 25-Feb-19 | | 28-Mar-19 | 3,970,639 | 67 | 10 | 11 of 15 | 584,370 | 246,574 | -1 | 246,574 | 25-Oct-18 | 833 | | 12-Mar-19 | | 11-Apr-19 | 833,044 | 68.5 | 8 | 7 of 12 | 302,533 | 47,690 | -1 | 47,690 | 9-Oct-18 | 832 | M | 28-Feb-19 | | 28-Mar-19 | 682,500 | 65 | 5.5 | 19 of 24 | 1,661 | 380 | -1 | 380 | 28-Sep-18 | 831 | | 01-Mar-19 | | 31-Mar-19 | 1,031,147 | 63.1 | 7.5 | 13 of 19 | 467,625 | 76,891 | -1 | 76,891 | 28-Sep-18 | 830 | | 01-Mar-19 | | 31-Mar-19 | 650,000 | 57 | 7.5 | 13 of 18 | 281,924 | 3,326 | -1 | 3,326 | 1-Oct-18 | 828 | | 26-Feb-19 | | 29-Mar-19 | 1,609,066 | 64 | 8 | 15 of 21 | 474,716 | 132,462 | -1 | 132,462 | 25-Sep-18 | 798 | | 02-Mar-19 | | 01-Apr-19 | 646,203 | 67.4 | 7 | 12 of 19 | 181,110 | 4,734 | -2 | 574 | 28-Aug-18 | 805 | M | 24-Feb-19 | | 23-Apr-19 | 825,000 | 55 | 7 | 54 of 60 | 19,264 | 1,507 | -1 | 1,507 | 24-Aug-18 | 788 | | 28-Feb-19 | | 30-Mar-19 | 300,000 | 69.1 | 6 | 53 of 60 | 258,039 | 2,571 | -1.5 | 478 | 30-Jul-18 | 766 | | 09-Mar-19 | | 08-Apr-19 | 255,000 | 70.8 | 7 | 52 of 60 | 145,123 | 59,585 | -1.5 | 4,991 | 9-Jul-18 | 768 | | 09-Mar-19 | | 08-Apr-19 | 715,000 | 55 | 6.5 | 52 of 60 | 420,036 | 139,464 | -1 | 139,464 | 9-Jul-18 | 762 | | 15-Mar-19 | | 09-Apr-19 | 3,015,127 | 69.9 | 8 | 11 of 20 | 396,987 | 7,733 | -1 | 7,733 | 4-Jul-18 | 758 | | 02-Mar-19 | | 01-Apr-19 | 3,504,737 | 68.6 | 8 | 7 of 16 | 618,140 | 14,877 | -1 | 14,877 | 29-Jun-18 | 755 | | 28-Feb-19 | | 30-Mar-19 | 778,799 | 63.1 | 6 | 7 of 15 | 510,717 | 4,285 | -2 | 4,285 | 28-Jun-18 | 753 | | 26-Feb-19 | | 29-Mar-19 | 3,283,244 | 71.7 | 8 | 3 of 11 | 495,998 | 108,076 | -1 | 108,076 | 25-Jun-18 | 745 | L | 22-Mar-19 | 22-Mar-19 | 21-Apr-19 | 632,012 | 63.7 | 8 | 6 of 16 | 123,085 | 10,160 | -1 | 10,160 | 18-Jun-18 | 743 | L | 16-Mar-19 | 16-Mar-19 | 15-Apr-19 | 680,436 | 61.5 | 6 | 11 of 20 | 226,624 | 938 | -1.5 | 938 | 14-Jun-18 | 730 | L | 14-Feb-19 | 16-Mar-19 | 15-Apr-19 | 1,008,629 | 68.2 | 7 | 15 of 24 | 557,617 | 2,481 | -1 | 2,481 | 14-May-18 | 688 | | 09-Mar-19 | | 08-Apr-19 | 580,563 | 63.1 | 6 | 7 of 19 | 533,816 | 5,288 | -2 | 3,157 | 5-Apr-18 | 677 | | 27-Feb-19 | | 27-Mar-19 | 238,000 | 70 | 7 | 49 of 60 | 102,327 | 84 | -1 | 84 | 27-Mar-18 | 614 | | 02-Mar-19 | | 01-Apr-19 | 1,997,068 | 64.3 | 7 | 7 of 20 | 569,837 | 5,565 | -1 | 5,565 | 2-Feb-18 | 606 | | 28-Feb-19 | | 29-Mar-19 | 182,000 | 69.3 | 6 | 47 of 60 | 57,685 | 1 | -1 | 1 | 29-Jan-18 | 588 | | 23-Mar-19 | | 27-Mar-19 | 948,288 | 64.5 | 6 | 1 of 16 | 26,550 | 1 | -1 | 1 | 21-Dec-17 | 587 | M | 20-Mar-19 | | 19-Apr-19 | 370,000 | 69.8 | 7.5 | 15 of 30 | 26,614 | 1,325 | -1 | 1,325 | 20-Dec-17 | 586 | M | 20-Mar-19 | | 19-Apr-19 | 904,285 | 48.2 | 5 | 45 of 60 | 826 | 25 | -1 | 25 | 20-Dec-17 | 576 | | 22-Mar-19 | | 21-Apr-19 | 525,000 | 37.8 | 5 | 44 of 60 | 77,084 | 968 | -1 | 968 | 22-Nov-17 | 573 | M | 10-Mar-19 | | 09-Apr-19 | 225,000 | 52 | 7 | 44 of 60 | 25,853 | 2,055 | -1 | 2,055 | 10-Nov-17 | 539 | | 15-Mar-19 | | 14-Apr-19 | 238,000 | 72.2 | 5.5 | 42 of 60 | 20,722 | 69 | -1 | 69 | 15-Sep-17 | 531 | ML | 21-Sep-18 | 22-Jan-19 | 21-Apr-19 | 857,000 | 70 | 8 | 47 of 60 | 107,851 | 1,367 | -2 | 357 | 22-Aug-17 | 329 | ML | 22-Feb-19 | 22-Mar-19 | 21-Apr-19 | 220,000 | 65.7 | 7 | 31 of 60 | 20,434 | 662 | -1.5 | 254 | 22-Sep-16 | 301 | M | 13-Mar-19 | | 12-Apr-19 | 300,000 | 61.9 | 6.5 | 4 of 36 | 41,122 | 144 | -1 | 144 | 13-Jul-16 | 181 | M | 24-Dec-18 | | 23-Jul-19 | 570,000 | 57.7 | 10.5 | 19 of 60 | 33,958 | 21,595 | -1 | 21,595 | 24-Jul-15 |
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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Post by SteveT on Mar 26, 2019 9:42:11 GMT
stuartassetzcapital / chris , now that there is sustained, widespread availability of discounted underwriter holdings across 50+ different AC loans, can you PLEASE add the oft-requested option to filter the "Browse Loans" page by % Discount? It's ludicrous that MLIA lenders still have to cross-refer from an offline forum crib-sheet (or else manually check hundreds of individual loans) to find those loans with discounted SM availability.
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bigfoot12
Member of DD Central
Posts: 1,817
Likes: 816
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Post by bigfoot12 on Mar 26, 2019 9:51:02 GMT
stuartassetzcapital / chris , now that there is sustained, widespread availability of discounted underwriter holdings across 50+ different AC loans, can you PLEASE add the oft-requested option to filter the "Browse Loans" page by % Discount? It's ludicrous that MLIA lenders still have to cross-refer from an offline forum crib-sheet (or else manually check hundreds of individual loans) to find those loans with discounted SM availability. Also is the upgrade (to allow faster processing) near? It is frustrating putting orders in for discounted parts, and then having to wait for 15+ hours, to see if successful, and then try the next one...
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