jlend
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Post by jlend on Oct 8, 2018 15:08:57 GMT
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cb25
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ALTFI
Oct 8, 2018 15:13:00 GMT
Post by cb25 on Oct 8, 2018 15:13:00 GMT
I have some difficulty believing that.
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ALTFI
Oct 8, 2018 16:57:54 GMT
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Post by eascogo on Oct 8, 2018 16:57:54 GMT
AC should have a word with Altfi. 18.2% return quoted as 3-yr return feel within range whereas the 2.6% 1-yr return figure looks like nonsense.
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cb25
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Post by cb25 on Oct 8, 2018 17:16:41 GMT
AC should have a word with Altfi. 18.2% return quoted as 3-yr return feel within range whereas the 2.6% 1-yr return figure looks like nonsense. Any comment stuartassetzcapital?
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jlend
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ALTFI
Oct 8, 2018 18:01:16 GMT
Post by jlend on Oct 8, 2018 18:01:16 GMT
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ALTFI
Oct 8, 2018 18:30:19 GMT
via mobile
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Post by stuartassetzcapital on Oct 8, 2018 18:30:19 GMT
Altfi have a very detailed and interesting methodology and they publish it on their site - it can throw out interesting figures sometimes. It’s a cautious approach.
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jlend
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ALTFI
Oct 8, 2018 18:46:59 GMT
Post by jlend on Oct 8, 2018 18:46:59 GMT
Altfi have a very detailed and interesting methodology and they publish it on their site - it can throw out interesting figures sometimes. It’s a cautious approach. Thanks stuartassetzcapitalDo you have a more recent alt-fi figure you can give us ?
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ALTFI
Oct 8, 2018 18:53:16 GMT
via mobile
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Post by stuartassetzcapital on Oct 8, 2018 18:53:16 GMT
It’s just the one on their site - if you google Altfi market data
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jlend
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ALTFI
Oct 8, 2018 19:02:37 GMT
Post by jlend on Oct 8, 2018 19:02:37 GMT
It’s just the one on their site - if you google Altfi market data I could only see the July figure for AC. I couldn't see a later one when I looked on ALTFI? There were some later ones for some other platforms?
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jlend
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ALTFI
Oct 9, 2018 18:39:09 GMT
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Post by jlend on Oct 9, 2018 18:39:09 GMT
Altfi have now updated their website for AC.
Data for August 2018
1 year platform return 2.7%
3 year platfor return 18.6%
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jlend
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Post by jlend on Oct 10, 2018 9:23:20 GMT
AC should have a word with Altfi. 18.2% return quoted as 3-yr return feel within range whereas the 2.6% 1-yr return figure looks like nonsense. This is how it works according to AC. The methodology used by AltFi Data is explained on their website but in summary they analyse loan level cashflows and mark loans as defaulted when cashflows cease after a period of time or we mark a loan as defaulted, whichever is the sooner. They then take industry standard recovery rate assumptions and apply assumed losses to defaulted loans until over time our own recovery data has a length of track record to take over as the assumed loss rate.
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jlend
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Post by jlend on Dec 7, 2018 20:29:00 GMT
Latest figures for September
1 Year net return 3%
3 Year net return 18.6%
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jlend
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Post by jlend on Jul 11, 2019 17:02:23 GMT
Latest figures for March 2019 for AC brismo.com/market-data/1 year net return 3% 3 year net return 18.6% This is what AC say about the stats: Our loan book, including all loans issued since inception, has been independently verified by Altfi Data who have calculated our net investor returns (after fees charged to borrowers and bad debt, but before tax) and display them compared to other platforms on their website. AltFi Data measures what an equal time-weighted exposure to every loan would have returned over the preceding 12-month period. The return therefore reflects a portfolio that is perfectly diversified across all loans throughout any period. Loans that AltFi Data treats as defaulted are written down to the actual historic average level of recovery by an originator and actual recovered amounts are reflected at the end of the recovery process. The return figures assume that all income is re-invested immediately and that all capital invested is deployed in loans. |
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